Bad Credit Car Dealers Carlisle

New Fords & Used Cars Gettysburg, PA

If you are looking for a beautiful new car, reliable used vehicle, or guaranteed approval auto loan in Carlisle, PA, our Ford dealership is here for you. Our selection of new Fords showcases the best of modern automotive technology, and our used car dealership features a huge selection durable, late-model vehicles. Our Ford finance department is also available with bad credit car loans; if you have a troublesome credit history, we can still get you into the car you need for either you or your family.

Directions to Bob Ruth Ford from Carlisle, PA

Located just 22 minutes away from downtown Carlisle, PA, our Ford dealership is very easy to find. Follow these directions to find us:

  1. Get on I-81 N from S College St and Walnut Bottom Rd
  2. Take PA-74 S/York Rd to US-15 N in Carroll Township
  3. Turn left onto US-15 N
  4. Our dealership will be on the right

Bad Credit Car Loans in Carlisle, PA

It can be hard to recover financially from events like bankruptcy, divorce, or missed house payments. We understand that, and we also realize that past financial problems shouldnít define everything about your future. You still need a reliable vehicle, and a car loan may be the best way to do that. But how does a customer with a bad credit score get a satisfactory loan? Isnít credit score the thing used to avoid giving people loans?

Itís true that financing companies use credit score as a measurement of someoneís reliability or creditworthiness. After all, itís the only metric they have to go by since they donít know you personally. But just because you have bad credit doesnít mean you canít get a loan.

The first step is to make sure that you have cleared all of the requirements to emerge from Chapter 7 bankruptcy. If your court dates have all passed, certain assets have been liquidated, and your debts have been cleared (and you are earning regular income), than itís time to start talking about a bad credit car loan in Carlisle, PA. The main difference here is the APR, or annual percentage rate. This is the fee associated with borrowing money, and in the case of a buyer with a low credit score, you might have to pay 10% or more in interest.

Itís important to use an online ďcost of a loanĒ tool or car affordability calculator. Even if you manage a 20% down payment, it can still be a significant commitment to keep up with that much interest. If you do take on that loan and pay it back consistently over 60 months, though, your credit score stands a much better chance of bouncing back than it would without a car loan.

New Cars at a Ford Dealership Near Me

Stop by our dealership to look around at all of Fordís beautiful new car models. They showcase the best of the modern vehicle: safety features like collision detection and stay-in-your-lane support, and LED fog lights, entertainment features like industry-leading video and audio, and luxury items like leather seats and panoramic sunroofs.

Do you need a spacious vehicle for the family? Ford has a whole set of cars with soccer practice, trips to the beach, and family trips in mind. Try out the Ford Explorer on a test drive--youíll love the power under the hood, but the refined nature of the interior will make you forget that the SUV you are driving has exceptional towing capacity and horsepower. For all the athleticism, the Ford Explorer still features excellent gas mileage.

The Ford Expedition takes things to a new level with its extra seating, huge storage area, and sleek luxury items. Travel with the family in style as you cruise down the highway in a Ford Expedition Platinum edition--the luxury features will make you feel like youíre on vacation before you even arrive.

Visit our Used Car Dealers in Carlisle, PA

Are you looking to save some money while still investing in a high quality vehicle? If so, swing by our used car lot at your earliest convenience. Our used cars for sale in Carlisle, PA have been inspected, and weíre offering them to you at unbeatable rates, considering the young age and low mileage on many of our cars.

If you see a used car that you like, donít hesitate to give us a call about a test drive--these cars go quickly! You never know when another buyer will drive off in the car youíve had your eye on.

We have plenty of used pickup trucks, used sedans, and even used Ford Mustangs, and we donít limit our used car inventory to Fords; we also supply other makes as well. You can find Dodge, Chevy, Buick, and more on our used car lots. Whenever we think a car is a great value, we like to offer it to our customers.

Do you have any questions about applying for a loan, getting financing despite your low credit, or buying a car? Weíd love to help you out. Our finance team has expert knowledge of everything from APR to cash back offers and incentives, and we want to help you make a great car-buying decision. Get in touch!

Ford Financing - Guaranteed Approval in PA

When youíre ready to start considering financing for a car purchase, start off with Finance Application tool. Itís a good idea to get pre-qualified before you start shopping, because it will hold you to your budge and allow you to enjoy the shopping process more. All you have to do is insert to personal info and your employment data, and youíll get an eligibility assessment. Our car dealership for bad credit will work with you to secure the loan you need.

So whatís the easiest way to get a 20% or higher down payment on a car? After all, thatís the best way to mitigate the effects of a high-interest loan.

We suggest using our Value Your Trade tool to see if you can trade in your current car for a value that will serve as a down payment on your new car. It can be as simple as driving into the dealership in one car, trading it in, and applying that cash towards your new purchase. You can even save money on sales tax by doing so. When you are in need of a bad credit auto loan head to the Ford motor credit center in PA.

What Customers are Saying About Bob Ruth Ford


"We just bought a Jeep Renegade and our experience was fantastic! Devin did an excellent job, as did Keith and Scott. From start to finish...everyone was friendly and professional! It was a bit of a drive for us, but definitely well worth it, one of the best dealers in the southern PA area..we'll be back for sure!" -Kathy Wolf
"I just bought an F-150 and what a great experience at Bob Ruth Ford! We were assisted by Jeff and Jeff made the buying process extremely easy and was very courteous throughout the process. I would highly recommend Bob Ruth and would definitely ask for Jeff!!" -Gregory Miller
"Go see shelly he's the best. Made the process painless love my Buick encore. He made sure everything I wanted/needed in a car was a perfect match along with my price range. Best car buying experience ever!!!!" -Megan Berkhiemer

Contact Bob Ruth Ford for More Information

For more details on our new cars for sale or used cars for sale and the services we provide to drivers in and around the Gettysburg, PA area, please feel free to contact us through our website or call us at (877) 818-1593.

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