Bad Credit Auto Financing

Ford Bad Credit

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Are you looking for the ideal dealer in your area that can provide bad credit auto financing? When you’re shopping for a car with bad credit, it can sometimes feel like the odds are against you. It certainly doesn’t help that some used car dealers in York PA will refuse to work with those who are credit challenged! Here at Bob Ruth Ford, we feel that every shopper deserves the chance to secure the bad credit auto financing that their situation demands. We understand that poor credit history isn’t always the result of irresponsible financial behavior. Life can get expensive, and people who are otherwise responsible can end up with credit scores that don’t reflect this. We’re here to help.

As one of the leading car dealerships for bad credit in PA, we specialize in working with credit challenged customers. Whether your credit score is low if you’re going through bankruptcy or even if you have no credit to show - we’ll be able to help you obtain the right affordable car loan for you. WIth Ford credit at Bob Ruth Ford, it’s easy to qualify for the car loan that you require. We offer a fast and easy online application process, no application fees and reasonable interest rates. If you’re looking for a car dealership for bad credit that can help you get back on the right track - Bob Ruth Ford is for you.



Guaranteed Auto Financing

When you’re applying for car loans with bad credit, it can be nerve-wracking to wait to find out whether you’re approved. Getting the loan you need is vital, especially if you depend on a vehicle to get to work and back! Here at Bob Ruth Ford, we feel that you shouldn’t have to worry about whether or not you’ll qualify. For this reason, we’re glad to offer guaranteed auto loans with a 100% acceptance rate to our valued York PA customers.

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How is it that we can offer car loans with a 100% acceptance rate? It’s quite simple! As you likely know, your credit score is an important measure used by lenders to determine your ability to pay back a loan on time. The lower your score, the higher the risk you appear to lenders. To counteract this and qualify for a guaranteed auto loan - there are a few things you can do to counteract your low credit score. By paying more of the cost of your vehicle up front through your down payment, you’ll be able to reduce the size of the loan you need. You may also need to take on a car loan with a higher than average interest rate. Not to worry - once your credit score has improved, you may be able to refinance your loan at a lower interest rate.

How can you improve your credit score? There are a number of things you can do that will help! Of course, you’ll want to avoid taking out any additional lines of credit, as well as avoiding anything that will cause a hard inquiry to your credit score. Additionally, you should keep your credit card balance below 30% of your available credit - and work on paying it down if it exceeds this! To learn more, call or stop by our dealership to speak with one of our courteous finance specialists. They’ll be glad to explain the whole process to you and help you determine the best course of action for your situation. Securing a Ford bad credit loan is quick and painless when you shop with Bob Ruth!

Used Car Dealers York PA

If you’re looking for a used car to buy with bad credit, Bob Ruth Ford has you covered. We have a great selection of affordable used cars, trucks, and SUVs for sale. Check out our selection of used cars under $15,000 to find options that match your budget needs. We carry a range of terrific vehicles from Ford and many of the most popular car makers in the country. Whether you’re after an affordable compact car or a spacious family SUV - we’ve got plenty of options to pick from.

If you’re shopping on a tight budget, you may want to consider our stock of cheap used cars for sale in PA. At our Good Luck car lot, you’ll find an array of used vehicles that are 10 years or older or that have 100,000 or more miles on them. These vehicles are offered for sale to the public at rock-bottom prices posted on the windshield. There’s no negotiating, so the price you see is what you’ll pay! Our cheap used cars are offered as is without a warranty, so you can score a great deal on a vehicle that will meet your needs and budget requirements. Take the stress out of shopping for used cars with bad credit, at your bad credit auto financing headquarters - Bob Ruth Ford!
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Exterior: 
Green
Interior: 
Gray 
Mileage:
75,776
Engine:
2.2L
Model #: 
ZLM26
VIN:
5GZCZ33D47S832361
Stock #:
SV4186A
Get Approved in Seconds
Price:  
$6,982
$113.98 / month*
This front wheel drive 2007 Saturn Vue I4 features a Cypress Green exterior with a Gray interior and has only 75,776 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used Saturn Vue includes...   Read More
Exterior: 
Gray
Interior: 
Black Leather
Mileage:
110,872
Engine:
2.3L
Model #: 
MZ6IVEA
VIN:
1YVHP80C285M44058
Stock #:
SV4037A
Get Approved in Seconds
Price:  
$7,072
DESIRABLE FEATURES: Leather, Premium Sound, and Remote Entry.This front wheel drive used 2008 Mazda6 i Sport VE features a Gray exterior with a Black interior and has only 110,872 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the...   Read More
Exterior: 
Silver
Interior: 
Charcoal Black 
Mileage:
119,499
Engine:
2.5L
Model #: 
P0H
VIN:
3FAHP0HA7BR229697
Stock #:
SV4078A
Get Approved in Seconds
Price:  
$7,331
This front wheel drive used 2011 Ford Fusion SE features a Ingot Silver Metallic exterior with a Charcoal Black interior and has only 119,499 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Ford...   Read More
Exterior: 
Silver
Mileage:
140,910
Engine:
2.4L
Model #: 
RE4857JW
VIN:
JHLRE48557C043387
Stock #:
SV3732A
Get Approved in Seconds
Price:  
$7,997
Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used Honda Cr-v includes Keyless Entry, Steering Wheel Audio Controls, an Anti Theft System, an Outside Temperature Gauge, an AM/FM Stereo, and a...   Read More
Exterior: 
Silver
Interior: 
Dark Charcoal 
Mileage:
147,050
Engine:
4.0L
Model #: 
T80
VIN:
1ZVFT80N375297738
Stock #:
SV3881B
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Price:  
$7,997
This rear wheel drive used 2007 Ford Mustang V6 Deluxe features a Satin Silver Clearcoat Metallic exterior with a Dark Charcoal interior and has only 147,050 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY...   Read More
Exterior: 
Black
Interior: 
Titan Black 
Mileage:
60,867
Engine:
2.0L
Model #: 
1622J1
VIN:
3VW1K7AJ8CM427214
Stock #:
T12219B
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Price:  
$8,230
$134.36 / month*
This front wheel drive used 2012 Volkswagen Jetta Sedan S features a Black exterior with a Titan Black interior and has only 60,867 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.STOCK# T12219B PRICED BELOW MARKET RETAIL...   Read More
Exterior: 
Black
Interior: 
Charcoal Black Leather
Mileage:
156,266
Engine:
3.5L
Model #: 
J8J
VIN:
2LMDJ8JC2ABJ16032
Stock #:
SV4095A
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Price:  
$8,549
DESIRABLE FEATURES: Panoramic Roof, Leather, Cooled Seats, Premium Sound, and Remote Entry.This all wheel drive used 2010 Lincoln Mkx Base features a Tuxedo Black Metallic exterior with a Charcoal Black interior and has only 156,266 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite...   Read More
Exterior: 
White
Interior: 
Charcoal Black/cashmere 
Mileage:
77,261
Engine:
1.6L
Model #: 
P4F
VIN:
3FADP4FJ2BM125642
Stock #:
BV1082A
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Price:  
$8,596
$140.33 / month*
DESIRABLE FEATURES: Alloy Wheels, Premium Sound, and Remote Entry.This front wheel drive used 2011 Ford Fiesta SES features a Oxford White exterior with a Charcoal Black/cashmere interior and has only 77,261 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used...   Read More
Exterior: 
Other
Interior: 
Light Gray Leather
Mileage:
133,535
Engine:
4.2L
Model #: 
TT15506
VIN:
1GKDT13S662223611
Stock #:
SV4017A
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Price:  
$8,883
DESIRABLE FEATURES: DVD, Leather, Tow Pkg, Alloy Wheels, Remote Entry, and Premium Sound.This four wheel drive 2006 Gmc Envoy SLT features a Cranberry Red Metallic exterior with a Light Gray interior and has only 133,535 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on...   Read More
Exterior: 
Blue
Interior: 
Gray Leather
Mileage:
120,040
Engine:
3.5L
VIN:
5FNRL38789B409766
Stock #:
PV10673A
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Price:  
$9,469
DESIRABLE FEATURES: DVD, Leather, 3rd row seat, Power Liftgate, Alloy Wheels, and Remote Entry.This front wheel drive used 2009 Honda Odyssey EX-L features a Blue exterior with a Gray interior and has only 120,040 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used...   Read More
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