If you’ve been wondering how you can qualify for a car loan with bad credit, you’ve come to the right place. Locating bad credit car dealerships can be tricky, especially if you need a Ford dealership near you that carries a broad inventory of the hottest selling vehicles. Many dealers are reluctant to work with those who are credit challenged, but not Bob Ruth Ford! We know that poor credit history isn’t always an indicator of irresponsible spending - and we think that everyone deserves a chance to obtain an affordable car loan, regardless of their credit background.
When it comes to finding car dealerships for bad credit, you’ll be hard pressed to find a more understanding and helpful dealer than Bob Ruth Ford. We’re pleased to offer a 100% acceptance rate! That’s right! When you apply for a bad credit car loan with our trained financial specialists, you’re guaranteed to qualify! Visit the premier destination for securing bad credit car loans in PA, and get the car you want with a loan that you can afford. Bob Ruth Ford is eager to work with you to secure the right loan for your financial situation.
How Can I Qualify?
Many buyers are confused as to how we can offer such a high rate of approval for those with poor credit history. If you’re wondering how to get a car loan with bad credit, we’ve got you covered. When you apply for a loan with bad credit, lenders will view you as a higher risk than those with good credit history. In order to cover this risk, you may need to pay a higher interest rate on your loan. The good news is that with consistent payments and responsible credit usage, you can see your credit score steadily increase! Once your credit has recovered considerably, you may be able to refinance your loan at a lower interest rate.
How does this work? It’s simple! Once your credit health has improved, you may be eligible for loan refinancing. This means that another lender will purchase your contract for the original lender, and you can begin making payments to the new lender at a lower agreed upon interest rate! At Bob Ruth Ford, we’re the premier Ford dealer for financing cars with bad credit or no credit at all.
Ford Finance
Ready to get started? We make it easy to get pre-approved online in seconds, with Ford financial! Once you’re approved, you can shop with the confidence that comes with knowing that you qualify. It’s always wise to secure financing before you begin looking at your vehicle options. Not only will this save you valuable time at the dealership, but it will also help avoid the disappointment of getting your mind set on a car, only to find out you don’t qualify for it. Know exactly how much car you can afford with Ford financial at Bob Ruth Ford.
The perfect vehicle for you is out there, and our broad inventory of new and used cars makes it easy to find just the car you need! Don’t let your poor credit history get in the way of driving the car you deserve. Our courteous finance specialists know all the tricks of obtaining affordable bad credit loans in PA. They’ll work closely with you in considering your unique financial situation to determine the best course of action for you. The car of your dreams is more achievable than you might think! Take the stress out of qualifying for your car loan at Bob Ruth Ford!
Quality Used Cars
When you’re on the hunt for a car that you’ll be able to afford with poor credit history, you won’t want to miss the excellent selection of used cars we carry at Bob Ruth Ford. Buying used is a great way to save on the down payment and monthly cost of your vehicle. Contrary to what some buyers may think, buying used doesn’t have to mean getting a lesser quality vehicle! Every used car we sell is meticulously inspected by our expert technicians to ensure your satisfaction.
While we specialize in offering the latest Ford car models, we carry used vehicles from a range of the most popular car makers. Whatever your preference is, we’re sure to have a used car in stock that fits your wants, needs, and budget. These cars are packed with desirable features that make them a great value. Other car dealerships for bad credit have a hard time keeping up with our extensive selection of affordable used cars. To get started, you can browse our entire used inventory from anywhere! When you’ve found some options that catch your eye, we encourage you to call and schedule a free test drive.
Find a car, truck or SUV you’ll love to drive at a low monthly payment that works for your budget - at Bob Ruth Ford!
This rear wheel drive used 2005 Ford Ranger Edge features a Black Clearcoat exterior with a Medium Dark Flint interior and has only 121,768 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Ford... Read More
DESIRABLE FEATURES: Alloy Wheels, Remote Entry, and Premium Sound.This rear wheel drive used 2005 Ford Mustang V6 Premium features a Red exterior with a Dark Charcoal interior and has only 147,094 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped... Read More
This rear wheel drive 2007 Ford Mustang V6 Deluxe features a Satin Silver Clearcoat Metallic exterior with a Dark Charcoal interior and has only 147,042 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES:... Read More
*Monthly Payment is calculated at 10.9% APR, 72 Month Term, 6% sales tax with 20% down on approved credit.
This front wheel drive used 2012 Ford Escape XLT features a Oxford White exterior with a Stone interior and has only 78,708 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Ford Escape includes... Read More
*Monthly Payment is calculated at 10.9% APR, 72 Month Term, 6% sales tax with 20% down on approved credit.
This front wheel drive used 2013 Ford Focus Titanium features a Ingot Silver Metallic exterior with a Charcoal Black interior and has only 85,181 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This... Read More
DESIRABLE FEATURES: Leather, Navigation, Remote Entry, and Premium Sound.This rear wheel drive 2010 Ford Mustang GT features a Torch Red exterior with a Stone interior and has only 136,592 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with... Read More
*Monthly Payment is calculated at 10.9% APR, 72 Month Term, 6% sales tax with 20% down on approved credit.
DESIRABLE FEATURES: 3rd row seat, Leather, Alloy Wheels, Power Liftgate, Premium Sound, and Remote Entry.This front wheel drive used 2010 Ford Flex SEL features a Tuxedo Black Metallic exterior with a Medium Light Stone interior and has only 104,492 miles. Bob Ruth Ford offers 3 months of free... Read More
*Monthly Payment is calculated at 10.9% APR, 72 Month Term, 6% sales tax with 20% down on approved credit.
DESIRABLE FEATURES: Backup Camera, Factory Warranty, Sync Connect, Premium Sound, and Remote Entry.This front wheel drive used 2017 Ford Focus SE features a Magnetic exterior with a Charcoal Black interior and has only 21,187 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio... Read More
DESIRABLE FEATURES: Leather, Navigation, and Remote Entry.This all wheel drive used 2013 Ford Edge SEL features a Mineral Gray Metallic exterior with a Charcoal Black interior and has only 125,623 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped... Read More
DESIRABLE FEATURES: 3rd row seat, Leather, Navigation, Voice Command, Alloy Wheels, Remote Entry, and Premium Sound.This four wheel drive used 2013 Ford Explorer XLT features a Ingot Silver Metallic exterior with a Charcoal Black interior and has only 147,758 miles. Bob Ruth Ford offers 3 months... Read More
*Used Car Monthly Payment is calculated at 10.9% APR, 72 Month Term, 6% sales tax with 20% down on approved credit. New Car Monthly Payment is calculated at 5.9% APR, 72 Month Term, 6% sales tax with 20% down on approved credit. The advertised price does not include sales tax, vehicle registration fees, finance charges, documentation charges, and any other fees required by law. We attempt to update this inventory on a regular basis. However, there can be lag time between the sale of a vehicle and the update of the inventory. EPA mileage estimates are for newly manufactured vehicles only. Your actual mileage will vary depending on how you drive and maintain your vehicle. Before purchasing this vehicle, it is your responsibility to address any and all differences between information on this website and the actual vehicle specifications and/or any warranties offered prior to the sale of this vehicle. Vehicle data on this website is compiled from publicly available sources believed by the publisher to be reliable. Vehicle data is subject to change without notice. The publisher assumes no responsibility for errors and/or omissions in this data the compilation of this data and makes no representations express or implied to any actual or prospective purchaser of the vehicle as to the condition of the vehicle, vehicle specifications, ownership, vehicle history, equipment/accessories, price or warranties. Not responsible for typographical or data entry errors. See dealer for actual price of vehicles displayed. Although every reasonable effort has been made to insure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user \"as is\" without warranty of any kind, either express or implied. All vehicles are subject to change without notice or to prior sale. Vehicles 10 years old or 100,000 miles or more are offered \"As-Is\" with no warranty implied.
*Payments for all vehicles are calculated based on an average payment formula, and do not necessarily reflect the APR and / or term that may be available for an applicant.
