If you’ve been wondering how you can qualify for a car loan with bad credit, you’ve come to the right place. Locating bad credit car dealerships can be tricky, especially if you need a Ford dealership near you that carries a broad inventory of the hottest selling vehicles. Many dealers are reluctant to work with those who are credit challenged, but not Bob Ruth Ford! We know that poor credit history isn’t always an indicator of irresponsible spending - and we think that everyone deserves a chance to obtain an affordable car loan, regardless of their credit background.
When it comes to finding car dealerships for bad credit, you’ll be hard pressed to find a more understanding and helpful dealer than Bob Ruth Ford. We’re pleased to offer a 100% acceptance rate! That’s right! When you apply for a bad credit car loan with our trained financial specialists, you’re guaranteed to qualify! Visit the premier destination for securing bad credit car loans in PA, and get the car you want with a loan that you can afford. Bob Ruth Ford is eager to work with you to secure the right loan for your financial situation.
How Can I Qualify?
Many buyers are confused as to how we can offer such a high rate of approval for those with poor credit history. If you’re wondering how to get a car loan with bad credit, we’ve got you covered. When you apply for a loan with bad credit, lenders will view you as a higher risk than those with good credit history. In order to cover this risk, you may need to pay a higher interest rate on your loan. The good news is that with consistent payments and responsible credit usage, you can see your credit score steadily increase! Once your credit has recovered considerably, you may be able to refinance your loan at a lower interest rate.
How does this work? It’s simple! Once your credit health has improved, you may be eligible for loan refinancing. This means that another lender will purchase your contract for the original lender, and you can begin making payments to the new lender at a lower agreed upon interest rate! At Bob Ruth Ford, we’re the premier Ford dealer for financing cars with bad credit or no credit at all.
Ford Finance
Ready to get started? We make it easy to get pre-approved online in seconds, with Ford financial! Once you’re approved, you can shop with the confidence that comes with knowing that you qualify. It’s always wise to secure financing before you begin looking at your vehicle options. Not only will this save you valuable time at the dealership, but it will also help avoid the disappointment of getting your mind set on a car, only to find out you don’t qualify for it. Know exactly how much car you can afford with Ford financial at Bob Ruth Ford.
The perfect vehicle for you is out there, and our broad inventory of new and used cars makes it easy to find just the car you need! Don’t let your poor credit history get in the way of driving the car you deserve. Our courteous finance specialists know all the tricks of obtaining affordable bad credit loans in PA. They’ll work closely with you in considering your unique financial situation to determine the best course of action for you. The car of your dreams is more achievable than you might think! Take the stress out of qualifying for your car loan at Bob Ruth Ford!
Quality Used Cars
When you’re on the hunt for a car that you’ll be able to afford with poor credit history, you won’t want to miss the excellent selection of used cars we carry at Bob Ruth Ford. Buying used is a great way to save on the down payment and monthly cost of your vehicle. Contrary to what some buyers may think, buying used doesn’t have to mean getting a lesser quality vehicle! Every used car we sell is meticulously inspected by our expert technicians to ensure your satisfaction.
While we specialize in offering the latest Ford car models, we carry used vehicles from a range of the most popular car makers. Whatever your preference is, we’re sure to have a used car in stock that fits your wants, needs, and budget. These cars are packed with desirable features that make them a great value. Other car dealerships for bad credit have a hard time keeping up with our extensive selection of affordable used cars. To get started, you can browse our entire used inventory from anywhere! When you’ve found some options that catch your eye, we encourage you to call and schedule a free test drive.
Find a car, truck or SUV you’ll love to drive at a low monthly payment that works for your budget - at Bob Ruth Ford!
DESIRABLE FEATURES: Alloy Wheels, Remote Entry, and Premium Sound.This four wheel drive 2011 Ford Escape XLT features a Sangria Red Metallic exterior with a Camel interior and has only 163,861 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped... Read More
*Monthly Payment is calculated at 10.9% APR, 72 Month Term, 6% sales tax with 20% down on approved credit.
DESIRABLE FEATURES: Alloy Wheels, Remote Entry, and Premium Sound.This front wheel drive used 2011 Ford Fiesta SES features a Oxford White exterior with a Charcoal Black/cashmere interior and has only 77,296 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used... Read More
DESIRABLE FEATURES: Sync Connect, Premium Sound, and Remote Entry.This front wheel drive used 2010 Ford Fusion SE features a Sport Blue Metallic exterior with a Charcoal Black interior and has only 116,792 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles... Read More
Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Ford F-150 includes Keyless Entry, an AM/FM Stereo, an Outside Temperature Gauge, and a Single-Disc CD PlayerSTOCK# SV4184B PRICED BELOW MARKET RETAIL... Read More
*Monthly Payment is calculated at 10.9% APR, 72 Month Term, 6% sales tax with 20% down on approved credit.
This rear wheel drive used 2005 Ford Mustang V6 features a Performance White Clearcoat exterior with a Dark Charcoal/red Accent interior and has only 67,859 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY... Read More
*Monthly Payment is calculated at 10.9% APR, 72 Month Term, 6% sales tax with 20% down on approved credit.
DESIRABLE FEATURES: Alloy Wheels, Premium Sound, and Remote Entry.This front wheel drive 2014 Ford Fiesta SE features a Oxford White exterior with a Charcoal Black interior and has only 69,378 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped... Read More
This four wheel drive used 2011 Ford Escape Limited features a Tuxedo Black Metallic exterior with a Charcoal Black interior and has only 131,508 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This... Read More
*Monthly Payment is calculated at 10.9% APR, 72 Month Term, 6% sales tax with 20% down on approved credit.
DESIRABLE FEATURES: Sync Connect, Alloy Wheels, Remote Entry, and Premium Sound.This front wheel drive used 2014 Ford Focus SE features a Ingot Silver exterior with a Medium Light Stone interior and has only 58,999 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used... Read More
DESIRABLE FEATURES: Backup Camera, Sync Connect, Premium Sound, and Remote Entry.This four wheel drive used 2014 Ford Escape SE features a Ingot Silver Metallic exterior with a Medium Light Stone interior and has only 159,706 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio... Read More
DESIRABLE FEATURES: Leather, Navigation, and Remote Entry.This all wheel drive 2013 Ford Edge SEL features a Mineral Gray Metallic exterior with a Charcoal Black interior and has only 125,626 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with... Read More
*Monthly Payment is calculated at 10.9% APR, 72 Month Term, 6% sales tax with 20% down on approved credit.
DESIRABLE FEATURES: Backup Camera, Factory Warranty, Sync Connect, Premium Sound, and Remote Entry.This front wheel drive used 2016 Ford Focus S features a Oxford White exterior with a Charcoal Black interior and has only 34,160 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite... Read More
DESIRABLE FEATURES: Leather, Navigation, Remote Entry, and Premium Sound.This all wheel drive 2013 Ford Edge Limited features a Mineral Gray Metallic exterior with a Medium Light Stone interior and has only 132,912 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used... Read More
*Monthly Payment is calculated at 10.9% APR, 72 Month Term, 6% sales tax with 20% down on approved credit.
DESIRABLE FEATURES: Remote Start, Remote Entry, and Premium Sound.This four wheel drive used 2013 Ford Escape SEL features a Ingot Silver Metallic exterior with a Charcoal Black interior and has only 103,899 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used... Read More
*Monthly Payment is calculated at 10.9% APR, 72 Month Term, 6% sales tax with 20% down on approved credit.
DESIRABLE FEATURES: Backup Camera, Sync Connect, Alloy Wheels, Premium Sound, and Remote Entry.This four wheel drive used 2015 Ford Escape SE features a White Platinum Metallic Tri-coat exterior with a Charcoal Black interior and has only 103,600 miles. Bob Ruth Ford offers 3 months of free... Read More
DESIRABLE FEATURES: 3rd row seat, Premium Sound, and Remote Entry.This four wheel drive used 2011 Ford Explorer XLT features a White Suede exterior with a Medium Light Stone interior and has only 119,699 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles... Read More
*Monthly Payment is calculated at 10.9% APR, 72 Month Term, 6% sales tax with 20% down on approved credit.
DESIRABLE FEATURES: Backup Camera, Sync Connect, Remote Entry, and Premium Sound.This front wheel drive used 2016 Ford Focus SE features a Shadow Black exterior with a Charcoal Black interior and has only 15,970 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used... Read More
This rear wheel drive 2008 Ford F-150 FX2 features a Oxford White Clearcoat exterior with a Black interior and has only 132,143 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used Ford F-150... Read More
*Monthly Payment is calculated at 10.9% APR, 72 Month Term, 6% sales tax with 20% down on approved credit.
DESIRABLE FEATURES: Backup Camera, Factory Warranty, Remote Entry, and Premium Sound.This front wheel drive used 2017 Ford Fusion SE features a White Gold exterior with a Ebony interior and has only 25,067 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles... Read More
*Monthly Payment is calculated at 10.9% APR, 72 Month Term, 6% sales tax with 20% down on approved credit.
DESIRABLE FEATURES: Backup Camera, Sync Connect, Factory Warranty, Premium Sound, and Remote Entry.This front wheel drive used 2016 Ford Fusion SE features a Magnetic exterior with a Charcoal Black interior and has only 30,348 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio... Read More
*Monthly Payment is calculated at 10.9% APR, 72 Month Term, 6% sales tax with 20% down on approved credit.
DESIRABLE FEATURES: Backup Camera, Sync Connect, Factory Warranty, Premium Sound, and Remote Entry.This front wheel drive used 2017 Ford Fusion SE features a Black exterior with a Ebony interior and has only 21,473 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used... Read More
*Monthly Payment is calculated at 10.9% APR, 72 Month Term, 6% sales tax with 20% down on approved credit.
DESIRABLE FEATURES: Backup Camera, Sync Connect, Factory Warranty, Remote Entry, and Premium Sound.This front wheel drive used 2017 Ford Fusion SE features a Shadow Black exterior with a Ebony interior and has only 20,450 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on... Read More
*Monthly Payment is calculated at 10.9% APR, 72 Month Term, 6% sales tax with 20% down on approved credit.
DESIRABLE FEATURES: Backup Camera, Sync Connect, Alloy Wheels, Premium Sound, and Remote Entry.This front wheel drive used 2016 Ford Fusion SE features a Ingot Silver exterior with a Ebony interior and has only 25,400 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all... Read More
DESIRABLE FEATURES: 3rd row seat, Alloy Wheels, Remote Entry, and Premium Sound.Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Ford Explorer includes Keyless Entry, Satellite Radio, Steering Wheel... Read More
*Monthly Payment is calculated at 10.9% APR, 72 Month Term, 6% sales tax with 20% down on approved credit.
DESIRABLE FEATURES: Backup Camera, Sync Connect, Alloy Wheels, Remote Entry, and Premium Sound.This front wheel drive used 2016 Ford Fusion SE features a Shadow Black exterior with a Ebony interior and has only 15,934 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all... Read More
*Monthly Payment is calculated at 10.9% APR, 72 Month Term, 6% sales tax with 20% down on approved credit.
DESIRABLE FEATURES: Backup Camera, Factory Warranty, Sync Connect, Premium Sound, and Remote Entry.This front wheel drive 2016 Ford Fusion SE features a Ingot Silver exterior with a Charcoal Black interior and has only 20,676 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio... Read More
*Used Car Monthly Payment is calculated at 10.9% APR, 72 Month Term, 6% sales tax with 20% down on approved credit. New Car Monthly Payment is calculated at 5.9% APR, 72 Month Term, 6% sales tax with 20% down on approved credit. The advertised price does not include sales tax, vehicle registration fees, finance charges, documentation charges, and any other fees required by law. We attempt to update this inventory on a regular basis. However, there can be lag time between the sale of a vehicle and the update of the inventory. EPA mileage estimates are for newly manufactured vehicles only. Your actual mileage will vary depending on how you drive and maintain your vehicle. Before purchasing this vehicle, it is your responsibility to address any and all differences between information on this website and the actual vehicle specifications and/or any warranties offered prior to the sale of this vehicle. Vehicle data on this website is compiled from publicly available sources believed by the publisher to be reliable. Vehicle data is subject to change without notice. The publisher assumes no responsibility for errors and/or omissions in this data the compilation of this data and makes no representations express or implied to any actual or prospective purchaser of the vehicle as to the condition of the vehicle, vehicle specifications, ownership, vehicle history, equipment/accessories, price or warranties. Not responsible for typographical or data entry errors. See dealer for actual price of vehicles displayed. Although every reasonable effort has been made to insure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user \"as is\" without warranty of any kind, either express or implied. All vehicles are subject to change without notice or to prior sale. Vehicles 10 years old or 100,000 miles or more are offered \"As-Is\" with no warranty implied.
*Payments for all vehicles are calculated based on an average payment formula, and do not necessarily reflect the APR and / or term that may be available for an applicant.
