Bad Credit Car Dealerships York, PA

Ford Motor Credit

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Contact Bob Ruth Ford
700 North US Route 15
Dillsburg, PA  17019
Telephone
(877) 818-1593
Sales Hours
Monday
9:00a - 8:00p
Tuesday
9:00a - 8:00p
Wednesday
9:00a - 8:00p
Thursday
9:00a - 8:00p
Friday
9:00a - 8:00p
Saturday
9:00a - 5:00p
Sunday
Closed
If you’re trying to find an affordable cars loan with a poor credit score, you might feel like you’re fighting an uphill battle. The good news is that qualifying for a bad credit car loan is not only achievable, but it’s also fast and easy when you shop with bad credit car dealerships in York PA! Where can you find a local dealer that will work with you and your financial situation to help you secure the financing you need? The answer is clear - Bob Ruth Ford is your one-stop shop for finding guaranteed auto loans for bad credit. We work with many of the most understanding lenders in the nation to give our customers the best possible chance of obtaining affordable car financing. With Ford Motor Credit, you’ll be able to take home an excellent vehicle that will fulfill all of your driving needs, while enjoying a low monthly payment!

We understand that having a low credit score doesn’t always mean a person is financially irresponsible. Life can get expensive, and a person’s credit score can get out of hand through no fault of their own. That’s why we’ve committed to making it quick and hassle-free to qualify for a car loan at our York PA used car dealer. Find out what countless other credit challenged shoppers already know - that Bob Ruth Ford is the ideal Ford dealer in PA for locating reasonable bad credit car loans!


Guaranteed Financing Approval

Applying for financing can be a nerve-wracking experience, especially when you’re shopping with a subpar credit score. When you’re trying to find the right vehicle for you and your family’s needs, you don’t want to have to worry about whether or not you’ll be able to qualify. With guaranteed approval auto financing from Bob Ruth Ford, you can worry less and enjoy the shopping experience more! We’re proud to offer a 100% application approval rate, so you can be sure you’ll qualify for a reasonable car loan.

How can we offer guaranteed auto loans for bad credit? It’s really quite simple! As you likely know, your credit score is an important measure that’s used to assess risk when lenders are deciding whether or not to approve you. The lower your score, the higher the risk you are deemed to be. However, you can offset a low credit score in a couple of ways. Depending on your score and other factors, you may need to pay more of the cost of your vehicle up front, take on a loan with a higher interest rate - or perhaps both. By charging a higher APR (Annual Percentage Rate) to high-risk borrowers, our lenders are able to offer guaranteed auto financing to all of our PA customers! Just because you take on a loan with a high interest rate, that doesn’t mean you have to be stuck with it! If you take certain steps to improve your credit score, you may be eligible to refinance your loan at a lower APR down the road. How can you improve your credit score? There are several steps you can take that will help! Keeping your credit card balance below 30% of your limit and making timely payments of your bills each month will help your score steadily trend upward over time. Whether you’re a first-time buyer with no credit to show, have filed for bankruptcy in the past or simply have a less than ideal credit score, you’ll be able to qualify for Ford Motor Credit at Bob Ruth Ford.
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Bad Credit Loans, Cheap Used Cars and More!

Here at Bob Ruth Ford, we’re proud to be your bad credit car financing headquarters! Once you’ve qualified for a reasonable car loan, you’ll want a great selection of used vehicles to pick from. That’s exactly what we offer! We carry cheap used cars for those who are shopping on a tight budget at our Good Luck car lot. Here, you’ll find a wide variety of cheap vehicles offered at bargain prices before they’re sent to auction! We also carry pre-owned vehicles from a variety of the hottest selling car makers in the nation! Whether you’re on the hunt for a cheap used sedan that’s great on gas or a reliable pickup truck with plenty of horsepower under the hood, Bob Ruth Ford has plenty of fantastic options for you to consider.

Other York PA used car dealers struggle to compete with our extensive collection of quality vehicles! Looking for used cars for sale under $15,000? We have plenty in stock for you to choose from. Our friendly car experts will be glad to sit down with you to discuss your unique budget and lifestyle needs. They’ll be able to recommend a range of great used vehicles that will suit you and your family perfectly. You’ll be treated with care and respect from the moment you step into our dealership. Bob Ruth Ford is your bad credit car buying destination in Pennsylvania!
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Exterior: 
Black
Interior: 
Medium Pebble 
Mileage:
73,690
Engine:
2.3L
Model #: 
R10
VIN:
1FTYR10D33PB00963
Stock #:
C00219A1
Get Approved in Seconds
Price:  
$6,548
$106.90 / month*
This rear wheel drive used 2003 Ford Ranger XLT features a Black Clearcoat exterior with a Medium Pebble interior and has only 73,690 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.STOCK# C00219A1 PRICED BELOW MARKET...   Read More
Exterior: 
Silver
Interior: 
Dark Charcoal 
Mileage:
147,050
Engine:
4.0L
Model #: 
T80
VIN:
1ZVFT80N375297738
Stock #:
SV3881B
Get Approved in Seconds
Price:  
$7,997
This rear wheel drive used 2007 Ford Mustang V6 Deluxe features a Satin Silver Clearcoat Metallic exterior with a Dark Charcoal interior and has only 147,050 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY...   Read More
Exterior: 
White
Interior: 
Charcoal Black/cashmere 
Mileage:
77,261
Engine:
1.6L
Model #: 
P4F
VIN:
3FADP4FJ2BM125642
Stock #:
BV1082A
Get Approved in Seconds
Price:  
$8,596
$140.33 / month*
DESIRABLE FEATURES: Alloy Wheels, Premium Sound, and Remote Entry.This front wheel drive used 2011 Ford Fiesta SES features a Oxford White exterior with a Charcoal Black/cashmere interior and has only 77,261 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used...   Read More
Exterior: 
Gray
Interior: 
Medium Light Stone 
Mileage:
96,724
Engine:
2.5L
Model #: 
P0H
VIN:
3FAHP0HA6AR265833
Stock #:
PV10784A
Get Approved in Seconds
Price:  
$10,292
$168.02 / month*
This front wheel drive 2010 Ford Fusion SE features a Smokestone Metallic exterior with a Medium Light Stone interior and has only 96,724 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used Ford...   Read More
Exterior: 
Silver
Interior: 
Charcoal Black 
Mileage:
85,191
Engine:
2.0L
Model #: 
P3N
VIN:
1FADP3N22DL141784
Stock #:
T49618A
Get Approved in Seconds
Price:  
$10,554
$172.30 / month*
This front wheel drive used 2013 Ford Focus Titanium features a Ingot Silver Metallic exterior with a Charcoal Black interior and has only 85,191 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This...   Read More
Exterior: 
Gray
Interior: 
Medium Flint 
Mileage:
145,184
Engine:
4.6L
Model #: 
W14
VIN:
1FTRW14W65KE61175
Stock #:
T49418A
Get Approved in Seconds
Price:  
$10,586
This four wheel drive used 2005 Ford F-150 XLT features a Dark Shadow Gray Clearcoat Metallic exterior with a Medium Flint interior and has only 145,184 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES:...   Read More
Exterior: 
Red
Interior: 
Charcoal Black 
Mileage:
39,659
Engine:
1.6 L
Model #: 
P4B
VIN:
3FADP4BJ1FM215909
Stock #:
T47218A
Get Approved in Seconds
Price:  
$12,362
$201.81 / month*
This front wheel drive used 2015 Ford Fiesta SE features a Ruby Red Metallic Tinted Clearcoat exterior with a Charcoal Black interior and has only 39,659 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY...   Read More
Exterior: 
White
Interior: 
Medium Light Stone 
Mileage:
111,300
Engine:
1.6L
Model #: 
U9G
VIN:
1FMCU9GX5DUA61587
Stock #:
T02719A
Get Approved in Seconds
Price:  
$12,592
DESIRABLE FEATURES: Alloy Wheels, Premium Sound, and Remote Entry.This four wheel drive used 2013 Ford Escape SE features a Oxford White exterior with a Medium Light Stone interior and has only 111,300 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles...   Read More
Exterior: 
Gray
Interior: 
Charcoal Black Leather
Mileage:
125,626
Engine:
3.5L
Model #: 
K4J
VIN:
2FMDK4JC6DBB85392
Stock #:
BV1093
Get Approved in Seconds
Price:  
$12,980
DESIRABLE FEATURES: Leather, Navigation, and Remote Entry.This all wheel drive used 2013 Ford Edge SEL features a Mineral Gray Metallic exterior with a Charcoal Black interior and has only 125,626 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped...   Read More
Exterior: 
Silver
Interior: 
Charcoal Black Leather
Mileage:
147,758
Engine:
3.5L
Model #: 
K8D
VIN:
1FM5K8D80DGC52922
Stock #:
SV3799A
Get Approved in Seconds
Price:  
$12,986
DESIRABLE FEATURES: Leather, 3rd row seat, Navigation, Voice Command, Alloy Wheels, Premium Sound, and Remote Entry.This four wheel drive used 2013 Ford Explorer XLT features a Ingot Silver Metallic exterior with a Charcoal Black interior and has only 147,758 miles. Bob Ruth Ford offers 3 months...   Read More
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Call Us Today - (877) 818-1593
9:00a - 8:00p
9:00a - 8:00p
9:00a - 8:00p
9:00a - 8:00p
9:00a - 8:00p
9:00a - 5:00p
Closed
      
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