Bad Credit Car Dealerships York, PA

Ford Motor Credit

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Contact Bob Ruth Ford
700 North US Route 15
Dillsburg, PA  17019
Telephone
(877) 818-1593
Sales Hours
Monday
9:00a - 8:00p
Tuesday
9:00a - 8:00p
Wednesday
9:00a - 8:00p
Thursday
9:00a - 8:00p
Friday
9:00a - 8:00p
Saturday
9:00a - 5:00p
Sunday
Closed
If you’re trying to find an affordable cars loan with a poor credit score, you might feel like you’re fighting an uphill battle. The good news is that qualifying for a bad credit car loan is not only achievable, but it’s also fast and easy when you shop with bad credit car dealerships in York PA! Where can you find a local dealer that will work with you and your financial situation to help you secure the financing you need? The answer is clear - Bob Ruth Ford is your one-stop shop for finding guaranteed auto loans for bad credit. We work with many of the most understanding lenders in the nation to give our customers the best possible chance of obtaining affordable car financing. With Ford Motor Credit, you’ll be able to take home an excellent vehicle that will fulfill all of your driving needs, while enjoying a low monthly payment!

We understand that having a low credit score doesn’t always mean a person is financially irresponsible. Life can get expensive, and a person’s credit score can get out of hand through no fault of their own. That’s why we’ve committed to making it quick and hassle-free to qualify for a car loan at our York PA used car dealer. Find out what countless other credit challenged shoppers already know - that Bob Ruth Ford is the ideal Ford dealer in PA for locating reasonable bad credit car loans!


Guaranteed Financing Approval

Applying for financing can be a nerve-wracking experience, especially when you’re shopping with a subpar credit score. When you’re trying to find the right vehicle for you and your family’s needs, you don’t want to have to worry about whether or not you’ll be able to qualify. With guaranteed approval auto financing from Bob Ruth Ford, you can worry less and enjoy the shopping experience more! We’re proud to offer a 100% application approval rate, so you can be sure you’ll qualify for a reasonable car loan.

How can we offer guaranteed auto loans for bad credit? It’s really quite simple! As you likely know, your credit score is an important measure that’s used to assess risk when lenders are deciding whether or not to approve you. The lower your score, the higher the risk you are deemed to be. However, you can offset a low credit score in a couple of ways. Depending on your score and other factors, you may need to pay more of the cost of your vehicle up front, take on a loan with a higher interest rate - or perhaps both. By charging a higher APR (Annual Percentage Rate) to high-risk borrowers, our lenders are able to offer guaranteed auto financing to all of our PA customers! Just because you take on a loan with a high interest rate, that doesn’t mean you have to be stuck with it! If you take certain steps to improve your credit score, you may be eligible to refinance your loan at a lower APR down the road. How can you improve your credit score? There are several steps you can take that will help! Keeping your credit card balance below 30% of your limit and making timely payments of your bills each month will help your score steadily trend upward over time. Whether you’re a first-time buyer with no credit to show, have filed for bankruptcy in the past or simply have a less than ideal credit score, you’ll be able to qualify for Ford Motor Credit at Bob Ruth Ford.
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Bad Credit Loans, Cheap Used Cars and More!

Here at Bob Ruth Ford, we’re proud to be your bad credit car financing headquarters! Once you’ve qualified for a reasonable car loan, you’ll want a great selection of used vehicles to pick from. That’s exactly what we offer! We carry cheap used cars for those who are shopping on a tight budget at our Good Luck car lot. Here, you’ll find a wide variety of cheap vehicles offered at bargain prices before they’re sent to auction! We also carry pre-owned vehicles from a variety of the hottest selling car makers in the nation! Whether you’re on the hunt for a cheap used sedan that’s great on gas or a reliable pickup truck with plenty of horsepower under the hood, Bob Ruth Ford has plenty of fantastic options for you to consider.

Other York PA used car dealers struggle to compete with our extensive collection of quality vehicles! Looking for used cars for sale under $15,000? We have plenty in stock for you to choose from. Our friendly car experts will be glad to sit down with you to discuss your unique budget and lifestyle needs. They’ll be able to recommend a range of great used vehicles that will suit you and your family perfectly. You’ll be treated with care and respect from the moment you step into our dealership. Bob Ruth Ford is your bad credit car buying destination in Pennsylvania!
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Exterior: 
Gray
Interior: 
Medium Light Stone 
Mileage:
109,844
Engine:
3.5L
Model #: 
K63
VIN:
2FMEK63CX9BA03391
Stock #:
PV10639
Get Approved in Seconds
Price:  
$9,282
$151.53 / month*
DESIRABLE FEATURES: 3rd row seat, Navigation, Premium Sound, and Remote Entry.This all wheel drive used 2009 Ford Flex Limited features a Sterling Gray Cc Metallic exterior with a Medium Light Stone interior and has only 109,844 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite...   Read More
Exterior: 
Red
Interior: 
Stone 
Mileage:
79,626
Engine:
2.5L
Model #: 
U0D
VIN:
1FMCU0D76CKC77877
Stock #:
T45718A
Get Approved in Seconds
Price:  
$9,344
$152.54 / month*
This front wheel drive used 2012 Ford Escape XLT features a Toreador Red Metallic exterior with a Stone interior and has only 79,626 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Ford Escape...   Read More
Exterior: 
Gray
Interior: 
Charcoal Black 
Mileage:
112,959
Engine:
1.6 L
Model #: 
U9G
VIN:
1FMCU9GX7EUE14929
Stock #:
PV10660
Get Approved in Seconds
Price:  
$10,238
DESIRABLE FEATURES: Backup Camera, Sync Connect, Remote Entry, and Premium Sound.This four wheel drive used 2014 Ford Escape SE features a Sterling Gray Metallic exterior with a Charcoal Black interior and has only 112,959 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on...   Read More
Exterior: 
Blue
Interior: 
Medium Light Stone 
Mileage:
101,760
Engine:
3.5L
Model #: 
K3J
VIN:
2FMDK3JC9BBA57722
Stock #:
C09518A
Get Approved in Seconds
Price:  
$10,347
$168.92 / month*
This front wheel drive used 2011 Ford Edge SEL features a Kona Blue Metallic exterior with a Medium Light Stone interior and has only 101,760 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Ford...   Read More
Exterior: 
Black
Interior: 
Charcoal Black 
Mileage:
46,610
Engine:
2.0 L
Model #: 
P3F
VIN:
1FADP3F28FL285597
Stock #:
SV3645A
Get Approved in Seconds
Price:  
$10,472
$170.96 / month*
1 owner, Free CARFAX report. DESIRABLE FEATURES: Backup Camera, Sync Connect, Premium Sound, and Remote Entry.This front wheel drive used 2015 Ford Focus SE features a Tuxedo Black exterior with a Charcoal Black interior and has only 46,610 miles. Bob Ruth Ford offers 3 months of free Sirius/XM...   Read More
Exterior: 
Silver
Interior: 
Black 
Mileage:
87,406
Engine:
5.0
Model #: 
P44
VIN:
1FACP44E7LF140530
Stock #:
T43418C
Get Approved in Seconds
Price:  
$10,998
$179.55 / month*
used 1990 Ford Mustang LX Sport features a Silver exterior with a Black interior and has only 87,406 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.STOCK# T43418C PRICED BELOW MARKET RETAIL VALUE! Bob Ruth Ford has this...   Read More
Exterior: 
Red
Interior: 
Charcoal Black 
Mileage:
22,636
Engine:
2.0 L
Model #: 
P3F
VIN:
1FADP3F21FL353156
Stock #:
SV3840
Get Approved in Seconds
Price:  
$11,501
$187.76 / month*
1 owner, Free CARFAX report. DESIRABLE FEATURES: Backup Camera, Sync Connect, Factory Warranty, Remote Entry, and Premium Sound.This front wheel drive used 2015 Ford Focus SE features a Ruby Red Metallic Tinted Clearcoat exterior with a Charcoal Black interior and has only 22,636 miles. Bob Ruth...   Read More
Exterior: 
Gray
Interior: 
Charcoal Black 
Mileage:
33,951
Engine:
2.0 L
Model #: 
P3F
VIN:
1FADP3F20GL368202
Stock #:
SV3914
Get Approved in Seconds
Price:  
$11,582
$189.08 / month*
DESIRABLE FEATURES: Backup Camera, Sync Connect, Factory Warranty, Premium Sound, and Remote Entry.This front wheel drive used 2016 Ford Focus SE features a Magnetic exterior with a Charcoal Black interior and has only 33,951 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio...   Read More
Exterior: 
Gray
Interior: 
Charcoal Black 
Mileage:
32,349
Engine:
2.0 L
Model #: 
P3K
VIN:
1FADP3K24FL310985
Stock #:
SV3923
Get Approved in Seconds
Price:  
$11,969
$195.40 / month*
1 owner, Free CARFAX report. DESIRABLE FEATURES: Backup Camera, Factory Warranty, Sync Connect, Remote Entry, and Premium Sound.This front wheel drive used 2015 Ford Focus SE features a Magnetic exterior with a Charcoal Black interior and has only 32,349 miles. Bob Ruth Ford offers 3 months of...   Read More
Exterior: 
Gray
Interior: 
Steel Gray 
Mileage:
63,645
Engine:
3.7
Model #: 
F1C
VIN:
1FTMF1CM0BKD07387
Stock #:
PV10659A
Get Approved in Seconds
Price:  
$12,305
$200.88 / month*
1 owner, Free CARFAX report.This rear wheel drive used 2011 Ford F-150 XL features a Sterling Gray Metallic exterior with a Steel Gray interior and has only 63,645 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.STOCK#...   Read More
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Sales HOURS
Call Us Today - (877) 818-1593
9:00a - 8:00p
9:00a - 8:00p
9:00a - 8:00p
9:00a - 8:00p
9:00a - 8:00p
9:00a - 5:00p
Closed
      
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Parts HOURS