Bad Credit Car Finance in PA

Ford Finance

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Ford Dealer Harrisburg PA

Is your credit situation not ideal? Don’t let that stop you from getting the car of your dreams! At Bob Ruth Ford we work with all credit situations to help land you in a car you’ll love and can afford. No matter your credit position, you can find guaranteed car finance! If you’ve got bad credit, we understand that you might be nervous about buying and financing your next car.

Not to worry, with our fast and easy credit approval process, you’re guaranteed to qualify! Other dealers may approve you for the car you want, only to charge ridiculous interest rates that inflate the price of your purchase through the roof. That’s not how we do business here at Bob Ruth Ford. When you finance your car with us, you can count on receiving a reasonable interest rate that’s affordable to you. We know that sometimes, despite your best efforts, your credit can get out of control. That’s how people who are otherwise responsible and financially capable end up with bad credit scores. It’s not always due to irresponsible credit use! That’s why we want to give every customer the ability to secure a reasonable auto loan that works with your financial situation.

With our Ford Finance process, bad credit car finance is fast and easy. When you need a car loan to suit your family, and you’re worried that your poor credit history will get in the way, you’ll want to look for bad credit car dealers near you. Bob Ruth Ford is pleased to be the premier Ford Dealer in Harrisburg PA for helping customers with bad credit secure the loan they need.
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Guaranteed Car Finance

When you’re searching for your next vehicle, you don’t want to be worrying about whether or not you qualify. You have plenty of other things to consider, like what kind for vehicle is best suited to your needs - so you shouldn’t have to stress yourself out wondering whether you’ll qualify. Our trained poor credit finance experts will be glad to work with you to arrive at a loan agreement that meets your needs.

We know how tough it can be to get approved for a car loan at a reasonable interest rate when you’ve got bad credit, so we want to make the process as easy and straightforward as possible. You can count on guaranteed car finance when you apply for a loan at Bob Ruth Ford. How can you qualify with poor credit? Ford Credit at Bob Ruth Ford is the answer. Loan lenders consider your credit score as the primary assessment of risk when deciding whether to grant you a car loan. The lower your credit score, the higher the risk you appear to be in their eyes. Don’t lose hope though, because you can still qualify for a loan with bad credit! The reality is that you’ll just be faced with a higher interest rate than normal.
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Standard loan APR (annual percentage rate) is usually between 4-5%, but with a high-risk loan you may be looking at an APR upwards of 10%. By charging these higher rates, lenders reduce the risk associated with granting loans to buyers with poor credit. This is how lenders are able to secure loans for higher risk applicants. If you’re a first-time buyer, you can still qualify for a loan on an excellent vehicle at Bob Ruth Ford.

We’re experienced with helping first-time buyers with every step of the financing process, so you can rest assured that you’re in good hands with our finance experts. When you’re looking for guaranteed financing car dealerships, your local Ford Dealership in Harrisburg PA should be your first stop. We’ve got plenty of experience working with buyers who have poor or no credit history, and we’re ready and able to help you secure a loan in whatever way we can.
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Guaranteed Financing Car Dealerships

When you’re on the hunt for a dealer who can secure you guaranteed car financing, Bob Ruth Ford is the place to be. Our team of finance experts will be more than happy to guide you through the process of applying for and securing a reasonable car loan with bad credit. Poor credit history doesn’t put you out of the running for buying a fantastic vehicle when you shop at Bob Ruth Ford.

Our Ford Finance process is fast, friendly and straightforward. We know that poor credit isn’t always your fault, and we’ll work hard to help you secure the loan you need on the car you want. Don’t fall victim to other bad credit car dealers who will take advantage of your situation by charging astronomical interest rates - shop with the trusted poor credit finance pros at Bob Ruth Ford.
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Exterior: 
Other
Interior: 
Gray 
Mileage:
141,023
Engine:
1.6L
Model #: 
1TD69
VIN:
KL1TD52645B461768
Stock #:
SV3285B
Get Approved in Seconds
Price:  
$2,603
This front wheel drive used 2005 Chevrolet Aveo LS features a Sport Red exterior with a Gray interior and has only 141,023 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.STOCK# SV3285B PRICED BELOW MARKET RETAIL VALUE!...   Read More
Exterior: 
Silver
Interior: 
Black 
Mileage:
137,033
Engine:
2.7L
Model #: 
24452
VIN:
KMHWF35H64A911289
Stock #:
SV3741A
Get Approved in Seconds
Price:  
$3,495
This front wheel drive used 2004 Hyundai Sonata GLS features a Silver exterior with a Black interior and has only 137,033 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Hyundai Sonata includes...   Read More
Exterior: 
Blue
Interior: 
Dark Slate Gray Leather
Mileage:
161,190
Engine:
4.7L
Model #: 
WJJP74
VIN:
1J8GW58N24C230730
Stock #:
SV3639A2
Get Approved in Seconds
Price:  
$4,534
DESIRABLE FEATURES: 4x4, Leather, and Premium Sound.This four wheel drive used 2004 Jeep Grand Cherokee Limited features a Blue exterior with a Dark Slate Gray interior and has only 161,190 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with...   Read More
Exterior: 
White
Interior: 
Light Graphite Leather
Mileage:
133,869
Engine:
4.6L
Model #: 
M81
VIN:
1LNHM81W21Y609338
Stock #:
PV10487B
Get Approved in Seconds
Price:  
$4,551
This rear wheel drive used 2001 Lincoln Town Car Executive features a White exterior with a Light Graphite interior and has only 133,869 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Lincoln...   Read More
Exterior: 
Blue
Interior: 
Tan 
Mileage:
84,537
Engine:
5.0
Model #: 
P45
VIN:
1FALP45T9SF132960
Stock #:
SV3400B
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Price:  
$4,940
used 1995 Ford Mustang GT features a Blue exterior with a Tan interior and has only 84,537 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.STOCK# SV3400B PRICED BELOW MARKET RETAIL VALUE! Bob Ruth Ford has this used 1995...   Read More
Exterior: 
Black
Interior: 
Stone 
Mileage:
210,735
Engine:
5.4L
Model #: 
U16
VIN:
1FMFU165X7LA37004
Stock #:
PV10467A
Get Approved in Seconds
Price:  
$5,290
This four wheel drive 2007 Ford Expedition XLT features a Black exterior with a Stone interior and has only 210,735 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used Ford Expedition includes...   Read More
Exterior: 
White
Interior: 
Quartz Leather
Mileage:
176,307
Engine:
2.4L
Model #: 
CL9688JW
VIN:
JH4CL96848C018273
Stock #:
SV3654B
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Price:  
$5,979
This front wheel drive used 2008 Acura TSX Base features a White exterior with a Quartz interior and has only 176,307 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Acura TSX includes...   Read More
Exterior: 
Black
Interior: 
Ash Leather
Mileage:
176,227
Engine:
3.5L
Model #: 
9306
VIN:
JTHCE96S970006562
Stock #:
SV3245A
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Price:  
$6,580
DESIRABLE FEATURES: AWD, Leather, Bluetooth, and Premium Sound.This all wheel drive 2007 Lexus GS 350 350 features a Black exterior with a Ash interior and has only 176,227 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM...   Read More
Exterior: 
Blue
Interior: 
Charcoal Black Leather
Mileage:
150,118
Engine:
2.5L
Model #: 
P0J
VIN:
3FAHP0JA1CR314482
Stock #:
SV3552A
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Price:  
$6,926
This front wheel drive 2012 Ford Fusion SEL features a Light Blue exterior with a Charcoal Black interior and has only 150,118 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used Ford Fusion...   Read More
Exterior: 
White
Interior: 
Black 
Mileage:
128,416
Engine:
2.5L
Model #: 
C30
VIN:
YV1MK672782057618
Stock #:
SV3538A
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Price:  
$6,929
This front wheel drive 2008 Volvo C30 T5 Version 1.0 features a White exterior with a Black interior and has only 128,416 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used Volvo C30 includes...   Read More
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