Bad Credit Car Finance in PA

Ford Finance

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Ford Dealer Harrisburg PA

Is your credit situation not ideal? Donít let that stop you from getting the car of your dreams! At Bob Ruth Ford we work with all credit situations to help land you in a car youíll love and can afford. No matter your credit position, you can find guaranteed car finance! If youíve got bad credit, we understand that you might be nervous about buying and financing your next car.

Not to worry, with our fast and easy credit approval process, youíre guaranteed to qualify! Other dealers may approve you for the car you want, only to charge ridiculous interest rates that inflate the price of your purchase through the roof. Thatís not how we do business here at Bob Ruth Ford. When you finance your car with us, you can count on receiving a reasonable interest rate thatís affordable to you. We know that sometimes, despite your best efforts, your credit can get out of control. Thatís how people who are otherwise responsible and financially capable end up with bad credit scores. Itís not always due to irresponsible credit use! Thatís why we want to give every customer the ability to secure a reasonable auto loan that works with your financial situation.

With our Ford Finance process, bad credit car finance is fast and easy. When you need a car loan to suit your family, and youíre worried that your poor credit history will get in the way, youíll want to look for bad credit car dealers near you. Bob Ruth Ford is pleased to be the premier Ford Dealer in Harrisburg PA for helping customers with bad credit secure the loan they need.
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Guaranteed Car Finance

When youíre searching for your next vehicle, you donít want to be worrying about whether or not you qualify. You have plenty of other things to consider, like what kind for vehicle is best suited to your needs - so you shouldnít have to stress yourself out wondering whether youíll qualify. Our trained poor credit finance experts will be glad to work with you to arrive at a loan agreement that meets your needs.

We know how tough it can be to get approved for a car loan at a reasonable interest rate when youíve got bad credit, so we want to make the process as easy and straightforward as possible. You can count on guaranteed car finance when you apply for a loan at Bob Ruth Ford. How can you qualify with poor credit? Ford Credit at Bob Ruth Ford is the answer. Loan lenders consider your credit score as the primary assessment of risk when deciding whether to grant you a car loan. The lower your credit score, the higher the risk you appear to be in their eyes. Donít lose hope though, because you can still qualify for a loan with bad credit! The reality is that youíll just be faced with a higher interest rate than normal.
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Standard loan APR (annual percentage rate) is usually between 4-5%, but with a high-risk loan you may be looking at an APR upwards of 10%. By charging these higher rates, lenders reduce the risk associated with granting loans to buyers with poor credit. This is how lenders are able to secure loans for higher risk applicants. If youíre a first-time buyer, you can still qualify for a loan on an excellent vehicle at Bob Ruth Ford.

Weíre experienced with helping first-time buyers with every step of the financing process, so you can rest assured that youíre in good hands with our finance experts. When youíre looking for guaranteed financing car dealerships, your local Ford Dealership in Harrisburg PA should be your first stop. Weíve got plenty of experience working with buyers who have poor or no credit history, and weíre ready and able to help you secure a loan in whatever way we can.
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Guaranteed Financing Car Dealerships

When youíre on the hunt for a dealer who can secure you guaranteed car financing, Bob Ruth Ford is the place to be. Our team of finance experts will be more than happy to guide you through the process of applying for and securing a reasonable car loan with bad credit. Poor credit history doesnít put you out of the running for buying a fantastic vehicle when you shop at Bob Ruth Ford.

Our Ford Finance process is fast, friendly and straightforward. We know that poor credit isnít always your fault, and weíll work hard to help you secure the loan you need on the car you want. Donít fall victim to other bad credit car dealers who will take advantage of your situation by charging astronomical interest rates - shop with the trusted poor credit finance pros at Bob Ruth Ford.
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