Bad Credit Car Finance in PA

Ford Finance

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Ford Dealer Harrisburg PA

Is your credit situation not ideal? Don’t let that stop you from getting the car of your dreams! At Bob Ruth Ford we work with all credit situations to help land you in a car you’ll love and can afford. No matter your credit position, you can find guaranteed car finance! If you’ve got bad credit, we understand that you might be nervous about buying and financing your next car.

Not to worry, with our fast and easy credit approval process, you’re guaranteed to qualify! Other dealers may approve you for the car you want, only to charge ridiculous interest rates that inflate the price of your purchase through the roof. That’s not how we do business here at Bob Ruth Ford. When you finance your car with us, you can count on receiving a reasonable interest rate that’s affordable to you. We know that sometimes, despite your best efforts, your credit can get out of control. That’s how people who are otherwise responsible and financially capable end up with bad credit scores. It’s not always due to irresponsible credit use! That’s why we want to give every customer the ability to secure a reasonable auto loan that works with your financial situation.

With our Ford Finance process, bad credit car finance is fast and easy. When you need a car loan to suit your family, and you’re worried that your poor credit history will get in the way, you’ll want to look for bad credit car dealers near you. Bob Ruth Ford is pleased to be the premier Ford Dealer in Harrisburg PA for helping customers with bad credit secure the loan they need.
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Guaranteed Car Finance

When you’re searching for your next vehicle, you don’t want to be worrying about whether or not you qualify. You have plenty of other things to consider, like what kind for vehicle is best suited to your needs - so you shouldn’t have to stress yourself out wondering whether you’ll qualify. Our trained poor credit finance experts will be glad to work with you to arrive at a loan agreement that meets your needs.

We know how tough it can be to get approved for a car loan at a reasonable interest rate when you’ve got bad credit, so we want to make the process as easy and straightforward as possible. You can count on guaranteed car finance when you apply for a loan at Bob Ruth Ford. How can you qualify with poor credit? Ford Credit at Bob Ruth Ford is the answer. Loan lenders consider your credit score as the primary assessment of risk when deciding whether to grant you a car loan. The lower your credit score, the higher the risk you appear to be in their eyes. Don’t lose hope though, because you can still qualify for a loan with bad credit! The reality is that you’ll just be faced with a higher interest rate than normal.
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Standard loan APR (annual percentage rate) is usually between 4-5%, but with a high-risk loan you may be looking at an APR upwards of 10%. By charging these higher rates, lenders reduce the risk associated with granting loans to buyers with poor credit. This is how lenders are able to secure loans for higher risk applicants. If you’re a first-time buyer, you can still qualify for a loan on an excellent vehicle at Bob Ruth Ford.

We’re experienced with helping first-time buyers with every step of the financing process, so you can rest assured that you’re in good hands with our finance experts. When you’re looking for guaranteed financing car dealerships, your local Ford Dealership in Harrisburg PA should be your first stop. We’ve got plenty of experience working with buyers who have poor or no credit history, and we’re ready and able to help you secure a loan in whatever way we can.
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Guaranteed Financing Car Dealerships

When you’re on the hunt for a dealer who can secure you guaranteed car financing, Bob Ruth Ford is the place to be. Our team of finance experts will be more than happy to guide you through the process of applying for and securing a reasonable car loan with bad credit. Poor credit history doesn’t put you out of the running for buying a fantastic vehicle when you shop at Bob Ruth Ford.

Our Ford Finance process is fast, friendly and straightforward. We know that poor credit isn’t always your fault, and we’ll work hard to help you secure the loan you need on the car you want. Don’t fall victim to other bad credit car dealers who will take advantage of your situation by charging astronomical interest rates - shop with the trusted poor credit finance pros at Bob Ruth Ford.
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Exterior: 
Green
Interior: 
Beige 
Mileage:
125,168
Engine:
2.5L
Model #: 
OUTBACK
VIN:
4S3BH6659Y7620615
Stock #:
SV4024A
Get Approved in Seconds
Price:  
$4,573
This all wheel drive used 2000 Subaru Legacy Wagon 2.5 features a Green exterior with a Beige interior and has only 125,168 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Subaru Legacy Wagon...   Read More
Exterior: 
Gold
Interior: 
Dark Khaki/light Graystone 
Mileage:
153,936
Engine:
3.8L
Model #: 
RSYP53
VIN:
2C8GP54L75R126735
Stock #:
SV3887A
Get Approved in Seconds
Price:  
$4,580
DESIRABLE FEATURES: 3rd row seat, Power Liftgate, Premium Sound, and Remote Entry.This front wheel drive 2005 Chrysler Town & Country Touring features a Linen Gold Metallic Clearcoat exterior with a Dark Khaki/light Graystone interior and has only 153,936 miles. Bob Ruth Ford offers 3 months of...   Read More
Exterior: 
Silver
Interior: 
Aero Gray 
Mileage:
148,603
Engine:
3.8L
Model #: 
7B13B3
VIN:
2V8HW34169R554477
Stock #:
SV3786A
Get Approved in Seconds
Price:  
$4,936
DESIRABLE FEATURES: 3rd row seat, Premium Sound, and Remote Entry.This front wheel drive 2009 Volkswagen Routan SE features a Silver exterior with a Aero Gray interior and has only 148,603 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with...   Read More
Exterior: 
Green
Interior: 
Dove 
Mileage:
116,155
Engine:
4.6L
Model #: 
M81
VIN:
1LNHM81W94Y604173
Stock #:
BV1081A
Get Approved in Seconds
Price:  
$4,985
This rear wheel drive used 2004 Lincoln Town Car Signature features a Mint Green exterior with a Dove interior and has only 116,155 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Lincoln Town...   Read More
Exterior: 
Black
Interior: 
Medium Dark Flint 
Mileage:
121,768
Engine:
3.0L
Model #: 
R10
VIN:
1FTYR10U05PB09221
Stock #:
PV10747A1
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Price:  
$6,374
This rear wheel drive used 2005 Ford Ranger Edge features a Black Clearcoat exterior with a Medium Dark Flint interior and has only 121,768 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Ford...   Read More
Exterior: 
Red
Interior: 
Dark Charcoal 
Mileage:
147,094
Engine:
4.0L
Model #: 
T80
VIN:
1ZVFT80N955238416
Stock #:
SV3905A
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Price:  
$6,577
DESIRABLE FEATURES: Alloy Wheels, Remote Entry, and Premium Sound.This rear wheel drive used 2005 Ford Mustang V6 Premium features a Red exterior with a Dark Charcoal interior and has only 147,094 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped...   Read More
Exterior: 
Black
Interior: 
Saddle Leather
Mileage:
154,988
Engine:
3.5L
Model #: 
YF1865JNW
VIN:
5FNYF18685B004970
Stock #:
BV1086A
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Price:  
$6,949
DESIRABLE FEATURES: DVD, Leather, 3rd row seat, Alloy Wheels, and Remote Entry.This all wheel drive used 2005 Honda Pilot EX-L with RES features a Nighthawk Black Pearl exterior with a Saddle interior and has only 154,988 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on...   Read More
Exterior: 
Black
Interior: 
Macadamia 
Mileage:
170,118
Engine:
3.5L
Model #: 
ML350
VIN:
4JGBB86E48A336420
Stock #:
C07718A
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Price:  
$6,956
This four wheel drive 2008 Mercedes-benz M-class 3.5L features a Black exterior with a Macadamia interior and has only 170,118 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used Mercedes-benz...   Read More
Exterior: 
Silver
Interior: 
Dark Charcoal 
Mileage:
147,042
Engine:
4.0L
Model #: 
T80
VIN:
1ZVFT80N375297738
Stock #:
SV3881B
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Price:  
$6,979
This rear wheel drive 2007 Ford Mustang V6 Deluxe features a Satin Silver Clearcoat Metallic exterior with a Dark Charcoal interior and has only 147,042 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES:...   Read More
Exterior: 
Red
Interior: 
Dark Slate Gray Interior 
Mileage:
139,637
Engine:
2.4L
Model #: 
MKJE49
VIN:
1J4NF1FB8BD164508
Stock #:
T14418A
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Price:  
$7,959
This four wheel drive used 2011 Jeep Compass Base features a Deep Cherry Red Crystal Pearlcoat exterior with a Dark Slate Gray Interior interior and has only 139,637 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM...   Read More
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