Bad Credit Car Finance in PA

Ford Finance

Man talking with dealer

Ford Dealer Harrisburg PA

Is your credit situation not ideal? Don’t let that stop you from getting the car of your dreams! At Bob Ruth Ford we work with all credit situations to help land you in a car you’ll love and can afford. No matter your credit position, you can find guaranteed car finance! If you’ve got bad credit, we understand that you might be nervous about buying and financing your next car.

Not to worry, with our fast and easy credit approval process, you’re guaranteed to qualify! Other dealers may approve you for the car you want, only to charge ridiculous interest rates that inflate the price of your purchase through the roof. That’s not how we do business here at Bob Ruth Ford. When you finance your car with us, you can count on receiving a reasonable interest rate that’s affordable to you. We know that sometimes, despite your best efforts, your credit can get out of control. That’s how people who are otherwise responsible and financially capable end up with bad credit scores. It’s not always due to irresponsible credit use! That’s why we want to give every customer the ability to secure a reasonable auto loan that works with your financial situation.

With our Ford Finance process, bad credit car finance is fast and easy. When you need a car loan to suit your family, and you’re worried that your poor credit history will get in the way, you’ll want to look for bad credit car dealers near you. Bob Ruth Ford is pleased to be the premier Ford Dealer in Harrisburg PA for helping customers with bad credit secure the loan they need.
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Guaranteed Car Finance

When you’re searching for your next vehicle, you don’t want to be worrying about whether or not you qualify. You have plenty of other things to consider, like what kind for vehicle is best suited to your needs - so you shouldn’t have to stress yourself out wondering whether you’ll qualify. Our trained poor credit finance experts will be glad to work with you to arrive at a loan agreement that meets your needs.

We know how tough it can be to get approved for a car loan at a reasonable interest rate when you’ve got bad credit, so we want to make the process as easy and straightforward as possible. You can count on guaranteed car finance when you apply for a loan at Bob Ruth Ford. How can you qualify with poor credit? Ford Credit at Bob Ruth Ford is the answer. Loan lenders consider your credit score as the primary assessment of risk when deciding whether to grant you a car loan. The lower your credit score, the higher the risk you appear to be in their eyes. Don’t lose hope though, because you can still qualify for a loan with bad credit! The reality is that you’ll just be faced with a higher interest rate than normal.
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Standard loan APR (annual percentage rate) is usually between 4-5%, but with a high-risk loan you may be looking at an APR upwards of 10%. By charging these higher rates, lenders reduce the risk associated with granting loans to buyers with poor credit. This is how lenders are able to secure loans for higher risk applicants. If you’re a first-time buyer, you can still qualify for a loan on an excellent vehicle at Bob Ruth Ford.

We’re experienced with helping first-time buyers with every step of the financing process, so you can rest assured that you’re in good hands with our finance experts. When you’re looking for guaranteed financing car dealerships, your local Ford Dealership in Harrisburg PA should be your first stop. We’ve got plenty of experience working with buyers who have poor or no credit history, and we’re ready and able to help you secure a loan in whatever way we can.
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Guaranteed Financing Car Dealerships

When you’re on the hunt for a dealer who can secure you guaranteed car financing, Bob Ruth Ford is the place to be. Our team of finance experts will be more than happy to guide you through the process of applying for and securing a reasonable car loan with bad credit. Poor credit history doesn’t put you out of the running for buying a fantastic vehicle when you shop at Bob Ruth Ford.

Our Ford Finance process is fast, friendly and straightforward. We know that poor credit isn’t always your fault, and we’ll work hard to help you secure the loan you need on the car you want. Don’t fall victim to other bad credit car dealers who will take advantage of your situation by charging astronomical interest rates - shop with the trusted poor credit finance pros at Bob Ruth Ford.
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Exterior: 
White
Interior: 
Medium Gray 
Mileage:
107,844
Engine:
3.8L
Model #: 
4WB69
VIN:
2G4WB52KX41352962
Stock #:
T14619D
Get Approved in Seconds
Price:  
$4,000
This front wheel drive 2004 Buick Regal LS features a White exterior with a Medium Gray interior and has only 107,844 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used Buick Regal includes...   Read More
Exterior: 
Other
Interior: 
Neutral 
Mileage:
155,405
Engine:
3.5L
Model #: 
1WT19
VIN:
2G1WT58K779323507
Stock #:
PV10853A
Get Approved in Seconds
Price:  
$5,000
This front wheel drive used 2007 Chevrolet Impala 3.5L LT features a Bordeaux Red exterior with a Neutral interior and has only 155,405 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Chevrolet...   Read More
Exterior: 
Silver
Interior: 
Gray 
Mileage:
106,894
Engine:
3.6L
Model #: 
1WG19
VIN:
2G1WG5E30C1280560
Stock #:
SV3844A
Get Approved in Seconds
Price:  
$6,000
This front wheel drive 2012 Chevrolet Impala LT Fleet features a Silver Ice Metallic exterior with a Gray interior and has only 106,894 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used...   Read More
Exterior: 
Other
Interior: 
Camel 
Mileage:
163,861
Engine:
2.5L
Model #: 
U9D
VIN:
1FMCU9D7XBKA76163
Stock #:
SV4136A
Get Approved in Seconds
Price:  
$6,000
DESIRABLE FEATURES: Alloy Wheels, Remote Entry, and Premium Sound.This four wheel drive 2011 Ford Escape XLT features a Sangria Red Metallic exterior with a Camel interior and has only 163,861 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped...   Read More
Exterior: 
Orange
Interior: 
Charcoal 
Mileage:
80,027
Engine:
1.6L
Model #: 
1TD48
VIN:
KL1TD6DE3BB245030
Stock #:
SV4020A
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Price:  
$6,500
$106.11 / month*
This front wheel drive 2011 Chevrolet Aveo LT w/1LT features a Copper exterior with a Charcoal interior and has only 80,027 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used Chevrolet Aveo...   Read More
Exterior: 
White
Mileage:
142,993
Engine:
3.3L
VIN:
5TDZA23C76S389828
Stock #:
T35718D
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Price:  
$6,500
DESIRABLE FEATURES: 3rd row seat, Alloy Wheels, and Remote Entry.Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Toyota Sienna includes Steering Wheel Audio Controls, Keyless Entry, an MP3 Compatible...   Read More
Exterior: 
White
Interior: 
Charcoal Black/cashmere 
Mileage:
77,296
Engine:
1.6L
Model #: 
P4F
VIN:
3FADP4FJ2BM125642
Stock #:
BV1082A
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Price:  
$7,000
$114.28 / month*
DESIRABLE FEATURES: Alloy Wheels, Remote Entry, and Premium Sound.This front wheel drive used 2011 Ford Fiesta SES features a Oxford White exterior with a Charcoal Black/cashmere interior and has only 77,296 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used...   Read More
Exterior: 
Black
Interior: 
Ebony 
Mileage:
99,645
Engine:
3.8L
Model #: 
1WZ27
VIN:
2G1WZ151659268600
Stock #:
SV4040A
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Price:  
$7,000
$114.28 / month*
DESIRABLE FEATURES: Alloy Wheels, Remote Entry, and Premium Sound.This front wheel drive used 2005 Chevrolet Monte Carlo Supercharged SS features a Black exterior with a Ebony interior and has only 99,645 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles...   Read More
Exterior: 
Red
Mileage:
113,204
Engine:
2.4L
Model #: 
LN41E
VIN:
JA32V2FW6CU022100
Stock #:
C04018B
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Price:  
$7,000
DESIRABLE FEATURES: Alloy Wheels, Remote Entry, and Premium Sound.Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Mitsubishi Lancer includes Steering Wheel Audio Controls, Keyless Entry, an Anti...   Read More
Exterior: 
Blue
Interior: 
Charcoal Black 
Mileage:
116,792
Engine:
2.5L
Model #: 
P0H
VIN:
3FAHP0HA8AR263064
Stock #:
PV10806A
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Price:  
$7,000
DESIRABLE FEATURES: Sync Connect, Premium Sound, and Remote Entry.This front wheel drive used 2010 Ford Fusion SE features a Sport Blue Metallic exterior with a Charcoal Black interior and has only 116,792 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles...   Read More
Exterior: 
Silver
Interior: 
Ivory 
Mileage:
116,982
Engine:
1.3L
VIN:
JHMFA362X7S020514
Stock #:
T14119A
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Price:  
$7,000
This front wheel drive 2007 Honda Civic Hybrid Hybrid features a Alabaster Silver Metallic exterior with a Ivory interior and has only 116,982 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used...   Read More
Exterior: 
Beige
Mileage:
158,067
Engine:
5.4L
Model #: 
X14
VIN:
1FTPX14574NC42122
Stock #:
SV4184B
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Price:  
$7,000
Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Ford F-150 includes Keyless Entry, an AM/FM Stereo, an Outside Temperature Gauge, and a Single-Disc CD PlayerSTOCK# SV4184B PRICED BELOW MARKET RETAIL...   Read More
Exterior: 
Gray
Mileage:
178,463
Engine:
5.7L
VIN:
1D7HU18D03S285429
Stock #:
T05719C
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Price:  
$7,000
Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Dodge Ram 1500 includes an AM/FM Stereo, an Outside Temperature Gauge, and a Single-Disc CD PlayerSTOCK# T05719C PRICED BELOW MARKET RETAIL VALUE! Bob...   Read More
Exterior: 
Black
Mileage:
80,091
Engine:
2.5L
VIN:
1N4AL21E78N553413
Stock #:
SV4225A
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Price:  
$7,352
$120.02 / month*
Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Nissan Altima includes Keyless Entry, an Anti Theft System, an AM/FM Stereo, an Outside Temperature Gauge, and a Single-Disc CD PlayerSTOCK# SV4225A...   Read More
Exterior: 
Silver
Interior: 
Charcoal 
Mileage:
99,341
Engine:
2.5L
Model #: 
13110
VIN:
1N4AL2AP6AN565642
Stock #:
PV10760A
Get Approved in Seconds
Price:  
$8,000
$130.60 / month*
This front wheel drive 2010 Nissan Altima 2.5 SL features a Radiant Silver Metallic exterior with a Charcoal interior and has only 99,341 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used...   Read More
Exterior: 
Gray
Interior: 
Khaki 
Mileage:
151,271
Engine:
5.7L
VIN:
1D7HA18287J625767
Stock #:
SV4062A
Get Approved in Seconds
Price:  
$8,000
This rear wheel drive used 2007 Dodge Ram 1500 SLT features a Mineral Gray Metallic Clearcoat exterior with a Khaki interior and has only 151,271 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This...   Read More
Exterior: 
Black
Interior: 
Charcoal Black Leather
Mileage:
156,266
Engine:
3.5L
Model #: 
J8J
VIN:
2LMDJ8JC2ABJ16032
Stock #:
SV4095A
Get Approved in Seconds
Price:  
$8,000
DESIRABLE FEATURES: Leather, Panoramic Roof, Cooled Seats, Premium Sound, and Remote Entry.This all wheel drive used 2010 Lincoln Mkx Base features a Tuxedo Black Metallic exterior with a Charcoal Black interior and has only 156,266 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite...   Read More
Exterior: 
White
Interior: 
Dark Charcoal/red Accent 
Mileage:
67,859
Engine:
4.0L
Model #: 
T84
VIN:
1ZVHT84N455208355
Stock #:
T46618B
Get Approved in Seconds
Price:  
$8,000
$130.60 / month*
This rear wheel drive used 2005 Ford Mustang V6 features a Performance White Clearcoat exterior with a Dark Charcoal/red Accent interior and has only 67,859 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY...   Read More
Exterior: 
White
Interior: 
Medium Pewter 
Mileage:
158,531
Engine:
4.3L
Model #: 
CG13405
VIN:
1GCFG15X591119400
Stock #:
PV10797A
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Price:  
$8,000
This rear wheel drive used 2009 Chevrolet Express Cargo Van Work Van features a Summit White exterior with a Medium Pewter interior and has only 158,531 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.STOCK# PV10797A...   Read More
Exterior: 
Red
Interior: 
Medium Slate Gray/light Shale 
Mileage:
113,563
Engine:
3.8L
Model #: 
RTYP53
VIN:
2A8HR54199R640714
Stock #:
T23318B
Get Approved in Seconds
Price:  
$8,000
DESIRABLE FEATURES: 3rd row seat, Backup Camera, Alloy Wheels, Premium Sound, and Remote Entry.This front wheel drive used 2009 Chrysler Town & Country Touring features a Crimson exterior with a Medium Slate Gray/light Shale interior and has only 113,563 miles. Bob Ruth Ford offers 3 months of...   Read More
Exterior: 
White
Interior: 
Charcoal Black 
Mileage:
69,378
Engine:
1.6 L
Model #: 
P4E
VIN:
3FADP4EJ8EM204304
Stock #:
PV10790A
Get Approved in Seconds
Price:  
$8,000
$130.60 / month*
DESIRABLE FEATURES: Alloy Wheels, Premium Sound, and Remote Entry.This front wheel drive 2014 Ford Fiesta SE features a Oxford White exterior with a Charcoal Black interior and has only 69,378 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped...   Read More
Exterior: 
Black
Interior: 
Charcoal Black 
Mileage:
131,508
Engine:
3.0L
Model #: 
U9E
VIN:
1FMCU9EG0BKA36074
Stock #:
T13819A
Get Approved in Seconds
Price:  
$8,500
This four wheel drive used 2011 Ford Escape Limited features a Tuxedo Black Metallic exterior with a Charcoal Black interior and has only 131,508 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This...   Read More
Exterior: 
Silver
Interior: 
Medium Light Stone 
Mileage:
58,999
Engine:
2.0 L
Model #: 
P3K
VIN:
1FADP3K21EL307573
Stock #:
SV4191A
Get Approved in Seconds
Price:  
$9,000
$146.93 / month*
DESIRABLE FEATURES: Sync Connect, Alloy Wheels, Remote Entry, and Premium Sound.This front wheel drive used 2014 Ford Focus SE features a Ingot Silver exterior with a Medium Light Stone interior and has only 58,999 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used...   Read More
Exterior: 
Silver
Interior: 
Medium Light Stone 
Mileage:
159,706
Engine:
1.6 L
Model #: 
U9G
VIN:
1FMCU9GX9EUB85752
Stock #:
SV4127A
Get Approved in Seconds
Price:  
$9,170
DESIRABLE FEATURES: Backup Camera, Sync Connect, Premium Sound, and Remote Entry.This four wheel drive used 2014 Ford Escape SE features a Ingot Silver Metallic exterior with a Medium Light Stone interior and has only 159,706 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio...   Read More
Exterior: 
Red
Interior: 
Black 
Mileage:
92,993
Engine:
3.5L
Model #: 
07819
VIN:
JN8AZ18W59W211542
Stock #:
SV4043A
Get Approved in Seconds
Price:  
$10,000
$163.25 / month*
DESIRABLE FEATURES: Backup Camera, Alloy Wheels, and Remote Entry.This all wheel drive used 2009 Nissan Murano SL features a Merlot Metallic exterior with a Black interior and has only 92,993 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with...   Read More
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