Bad Credit Car Finance Near Me

Bad Credit Car Loans

Financing your next car can be a nerve-wracking experience, especially when you’re applying for bad credit car loans! If your credit history isn’t ideal, it can sometimes feel like you don’t stand a chance of qualifying for bad credit car finance near you. We’re here with some good news! You can qualify for the loan you need to buy an outstanding vehicle, regardless of your credit history when you shop with the bad credit car dealership near you - at Bob Ruth Ford!

We understand that bad credit isn’t always a result of irresponsible spending and poor money management - life can get expensive, and people who are otherwise financially competent can end up with bad credit scores through no fault of their own. That’s why we work hard to provide a guaranteed auto loan program for our PA customers who are shopping with subpar credit. Of all the car dealerships that work with bad credit near you, few will go as far as Bob Ruth Ford to help you secure the financing you need. Even if you’ve filed for bankruptcy in the past, we can still help you obtain a car loan with a reasonable interest rate. Obtaining your car financing is more achievable than you might think. You don’t have to wait months or even years for your score to improve before getting the deal you deserve on a car you’ll love to drive. Bob Ruth Ford is pleased to offer bad credit car finance near you!

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All you need to get started:

  • Year, Make, and Model of the Vehicle to Be Purchased
  • Drivers License Number
  • Social Security Number

How To Qualify With Bad Credit

We’re sure you already know how important your credit score is when trying to obtain car financing. If you’ve been turned away by other less understanding bad credit dealerships, don’t lose hope! You can qualify for the funding you need to buy the car you’ve wanted at Bob Ruth Ford. If you’re shopping with good credit, then you’ll enjoy a lower interest rate on your loan and may qualify for a higher valued vehicle! For those of us with less than stellar credit scores, you may need to pay higher fees and perhaps more up front. This is because your credit score is the primary metric that lenders use to assess risk. The lower your score, the riskier lending to you can seem.

Not to worry, we work with many of the most understanding lenders in the country to provide our customers with the car financing their situation demands. Our team of bad credit car loan specialists will be happy to work with you and recommend the best course of action for your situation. In some cases, it is best to try to bring your credit score up before applying for financing. The credit experts here at Bob Ruth Ford will gladly answer your questions and explain different ways to raise your score. They’ve got years of experience assisting financially challenged buyers with all of their car financing needs. Find Ford financing with bad credit at your bad credit loans PA destination - Bob Ruth Ford!
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Guaranteed Approval

There are many factors that come into play when determining what kind of car loan you qualify for. As you surely already know, your credit score and history play a major role. Do you have questions about how to qualify for Ford motor credit with a low credit score? Bob Ruth Ford is here with the answers. Sometimes you can’t afford to wait for your credit score to improve before buying your next car. You need a reliable way to get you and your family around! Luckily, we offer a guaranteed auto loan program for just this sort of situation.

How does it work? When you apply for a loan with poor credit, lenders will view you as a higher risk compared to those with good credit scores. To counteract this increased risk, you may be required to pay more up front for your car or take on a loan with a higher interest rate. Bob Ruth Ford offers our guaranteed credit approval program with a 100% acceptance rate! Our fast approval process will let you know what kind of car loan you qualify for in no time at all. With a reasonable interest rate that you can afford and no application fees, it’s easier than ever before to get the car loan you need with Ford Motor Credit.
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Have you filed for bankruptcy in the past? Believe it or not, this still doesn’t put you out of the running for loan approval! After a set period, you’ll be able to apply for our guaranteed auto loan financing. If you have a co-signer - someone who’s willing to help shoulder the responsibility of your debt - it can make it easier to access the car loan you need. Of all the car dealerships that work with bad credit near you, Bob Ruth Ford stands alone in providing fast and easy financing that works with your situation.
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Exterior: 
Other
Interior: 
Neutral 
Mileage:
155,405
Engine:
3.5L
Model #: 
1WT19
VIN:
2G1WT58K779323507
Stock #:
PV10853A
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Price:  
$4,000
This front wheel drive used 2007 Chevrolet Impala 3.5L LT features a Bordeaux Red exterior with a Neutral interior and has only 155,405 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Chevrolet...   Read More
Exterior: 
White
Interior: 
Medium Gray 
Mileage:
107,844
Engine:
3.8L
Model #: 
4WB69
VIN:
2G4WB52KX41352962
Stock #:
T14619D
Get Approved in Seconds
Price:  
$4,000
This front wheel drive 2004 Buick Regal LS features a White exterior with a Medium Gray interior and has only 107,844 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used Buick Regal includes...   Read More
Exterior: 
White
Interior: 
Charcoal Black/cashmere 
Mileage:
77,296
Engine:
1.6L
Model #: 
P4F
VIN:
3FADP4FJ2BM125642
Stock #:
BV1082A
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Price:  
$6,000
DESIRABLE FEATURES: Alloy Wheels, Remote Entry, and Premium Sound.This front wheel drive 2011 Ford Fiesta SES features a Oxford White exterior with a Charcoal Black/cashmere interior and has only 77,296 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles...   Read More
Exterior: 
Gray
Mileage:
144,288
Engine:
4.6L
Model #: 
U48
VIN:
4M2EU48898UJ06232
Stock #:
PV10871
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Price:  
$6,000
DESIRABLE FEATURES: 3rd row seat, Alloy Wheels, and Remote Entry.Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Mercury Mountaineer includes Keyless Entry, Multi-zone Climate Control, Steering Wheel...   Read More
Exterior: 
Silver
Interior: 
Gray 
Mileage:
106,894
Engine:
3.6L
Model #: 
1WG19
VIN:
2G1WG5E30C1280560
Stock #:
SV3844A
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Price:  
$6,000
This front wheel drive used 2012 Chevrolet Impala LT Fleet features a Silver Ice Metallic exterior with a Gray interior and has only 106,894 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This...   Read More
Exterior: 
Silver
Mileage:
113,966
Engine:
2.5L
VIN:
1N4AL21E47C180146
Stock #:
PV10609A
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Price:  
$6,000
Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Nissan Altima includes Keyless Entry, an Anti Theft System, an AM/FM Stereo, an Outside Temperature Gauge, and a Single-Disc CD PlayerSTOCK# PV10609A...   Read More
Exterior: 
White
Mileage:
101,572
Engine:
2.7L
Model #: 
80452
VIN:
KM8JN12D07U640932
Stock #:
SV4137A
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Price:  
$6,000
Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used Hyundai Tucson includes Keyless Entry, an Anti Theft System, an AM/FM Stereo, a Single-Disc CD Player, and a Cassette PlayerSTOCK# SV4137A PRICED...   Read More
Exterior: 
Orange
Interior: 
Charcoal 
Mileage:
80,027
Engine:
1.6L
Model #: 
1TD48
VIN:
KL1TD6DE3BB245030
Stock #:
SV4020A
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Price:  
$6,000
This front wheel drive 2011 Chevrolet Aveo LT w/1LT features a Copper exterior with a Charcoal interior and has only 80,027 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used Chevrolet Aveo...   Read More
Exterior: 
Other
Interior: 
Camel 
Mileage:
163,861
Engine:
2.5L
Model #: 
U9D
VIN:
1FMCU9D7XBKA76163
Stock #:
SV4136A
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Price:  
$6,000
DESIRABLE FEATURES: Alloy Wheels, Premium Sound, and Remote Entry.This four wheel drive 2011 Ford Escape XLT features a Sangria Red Metallic exterior with a Camel interior and has only 163,861 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped...   Read More
Exterior: 
Silver
Interior: 
Ivory 
Mileage:
116,982
Engine:
1.3L
VIN:
JHMFA362X7S020514
Stock #:
T14119A
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Price:  
$6,000
This front wheel drive used 2007 Honda Civic Hybrid Hybrid features a Alabaster Silver Metallic exterior with a Ivory interior and has only 116,982 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This...   Read More
Exterior: 
White
Mileage:
142,996
Engine:
3.3L
VIN:
5TDZA23C76S389828
Stock #:
T35718D
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Price:  
$6,500
DESIRABLE FEATURES: 3rd row seat, Alloy Wheels, and Remote Entry.Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Toyota Sienna includes Keyless Entry, Steering Wheel Audio Controls, an MP3 Compatible...   Read More
Exterior: 
Black
Mileage:
80,095
Engine:
2.5L
VIN:
1N4AL21E78N553413
Stock #:
SV4225A
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Price:  
$7,000
$114.28 / month*
Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Nissan Altima includes Keyless Entry, an Anti Theft System, an AM/FM Stereo, an Outside Temperature Gauge, and a Single-Disc CD PlayerSTOCK# SV4225A...   Read More
Exterior: 
Black
Interior: 
Ebony 
Mileage:
99,645
Engine:
3.8L
Model #: 
1WZ27
VIN:
2G1WZ151659268600
Stock #:
SV4040A
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Price:  
$7,000
$114.28 / month*
DESIRABLE FEATURES: Alloy Wheels, Remote Entry, and Premium Sound.This front wheel drive used 2005 Chevrolet Monte Carlo Supercharged SS features a Black exterior with a Ebony interior and has only 99,645 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles...   Read More
Exterior: 
Red
Interior: 
Beige 
Mileage:
113,210
Engine:
2.4L
Model #: 
LN41E
VIN:
JA32V2FW6CU022100
Stock #:
C04018B
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Price:  
$7,000
DESIRABLE FEATURES: Alloy Wheels, Remote Entry, and Premium Sound.This all wheel drive used 2012 Mitsubishi Lancer SE features a Rally Red Metallic exterior with a Beige interior and has only 113,210 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles...   Read More
Exterior: 
Blue
Interior: 
Charcoal Black 
Mileage:
116,792
Engine:
2.5L
Model #: 
P0H
VIN:
3FAHP0HA8AR263064
Stock #:
PV10806A
Get Approved in Seconds
Price:  
$7,000
DESIRABLE FEATURES: Sync Connect, Premium Sound, and Remote Entry.This front wheel drive 2010 Ford Fusion SE features a Sport Blue Metallic exterior with a Charcoal Black interior and has only 116,792 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles...   Read More
Exterior: 
White
Interior: 
Dark Charcoal/red Accent 
Mileage:
67,859
Engine:
4.0L
Model #: 
T84
VIN:
1ZVHT84N455208355
Stock #:
T46618B
Get Approved in Seconds
Price:  
$7,000
$114.28 / month*
This rear wheel drive used 2005 Ford Mustang V6 features a Performance White Clearcoat exterior with a Dark Charcoal/red Accent interior and has only 67,859 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY...   Read More
Exterior: 
Silver
Interior: 
Charcoal 
Mileage:
99,341
Engine:
2.5L
Model #: 
13110
VIN:
1N4AL2AP6AN565642
Stock #:
PV10760A
Get Approved in Seconds
Price:  
$8,000
$130.60 / month*
This front wheel drive 2010 Nissan Altima 2.5 SL features a Radiant Silver Metallic exterior with a Charcoal interior and has only 99,341 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used...   Read More
Exterior: 
Gray
Interior: 
Khaki 
Mileage:
151,271
Engine:
5.7L
VIN:
1D7HA18287J625767
Stock #:
SV4062A
Get Approved in Seconds
Price:  
$8,000
This rear wheel drive used 2007 Dodge Ram 1500 SLT features a Mineral Gray Metallic Clearcoat exterior with a Khaki interior and has only 151,271 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This...   Read More
Exterior: 
Black
Interior: 
Charcoal Black Leather
Mileage:
156,266
Engine:
3.5L
Model #: 
J8J
VIN:
2LMDJ8JC2ABJ16032
Stock #:
SV4095A
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Price:  
$8,000
DESIRABLE FEATURES: Panoramic Roof, Leather, Cooled Seats, Premium Sound, and Remote Entry.This all wheel drive 2010 Lincoln Mkx Base features a Tuxedo Black Metallic exterior with a Charcoal Black interior and has only 156,266 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite...   Read More
Exterior: 
Silver
Interior: 
Medium Light Stone 
Mileage:
159,706
Engine:
1.6 L
Model #: 
U9G
VIN:
1FMCU9GX9EUB85752
Stock #:
SV4127A
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Price:  
$8,000
DESIRABLE FEATURES: Backup Camera, Sync Connect, Premium Sound, and Remote Entry.This four wheel drive used 2014 Ford Escape SE features a Ingot Silver Metallic exterior with a Medium Light Stone interior and has only 159,706 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio...   Read More
Exterior: 
Red
Interior: 
Medium Slate Gray/light Shale 
Mileage:
113,563
Engine:
3.8L
Model #: 
RTYP53
VIN:
2A8HR54199R640714
Stock #:
T23318B
Get Approved in Seconds
Price:  
$8,000
DESIRABLE FEATURES: 3rd row seat, Backup Camera, Alloy Wheels, Premium Sound, and Remote Entry.This front wheel drive used 2009 Chrysler Town & Country Touring features a Crimson exterior with a Medium Slate Gray/light Shale interior and has only 113,563 miles. Bob Ruth Ford offers 3 months of...   Read More
Exterior: 
White
Interior: 
Charcoal Black 
Mileage:
69,382
Engine:
1.6 L
Model #: 
P4E
VIN:
3FADP4EJ8EM204304
Stock #:
PV10790A
Get Approved in Seconds
Price:  
$8,000
$130.60 / month*
DESIRABLE FEATURES: Alloy Wheels, Premium Sound, and Remote Entry.This front wheel drive used 2014 Ford Fiesta SE features a Oxford White exterior with a Charcoal Black interior and has only 69,382 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles...   Read More
Exterior: 
Black
Interior: 
Charcoal Black 
Mileage:
131,508
Engine:
3.0L
Model #: 
U9E
VIN:
1FMCU9EG0BKA36074
Stock #:
T13819A
Get Approved in Seconds
Price:  
$8,500
This four wheel drive used 2011 Ford Escape Limited features a Tuxedo Black Metallic exterior with a Charcoal Black interior and has only 131,508 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This...   Read More
Exterior: 
Silver
Interior: 
Medium Light Stone 
Mileage:
59,304
Engine:
2.0 L
Model #: 
P3K
VIN:
1FADP3K21EL307573
Stock #:
SV4191A
Get Approved in Seconds
Price:  
$9,000
$146.93 / month*
DESIRABLE FEATURES: Sync Connect, Alloy Wheels, Premium Sound, and Remote Entry.This front wheel drive used 2014 Ford Focus SE features a Ingot Silver exterior with a Medium Light Stone interior and has only 59,304 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used...   Read More
Exterior: 
Red
Interior: 
Black 
Mileage:
92,993
Engine:
3.5L
Model #: 
07819
VIN:
JN8AZ18W59W211542
Stock #:
SV4043A
Get Approved in Seconds
Price:  
$10,000
$163.25 / month*
DESIRABLE FEATURES: Backup Camera, Alloy Wheels, and Remote Entry.This all wheel drive used 2009 Nissan Murano SL features a Merlot Metallic exterior with a Black interior and has only 92,993 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with...   Read More
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