Bad Credit Car Finance Near Me

Bad Credit Car Loans

Financing your next car can be a nerve-wracking experience, especially when youíre applying for bad credit car loans! If your credit history isnít ideal, it can sometimes feel like you donít stand a chance of qualifying for bad credit car finance near you. Weíre here with some good news! You can qualify for the loan you need to buy an outstanding vehicle, regardless of your credit history when you shop with the bad credit car dealership near you - at Bob Ruth Ford!

We understand that bad credit isnít always a result of irresponsible spending and poor money management - life can get expensive, and people who are otherwise financially competent can end up with bad credit scores through no fault of their own. Thatís why we work hard to provide a guaranteed auto loan program for our PA customers who are shopping with subpar credit. Of all the car dealerships that work with bad credit near you, few will go as far as Bob Ruth Ford to help you secure the financing you need. Even if youíve filed for bankruptcy in the past, we can still help you obtain a car loan with a reasonable interest rate. Obtaining your car financing is more achievable than you might think. You donít have to wait months or even years for your score to improve before getting the deal you deserve on a car youíll love to drive. Bob Ruth Ford is pleased to offer bad credit car finance near you!

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All you need to get started:

  • Year, Make, and Model of the Vehicle to Be Purchased
  • Drivers License Number
  • Social Security Number

How To Qualify With Bad Credit

Weíre sure you already know how important your credit score is when trying to obtain car financing. If youíve been turned away by other less understanding bad credit dealerships, donít lose hope! You can qualify for the funding you need to buy the car youíve wanted at Bob Ruth Ford. If youíre shopping with good credit, then youíll enjoy a lower interest rate on your loan and may qualify for a higher valued vehicle! For those of us with less than stellar credit scores, you may need to pay higher fees and perhaps more up front. This is because your credit score is the primary metric that lenders use to assess risk. The lower your score, the riskier lending to you can seem.

Not to worry, we work with many of the most understanding lenders in the country to provide our customers with the car financing their situation demands. Our team of bad credit car loan specialists will be happy to work with you and recommend the best course of action for your situation. In some cases, it is best to try to bring your credit score up before applying for financing. The credit experts here at Bob Ruth Ford will gladly answer your questions and explain different ways to raise your score. Theyíve got years of experience assisting financially challenged buyers with all of their car financing needs. Find Ford financing with bad credit at your bad credit loans PA destination - Bob Ruth Ford!
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Guaranteed Approval

There are many factors that come into play when determining what kind of car loan you qualify for. As you surely already know, your credit score and history play a major role. Do you have questions about how to qualify for Ford motor credit with a low credit score? Bob Ruth Ford is here with the answers. Sometimes you canít afford to wait for your credit score to improve before buying your next car. You need a reliable way to get you and your family around! Luckily, we offer a guaranteed auto loan program for just this sort of situation.

How does it work? When you apply for a loan with poor credit, lenders will view you as a higher risk compared to those with good credit scores. To counteract this increased risk, you may be required to pay more up front for your car or take on a loan with a higher interest rate. Bob Ruth Ford offers our guaranteed credit approval program with a 100% acceptance rate! Our fast approval process will let you know what kind of car loan you qualify for in no time at all. With a reasonable interest rate that you can afford and no application fees, itís easier than ever before to get the car loan you need with Ford Motor Credit.
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Have you filed for bankruptcy in the past? Believe it or not, this still doesnít put you out of the running for loan approval! After a set period, youíll be able to apply for our guaranteed auto loan financing. If you have a co-signer - someone whoís willing to help shoulder the responsibility of your debt - it can make it easier to access the car loan you need. Of all the car dealerships that work with bad credit near you, Bob Ruth Ford stands alone in providing fast and easy financing that works with your situation.
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Exterior: 
Other
Interior: 
Gray 
Mileage:
141,023
Engine:
1.6L
Model #: 
1TD69
VIN:
KL1TD52645B461768
Stock #:
SV3285B
Get Approved in Seconds
Price:  
$2,310
This front wheel drive used 2005 Chevrolet Aveo LS features a Sport Red exterior with a Gray interior and has only 141,023 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.STOCK# SV3285B PRICED BELOW MARKET RETAIL VALUE!...   Read More
Exterior: 
White
Interior: 
Light Parchment 
Mileage:
133,869
Engine:
4.6L
Model #: 
M81
VIN:
1LNHM81W21Y609338
Stock #:
PV10487B
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Price:  
$3,639
This rear wheel drive used 2001 Lincoln Town Car Executive features a White exterior with a Light Parchment interior and has only 133,869 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Lincoln...   Read More
Exterior: 
Silver
Interior: 
Medium Gray 
Mileage:
166,373
Engine:
2.4L
Model #: 
EC24-K
VIN:
4A3AK24F36E033513
Stock #:
SV3743B
Get Approved in Seconds
Price:  
$3,688
This front wheel drive used 2006 Mitsubishi Eclipse GS features a Silver exterior with a Medium Gray interior and has only 166,373 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Mitsubishi...   Read More
Exterior: 
Blue
Interior: 
Tan 
Mileage:
84,537
Engine:
5.0
Model #: 
P45
VIN:
1FALP45T9SF132960
Stock #:
SV3400B
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Price:  
$4,178
used 1995 Ford Mustang GT features a Blue exterior with a Tan interior and has only 84,537 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.STOCK# SV3400B PRICED BELOW MARKET RETAIL VALUE! Bob Ruth Ford has this used 1995...   Read More
Exterior: 
Gray
Interior: 
Gray 
Mileage:
131,786
Engine:
3.5L
Model #: 
4U12216
VIN:
5GADV33L15D240587
Stock #:
PV10588A
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Price:  
$4,180
DESIRABLE FEATURES: DVD, 3rd row seat, Remote Entry, and Premium Sound.This front wheel drive used 2005 Buick Terraza CXL features a Platinum Metallic exterior with a Gray interior and has only 131,786 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles...   Read More
Exterior: 
White
Interior: 
Gray 
Mileage:
171,957
Engine:
2.7L
Model #: 
60552
VIN:
KM8SC73D26U072533
Stock #:
SV3795A
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Price:  
$4,250
1 owner, Free CARFAX report.This four wheel drive used 2006 Hyundai Santa Fe GLS features a White exterior with a Gray interior and has only 171,957 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES:...   Read More
Exterior: 
Silver
Interior: 
Gray 
Mileage:
130,879
Engine:
3.8L
Model #: 
64242
VIN:
KNDMB233796286453
Stock #:
SV3658A
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Price:  
$4,487
DESIRABLE FEATURES: 3rd row seat, Alloy Wheels, and Remote Entry.This front wheel drive used 2009 Kia Sedona EX features a Silver exterior with a Gray interior and has only 130,879 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the...   Read More
Exterior: 
Gray
Interior: 
Gray 
Mileage:
158,260
Engine:
3.0L
Model #: 
B30SSE2A
VIN:
4F4YR12V9YTM29565
Stock #:
PV10715
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Price:  
$4,895
This rear wheel drive used 2000 Mazda B-series 2wd Truck SE features a Medium Platinum Metallic Clearcoat exterior with a Gray interior and has only 158,260 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.STOCK# PV10715...   Read More
Exterior: 
Other
Interior: 
Ebony 
Mileage:
157,158
Engine:
2.4L
Model #: 
1AS46
VIN:
3GNCA53V39S529583
Stock #:
PV10654B
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Price:  
$4,957
This front wheel drive used 2009 Chevrolet Hhr LT w/2LT features a Cardinal Red Metallic exterior with a Ebony interior and has only 157,158 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This...   Read More
Used, 1996 Mazda B-series 4wd Truck SE, Red, PV10689A-1
Exterior: 
Red
Mileage:
194,607
Engine:
4.0
Model #: 
B4000
VIN:
4F4CR17XXTTM30317
Stock #:
PV10689A
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Price:  
$4,980
Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.STOCK# PV10689A PRICED BELOW MARKET RETAIL VALUE! Bob Ruth Ford has this used 1996 Mazda B-series 4wd Truck SE for sale today. Donít forget Bob Ruth Ford WILL BUY OR TRADE FOR YOUR...   Read More
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