Bad Credit Car Finance Near Me

Bad Credit Car Loans

Financing your next car can be a nerve-wracking experience, especially when you’re applying for bad credit car loans! If your credit history isn’t ideal, it can sometimes feel like you don’t stand a chance of qualifying for bad credit car finance near you. We’re here with some good news! You can qualify for the loan you need to buy an outstanding vehicle, regardless of your credit history when you shop with the bad credit car dealership near you - at Bob Ruth Ford!

We understand that bad credit isn’t always a result of irresponsible spending and poor money management - life can get expensive, and people who are otherwise financially competent can end up with bad credit scores through no fault of their own. That’s why we work hard to provide a guaranteed auto loan program for our PA customers who are shopping with subpar credit. Of all the car dealerships that work with bad credit near you, few will go as far as Bob Ruth Ford to help you secure the financing you need. Even if you’ve filed for bankruptcy in the past, we can still help you obtain a car loan with a reasonable interest rate. Obtaining your car financing is more achievable than you might think. You don’t have to wait months or even years for your score to improve before getting the deal you deserve on a car you’ll love to drive. Bob Ruth Ford is pleased to offer bad credit car finance near you!

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All you need to get started:

  • Year, Make, and Model of the Vehicle to Be Purchased
  • Drivers License Number
  • Social Security Number

How To Qualify With Bad Credit

We’re sure you already know how important your credit score is when trying to obtain car financing. If you’ve been turned away by other less understanding bad credit dealerships, don’t lose hope! You can qualify for the funding you need to buy the car you’ve wanted at Bob Ruth Ford. If you’re shopping with good credit, then you’ll enjoy a lower interest rate on your loan and may qualify for a higher valued vehicle! For those of us with less than stellar credit scores, you may need to pay higher fees and perhaps more up front. This is because your credit score is the primary metric that lenders use to assess risk. The lower your score, the riskier lending to you can seem.

Not to worry, we work with many of the most understanding lenders in the country to provide our customers with the car financing their situation demands. Our team of bad credit car loan specialists will be happy to work with you and recommend the best course of action for your situation. In some cases, it is best to try to bring your credit score up before applying for financing. The credit experts here at Bob Ruth Ford will gladly answer your questions and explain different ways to raise your score. They’ve got years of experience assisting financially challenged buyers with all of their car financing needs. Find Ford financing with bad credit at your bad credit loans PA destination - Bob Ruth Ford!
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Guaranteed Approval

There are many factors that come into play when determining what kind of car loan you qualify for. As you surely already know, your credit score and history play a major role. Do you have questions about how to qualify for Ford motor credit with a low credit score? Bob Ruth Ford is here with the answers. Sometimes you can’t afford to wait for your credit score to improve before buying your next car. You need a reliable way to get you and your family around! Luckily, we offer a guaranteed auto loan program for just this sort of situation.

How does it work? When you apply for a loan with poor credit, lenders will view you as a higher risk compared to those with good credit scores. To counteract this increased risk, you may be required to pay more up front for your car or take on a loan with a higher interest rate. Bob Ruth Ford offers our guaranteed credit approval program with a 100% acceptance rate! Our fast approval process will let you know what kind of car loan you qualify for in no time at all. With a reasonable interest rate that you can afford and no application fees, it’s easier than ever before to get the car loan you need with Ford Motor Credit.
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Have you filed for bankruptcy in the past? Believe it or not, this still doesn’t put you out of the running for loan approval! After a set period, you’ll be able to apply for our guaranteed auto loan financing. If you have a co-signer - someone who’s willing to help shoulder the responsibility of your debt - it can make it easier to access the car loan you need. Of all the car dealerships that work with bad credit near you, Bob Ruth Ford stands alone in providing fast and easy financing that works with your situation.
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