Bad Credit Loans Guaranteed Approval

Ford Financial Services

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If you’re shopping for car loans with bad credit, you might feel like you’re fighting an uphill battle. It can seem like no car dealers want to work with those who are credit challenged. We understand your frustration, so at Bob Ruth Ford we offer bad credit loans with guaranteed approval. Bad credit isn’t always a result of irresponsible spending. Life can get expensive, and you can end up with a poor credit score despite your best efforts. Luckily, having a low credit score doesn’t put you out of the running for Ford financial services! Here at Bob Ruth Ford, we specialize in helping credit-challenged shoppers secure the affordable car loans that their situation requires. Whether your credit is low or even if you have none to show at all - we’ll be glad to help you get the loan you need to start building credit straight away.

With Ford Motor Credit at Bob Ruth Ford, it’s quick and easy to qualify for the car loan that your situation demands. We’re pleased to offer a 100% acceptance rate, meaning that everyone qualifies! Along with zero application fees and reasonable interest rates, you’ll be able to obtain bad credit loans with guaranteed approval that work to your benefit. We’re here to help you find the guaranteed car finance that you’ll need to get into a great car, truck or SUV that suits your lifestyle.

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Mechanicsburg PA Used Cars

Looking for a quality selection of Mechanicsburg PA used cars that can be yours with a bad credit auto loan? You won’t be disappointed with our stock of pre-owned vehicles at Bob Ruth Ford! Our team has searched high and low to bring you a great array of vehicles to pick from. Just because you’re shopping with bad credit doesn’t mean you have to settle for a lackluster inventory of vehicles. We carry the full range of used Ford cars, as well as pre-owned options from a variety of the most popular car makers in the nation.

Which of our many great used cars, trucks or SUVs is the ideal match for you? If you’re in need of cheap used cars that will meet your needs without breaking the bank - we’ve got plenty available! At our Good Luck car lot, you’ll find a wide assortment of used cars that are offered a Bargain Prices before being sent to auction. We offer vehicles that are 10 years or older or that have greater than 100,000 miles “As-Is,” without a warranty. The price on the windshield is as low as it will go, so you can score a fantastic deal on a cheap used car that will get you to your Mechanicsburg destinations.

Looking for used cars for sale under $15,000? We have a great selection for you to pick from. Whether you’ve had your eye on the stylish and compact Ford Fusion or the roomy and feature filled Escape, you’re sure to find something that fits the bill. Take the hassle out of finding Mechanicsburg PA used cars. At our Ford dealership, you’ll find an impressive array of pre-owned vehicles to meet all kinds of driving needs. Bob Ruth Ford is a local leader for used car sales, and we want to show you why we’re the preferred dealer of countless PA shoppers. Stop by our showroom or browse our entire used inventory online today to see all of your options in one convenient place.


Ford Motor Credit

You may be wondering how lenders can provide bad credit loans with guaranteed approval, regardless of your credit history. It’s really quite simple! As you likely know, your credit score is an important measure used by lenders to assess your ability to pay back a loan. To counteract the risk associated with lending to those with a lower score, you may need to make a larger down payment to cover more of the cost up front. You might also be required to take on a loan with a higher interest rate than you would otherwise qualify for. Not to worry - once your credit score has improved significantly, you may be able to refinance your loan at a lower APR (Annual Percentage Rate).

Here at Bob Ruth Ford, we’re pleased to provide a range of Ford financial services to help make your buying experience as smooth and hassle-free as possible. Visit our Ford Credit Center to learn all about what we can do to assist you in your car financing journey. If you want to get a clear idea of what sort of monthly payment you can expect with a loan, use our convenient Auto Loan Calculator. This will help you see an accurate estimate of your monthly cost, so you can plan accordingly.

If you’ll be trading in your current vehicle to help cover the cost of your next one, use our Trade In Value Appraisal Form to find out how much we’ll pay for your car! As a used car seller, we’re always on the lookout for well maintained privately owned vehicles like yours. Even if you decide to buy or lease your next car somewhere else, we’ll be glad to take yours off your hands for a fair and competitive price.
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Exterior: 
Silver
Interior: 
Taupe 
Mileage:
88,104
Engine:
2.4L
Model #: 
JRDH41
VIN:
1B3EL46XX5N624182
Stock #:
SV4860A
Get Approved in Seconds
Price:  
$2,750
Vehicle being sold ""AS-IS"", Stratus SXT, 4D Sedan, 2.4L 4-Cylinder SMPI DOHC 16V, 4-Speed Automatic, FWD, Satin White Pearlcoat, Dark Taupe/Medium Taupe w/Cloth Low-Back Bucket Seats, Alloy wheels. Satin White Pearlcoat 2005 Dodge Stratus SXT FWD 4-Speed Automatic 2.4L 4-Cylinder SMPI DOHC 16VThe...   Read More
Used, 2006 Ford Five Hundred Limited, White, SV5050A-1
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Exterior: 
White
Interior: 
Pebble Leather
Mileage:
125,296
Engine:
3.0L
Model #: 
P28
VIN:
1FAFP28146G171807
Stock #:
SV5050A
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Price:  
$3,500
Five Hundred Limited, 4D Sedan, Duratec 3.0L V6 24V, CVT, AWD, Oxford White Clearcoat, Pebble w/Leather-Trimmed Bucket Seats, Navigation System, Power Moonroof. Priced below KBB Fair Purchase Price! Oxford White Clearcoat 2006 Ford Five Hundred Limited AWD CVT Duratec 3.0L V6 24V Odometer is 10108...   Read More
Exterior: 
White
Interior: 
Gray 
Mileage:
108,145
Engine:
1.6L
Model #: 
15432F45
VIN:
KMHCN4AC1AU408642
Stock #:
SV4808A
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Price:  
$4,500
Accent GLS, 4D Sedan, 1.6L I4 MPI DOHC CVVT 16V, 4-Speed Automatic with Overdrive, FWD, Wine Red Pearl, Gray w/Cloth Seat Trim, 14"" x 5.5J Steel Wheels w/Full Wheel Covers. Wine Red Pearl 2010 Hyundai Accent GLS FWD 4-Speed Automatic with Overdrive 1.6L I4 MPI DOHC CVVT 16VThe Country Dealer Who...   Read More
Exterior: 
White
Interior: 
Medium Slate/light Shale 
Mileage:
119,963
Engine:
4.0L
Model #: 
RTKP53
VIN:
2D8HN54X79R524324
Stock #:
SV4790A
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Price:  
$5,500
Grand Caravan SXT, 4D Passenger Van, 4.0L V6 SOHC, 6-Speed Automatic, FWD, Stone White, light shale Leather, Alloy wheels. Priced below KBB Fair Purchase Price! Stone White 2009 Dodge Grand Caravan SXT FWD 6-Speed Automatic 4.0L V6 SOHC Odometer is 20574 miles below market average!The Country Dealer...   Read More
Exterior: 
Black
Interior: 
Desert/graphite 
Mileage:
133,316
Engine:
4.0L
Model #: 
04866
VIN:
5N1AN08W56C560646
Stock #:
SV4844A
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Price:  
$6,000
Xterra X, 4D Sport Utility, 4.0L V6 DOHC, 6-Speed Manual, 4WD, Midnight Blue Clearcoat, Desert/Graphite w/Cloth Seat Trim. Midnight Blue Clearcoat 2006 Nissan Xterra X 4WD 6-Speed Manual 4.0L V6 DOHC Odometer is 1038 miles below market average!The Country Dealer Who Beats Big City Prices! This...   Read More
Exterior: 
Blue
Interior: 
Medium Slate Gray 
Mileage:
124,633
Engine:
4.7L
Model #: 
WKJH74
VIN:
1J4HR48N46C268423
Stock #:
SV4714A
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Price:  
$6,000
Tow Package, Grand Cherokee Laredo, 4D Sport Utility, 4.7L V8 MPI, 5-Speed Automatic, 4WD, Midnight Blue Pearlcoat, Medium Slate Gray w/Leather Trim Seats w/Preferred Suede, Alloy wheels, Power Sunroof, Roof rack: rails only. Midnight Blue Pearlcoat 2006 Jeep Grand Cherokee Laredo 4WD 5-Speed...   Read More
Exterior: 
Blue
Interior: 
Medium Stone 
Mileage:
86,127
Engine:
2.0L
Model #: 
P3F
VIN:
1FAHP3FN4AW135148
Stock #:
T52419A
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Price:  
$6,000
Blue Flame Metallic 2010 Ford Focus SE FWD 4-Speed Automatic Duratec 2.0L I4 DOHC Odometer is 11645 miles below market average!We want to make the buying process as easy as 1-2-3! Let us show you! 1. Pick your vehicle. 2. Value your trade/Apply for financing. 3. Test drive/Delivery.The Country...   Read More
Exterior: 
Blue
Interior: 
Medium Light Stone 
Mileage:
125,915
Engine:
2.5L
Model #: 
P0L
VIN:
3FADP0L37BR162218
Stock #:
SV4826B
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Price:  
$6,250
Sync Connect, 4D Sedan, 2.5L I4 Atkinson-Cycle Hybrid, Aisin e-CVT Powersplit, FWD, Medium Light Stone w/Eco-Friendly Cloth Front Bucket Seats, Alloy wheels, Navigation System, Rear Parking Sensors. Priced below KBB Fair Purchase Price! Light Ice Blue Metallic 2011 Ford Fusion Hybrid FWD Aisin e-CVT...   Read More
Used, 2009 Subaru Legacy Special Edition, Green, SV5051A-1
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Exterior: 
Green
Interior: 
Taupe 
Mileage:
99,459
Engine:
2.5L
Model #: 
9AD
VIN:
4S3BL616697214033
Stock #:
SV5051A
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Price:  
$6,500
$106.11 / month*
Legacy 2.5i Special Edition, 4D Sedan, 2.5L H4 SMPI SOHC, 4-Speed Automatic, AWD, Taupe w/Cloth Upholstery, Alloy wheels, harman/kardon® Premium Audio System. Seacrest Green Metallic 2009 Subaru Legacy 2.5i Special Edition AWD 4-Speed Automatic 2.5L H4 SMPI SOHC Odometer is 13375 miles below market...   Read More
Exterior: 
Red
Interior: 
Charcoal Black 
Mileage:
122,517
Engine:
2.0L
Model #: 
P3H
VIN:
1FAHP3H25CL430475
Stock #:
SV4848B
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Price:  
$6,500
Sync Connect, Focus SEL, 4D Sedan, 2.0L 4-Cylinder DGI Flex Fuel DOHC, 6-Speed Automatic with Select-Shift, FWD, Race Red, Charcoal Black w/Leather-Trimmed Sport Front Bucket Seats, 17"" Aluminum Wheels, Auto-Dimming Electrochromic Rearview Mirror, Equipment Group 302A, Leather-Trimmed Sport Front...   Read More
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