Bad Credit Used Car Loans

Bad Credit Car Dealerships Near Me

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If youíre trying to obtain bad credit used car loans, you might feel like youíre fighting an unwinnable battle. It can sometimes feel like dealerships are only interested in working with people who have great credit scores. When you need Ford financing at a Ford dealership in your area that works with all credit situations, thereís only one clear choice. Bob Ruth Ford is your bad credit used car loans destination! When youíre shopping for cheap used cars in your area, you donít want to worry about whether or not you can obtain financing. You should be free to concern yourself with other things, like which make, model or color you want for your next vehicle.
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Luckily, Bob Ruth Ford is here to make this simple! Thereís no need to go through the challenging process of finding low credit financing by yourself. Our team of friendly finance specialists has plenty of experience working with all credit types. Whether your credit is outstanding or not so great, you can find the financing you need to get the car youíve had your eye on. Some dealers unfairly judge customers by their credit scores alone and refuse to work with those who donít meet a baseline score. At Bob Ruth Ford, we know that a low score isnít always indicative of poor spending habits. Sometimes responsible people end up with poor credit scores despite their best efforts! We donít think that low credit should put you out of the running for finding affordable financing on a great car that can meet all of your needs and wants. Among bad credit used car dealerships near you, Bob Ruth Ford is the premier destination for financing your next car with a reasonable interest rate that you can afford.

Ford Finance

Ready to get started with finding Ford financing at Bob Ruth? After youíve picked out the ideal choice for your next vehicle, thereís still one last step before you can make it yours. Youíll need to obtain financing to help you pay for it. Whether youíre interested in a used F-150 or a pre-owned Ford Fusion, the process is fast and easy! You can get pre-approved for Ford Financing using our simple online form! The form takes little time to complete and just requires some basic financial and employment information. Youíll find out right away what kind of bad credit used car loans you qualify for.

If youíre shopping with poor or no credit, itís vital to know that you can qualify for the financing you need. After all, nobody wants to waste time shopping at a dealer only to find out that they canít get approved for financing! At Bob Ruth Ford, you wonít have to worry about this. Weíre pleased to offer guaranteed financing for our Pennsylvania customers. Whether youíve got a poor credit history, have filed for bankruptcy in the past or are shopping for your very first vehicle and have no credit to show - Bob Ruth Ford is ready to help you get the car financing you need. We offer fast application approval and a 100% acceptance rate!




Contact Bob Ruth Ford
700 North US Route 15
Dillsburg, PA  17019
Telephone
(877) 818-1593
Sales Hours
Monday
9:00a - 8:00p
Tuesday
9:00a - 8:00p
Wednesday
9:00a - 8:00p
Thursday
9:00a - 8:00p
Friday
9:00a - 8:00p
Saturday
9:00a - 5:00p
Sunday
Closed

Guaranteed Financing

How is it that we can offer guaranteed financing with a 100% acceptance rate, regardless of your credit history? We work with some of the most understanding lenders in the nation to provide our customers with the financing options they need to get a car that will meet their needs and wants. As you probably already know, your credit score is very important in determining what kind of loan you qualify for. Lenders use this score as the primary metric for determining risk when lending you money. The lower your score, the more risk they see in lending you the cash you need. Not to worry! Even with a low credit score, you can still obtain the financing your situation requires. To counteract your low score, you may simply need to pay a higher interest rate or cover more of the cost up front.

If youíre trading in your old vehicle, this can be a great way to help cover more of your new carís cost. If not, it may be best to use saved cash for a larger down payment or wait until your credit score improves a bit. By keeping your credit card balance to under 30% of available credit and making timely payments, youíll see your credit score improve over time! Our finance specialists will be happy to discuss your various options and recommend a course of action that will be best for your situation. Qualifying for a car loan with low credit has never been easier or more convenient than at Bob Ruth Ford! Come find out what countless PA car buyers already know, that you can obtain the financing you require regardless of your credit history when you shop with Bob Ruth Ford!
We want to approve you!

Exterior: 
Silver
Interior: 
Medium Earth Gray 
Mileage:
28,559
Engine:
3.5 L
Model #: 
W1E
VIN:
1FTEW1EG2GFC33126
Stock #:
SV4067
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Price:  
$28,500
$465.27 / month*
Ingot Silver Metallic 2016 Ford F-150 XLT 4WD 6-Speed Automatic Electronic EcoBoost 3.5L V6 GTDi DOHC 24V Twin Turbocharged. Remainder of Factory Warranty.We want to make the buying process as easy as 1-2-3! Let us show you! 1. Pick your vehicle. 2. Value your trade/Apply for financing. 3. Test...   Read More
Exterior: 
Black
Interior: 
Black 
Mileage:
8,378
Engine:
3.5 L
Cab Type: 
Crew Cab Pickup
Model #: 
W1E
VIN:
1FTEW1EG1JFC08550
Stock #:
T19418
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Market Price:
$67,355
Bob Ruth Savings:
-$14,355
Price:  
$53,000
$865.24 / month*
BLUETOOTH, BACKUP CAMERA. 2018 Ford F-150 Platinum 4WD 10-Speed Automatic EcoBoost 3.5L V6 GTDi DOHC 24V Twin Turbocharged BackUp Camera, Sync Connect, Bluetooth, 10 Speakers, 20"" Polished Aluminum Wheels, 4-Wheel Disc Brakes, 4x4 FX4 Off-Road Bodyside Decal, ABS brakes, Active Park Assist,...   Read More
Exterior: 
Black
Interior: 
Bisque 
Mileage:
18,491
Engine:
3.5 L
Model #: 
5338
VIN:
5TDKZ3DC5HS890346
Stock #:
SV4291
Get Approved in Seconds
Price:  
$22,000
$359.16 / month*
Priced below KBB Fair Purchase Price! Midnight Black Metallic 2017 Toyota Sienna LE 8 Passenger FWD 8-Speed Automatic 3.5L V6 SMPI DOHC Odometer is 13305 miles below market average!We want to make the buying process as easy as 1-2-3! Let us show you! 1. Pick your vehicle. 2. Value your trade/Apply...   Read More
Exterior: 
Gray
Interior: 
Jet Black Leather
Mileage:
13,025
Engine:
3.0L
Model #: 
6KJ69
VIN:
1G6KE5R60HU182322
Stock #:
SV3854
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Price:  
$37,800
$617.10 / month*
Bumper to Bumper Factory Warranty, Blind spot sensor: warning, Brake assist, Electronic Automatic Cruise Control, Electronic Stability Control, Navigation System. Priced below KBB Fair Purchase Price! CARFAX One-Owner. Clean CARFAX. Moonstone Metallic 2017 Cadillac CT6 3.0L Twin Turbo Luxury AWD...   Read More
Exterior: 
White
Interior: 
Medium Earth Gray 
Mileage:
27,220
Engine:
3.5 L
Model #: 
W1E
VIN:
1FTEW1EG7GFD43573
Stock #:
SV3959
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Price:  
$28,000
$457.11 / month*
CARFAX One-Owner. Oxford White 2016 Ford F-150 XLT 4WD 6-Speed Automatic Electronic EcoBoost 3.5L V6 GTDi DOHC 24V Twin Turbocharged. Odometer is 1778 miles below market average! Remainder of Factory Warranty.We want to make the buying process as easy as 1-2-3! Let us show you! 1. Pick your vehicle....   Read More
Exterior: 
Gray
Interior: 
Jet Black 
Mileage:
11,897
Engine:
4.3L
Model #: 
TK15543
VIN:
3GTU2MEH0GG132361
Stock #:
SV4050
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Price:  
$29,000
$473.43 / month*
Remainder of Factory Warranty. Priced below KBB Fair Purchase Price! CARFAX One-Owner. Clean CARFAX. Iridium Metallic 2016 GMC Sierra 1500 SLE 4WD 6-Speed Automatic Electronic with Overdrive EcoTec3 4.3L V6 Flex Fuel. Odometer is 30386 miles below market average!We want to make the buying process as...   Read More
Exterior: 
Black
Interior: 
Medium Earth Gray 
Mileage:
36,990
Engine:
3.5 L
Model #: 
W1E
VIN:
1FTEW1EG8GFC19389
Stock #:
SV4055A
Get Approved in Seconds
Price:  
$28,000
$457.11 / month*
Shadow Black 2016 Ford F-150 XLT 4WD 6-Speed Automatic Electronic EcoBoost 3.5L V6 GTDi DOHC 24V Twin Turbocharged.We want to make the buying process as easy as 1-2-3! Let us show you! 1. Pick your vehicle. 2. Value your trade/Apply for financing. 3. Test drive/Delivery.We know that you have many...   Read More
Exterior: 
Brown
Interior: 
Light Titanium/dark Titanium Leather
Mileage:
98,845
Engine:
5.3L
Model #: 
CK10706
VIN:
1GNSKCE07ER171075
Stock #:
BV1101
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Price:  
$22,000
$359.16 / month*
Vehicle being sold ""AS-IS"". Priced below KBB Fair Purchase Price! CARFAX One-Owner. Clean CARFAX. Mocha Steel Metallic 2014 Chevrolet Tahoe LTZ 4WD 6-Speed Automatic Electronic with Overdrive Vortec 5.3L V8 SFI Flex Fuel Iron Block.We want to make the buying process as easy as 1-2-3! Let us show...   Read More
Exterior: 
Blue
Interior: 
Charcoal 
Mileage:
20,710
Engine:
2.5 L
Model #: 
22416
VIN:
KNMAT2MV9GP638214
Stock #:
SV4133
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Price:  
$16,500
$269.37 / month*
SOLD- Customer Order DESIRABLE FEATURES: Factory Warranty, Alloy Wheels, Premium Sound, Remote Entry.This all wheel drive used 2016 Nissan Rogue SV features a Arctic Blue Metallic exterior with a Charcoal interior and has only 20,710 miles. Bob Ruth Ford offers 3 months of free Sirius/XM...   Read More
Exterior: 
Silver
Interior: 
Dune Leather
Mileage:
32,582
Engine:
3.5 L
Model #: 
K4J
VIN:
2FMPK4J87JBB76009
Stock #:
SV4126
Get Approved in Seconds
Price:  
$22,500
$367.32 / month*
CARFAX One-Owner. Clean CARFAX. Ingot Silver Metallic 2018 Ford Edge SEL AWD 6-Speed Automatic 3.5L V6 Ti-VCT. Odometer is 1844 miles below market average! Bumper to Bumper Factory Warranty.We want to make the buying process as easy as 1-2-3! Let us show you! 1. Pick your vehicle. 2. Value your...   Read More
Exterior: 
Gray
Interior: 
Gray 
Mileage:
64,737
Engine:
2.0L
Model #: 
SRE5
VIN:
SALVP2BG3DH842855
Stock #:
SV4105A
Get Approved in Seconds
Price:  
$19,000
$310.18 / month*
Clean CARFAX. Gray 2013 Land Rover Range Rover Evoque Pure 4WD 6-Speed Automatic 2.0L I4. Odometer is 1927 miles below market average!We want to make the buying process as easy as 1-2-3! Let us show you! 1. Pick your vehicle. 2. Value your trade/Apply for financing. 3. Test drive/Delivery.We know...   Read More
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Sales HOURS
Call Us Today - (877) 818-1593
9:00a - 8:00p
9:00a - 8:00p
9:00a - 8:00p
9:00a - 8:00p
9:00a - 8:00p
9:00a - 5:00p
Closed
      
Service HOURS
      
Parts HOURS