Bad Credit Used Car Loans

Bad Credit Car Dealerships Near Me

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If youíre trying to obtain bad credit used car loans, you might feel like youíre fighting an unwinnable battle. It can sometimes feel like dealerships are only interested in working with people who have great credit scores. When you need Ford financing at a Ford dealership in your area that works with all credit situations, thereís only one clear choice. Bob Ruth Ford is your bad credit used car loans destination! When youíre shopping for cheap used cars in your area, you donít want to worry about whether or not you can obtain financing. You should be free to concern yourself with other things, like which make, model or color you want for your next vehicle.
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Luckily, Bob Ruth Ford is here to make this simple! Thereís no need to go through the challenging process of finding low credit financing by yourself. Our team of friendly finance specialists has plenty of experience working with all credit types. Whether your credit is outstanding or not so great, you can find the financing you need to get the car youíve had your eye on. Some dealers unfairly judge customers by their credit scores alone and refuse to work with those who donít meet a baseline score. At Bob Ruth Ford, we know that a low score isnít always indicative of poor spending habits. Sometimes responsible people end up with poor credit scores despite their best efforts! We donít think that low credit should put you out of the running for finding affordable financing on a great car that can meet all of your needs and wants. Among bad credit used car dealerships near you, Bob Ruth Ford is the premier destination for financing your next car with a reasonable interest rate that you can afford.

Ford Finance

Ready to get started with finding Ford financing at Bob Ruth? After youíve picked out the ideal choice for your next vehicle, thereís still one last step before you can make it yours. Youíll need to obtain financing to help you pay for it. Whether youíre interested in a used F-150 or a pre-owned Ford Fusion, the process is fast and easy! You can get pre-approved for Ford Financing using our simple online form! The form takes little time to complete and just requires some basic financial and employment information. Youíll find out right away what kind of bad credit used car loans you qualify for.

If youíre shopping with poor or no credit, itís vital to know that you can qualify for the financing you need. After all, nobody wants to waste time shopping at a dealer only to find out that they canít get approved for financing! At Bob Ruth Ford, you wonít have to worry about this. Weíre pleased to offer guaranteed financing for our Pennsylvania customers. Whether youíve got a poor credit history, have filed for bankruptcy in the past or are shopping for your very first vehicle and have no credit to show - Bob Ruth Ford is ready to help you get the car financing you need. We offer fast application approval and a 100% acceptance rate!




Contact Bob Ruth Ford
700 North US Route 15
Dillsburg, PA  17019
Telephone
(877) 818-1593
Sales Hours
Monday
9:00a - 8:00p
Tuesday
9:00a - 8:00p
Wednesday
9:00a - 8:00p
Thursday
9:00a - 8:00p
Friday
9:00a - 8:00p
Saturday
9:00a - 5:00p
Sunday
Closed

Guaranteed Financing

How is it that we can offer guaranteed financing with a 100% acceptance rate, regardless of your credit history? We work with some of the most understanding lenders in the nation to provide our customers with the financing options they need to get a car that will meet their needs and wants. As you probably already know, your credit score is very important in determining what kind of loan you qualify for. Lenders use this score as the primary metric for determining risk when lending you money. The lower your score, the more risk they see in lending you the cash you need. Not to worry! Even with a low credit score, you can still obtain the financing your situation requires. To counteract your low score, you may simply need to pay a higher interest rate or cover more of the cost up front.

If youíre trading in your old vehicle, this can be a great way to help cover more of your new carís cost. If not, it may be best to use saved cash for a larger down payment or wait until your credit score improves a bit. By keeping your credit card balance to under 30% of available credit and making timely payments, youíll see your credit score improve over time! Our finance specialists will be happy to discuss your various options and recommend a course of action that will be best for your situation. Qualifying for a car loan with low credit has never been easier or more convenient than at Bob Ruth Ford! Come find out what countless PA car buyers already know, that you can obtain the financing you require regardless of your credit history when you shop with Bob Ruth Ford!
We want to approve you!

Exterior: 
White
Interior: 
Charcoal 
Mileage:
164
Engine:
3.7 L
Model #: 
R2C
VIN:
1FTYR2CM7JKA50628
Stock #:
T19918
Get Approved in Seconds
Market Price:
$37,925
Bob Ruth Savings:
-$8,925
Price:  
$29,000
$473.43 / month*
BLUETOOTH, BACKUP CAMERA. 2018 Ford Transit-250 RWD 6-Speed Automatic with Overdrive 3.7L V6 Ti-VCT 24V BackUp Camera, Sync Connect, Bluetooth, 4 Front Speakers, 4-Wheel Disc Brakes, ABS brakes, Air Conditioning, AM/FM Stereo, Cruise Control w/Message Center, Exterior Parking Camera Rear, Fixed...   Read More
Exterior: 
Black
Mileage:
34,030
Engine:
1.5 L
Model #: 
P0H
VIN:
3FA6P0HDXGR252593
Stock #:
SV4472A
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Price:  
$14,000
$228.55 / month*
BackUp Camera, Bluetooth, 10 Speakers, 17"" Painted Aluminum Wheels, 4-Wheel Disc Brakes, ABS brakes, Air Conditioning, Auto-Dimming Driver Side Mirror, Auto-Dimming Rear-View Mirror, Chrome Moldings Around Window, Dual Zone Electronic Automatic Temperature Control, Equipment Group 202A, Exterior...   Read More
Exterior: 
Black
Interior: 
Light Titanium/dark Titanium 
Mileage:
100,063
Engine:
5.3L
Model #: 
CK10543
VIN:
1GCPKSE71CF218606
Stock #:
T42919B
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Price:  
$18,500
$302.02 / month*
Black 2012 Chevrolet Silverado 1500 LT 4WD 6-Speed Automatic Electronic with Overdrive Vortec 5.3L V8 SFI VVT Flex Fuel.We want to make the buying process as easy as 1-2-3! Let us show you! 1. Pick your vehicle. 2. Value your trade/Apply for financing. 3. Test drive/Delivery.The Country Dealer Who...   Read More
Exterior: 
White
Interior: 
Pewter 
Mileage:
929
Engine:
3.7 L
Model #: 
W2Z
VIN:
1FTBW2ZMXHKB12457
Stock #:
SV4197
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Price:  
$25,500
$416.29 / month*
BackUp Camera, Bumper to Bumper Factory Warranty, Bluetooth, 12V to 110V Power Inverter, 3.73 Axle Ratio, 4-Wheel Disc Brakes, ABS brakes, Cruise Control w/Message Center, Driver & Front Passenger-Side Front Airbags, Dual Bucket Seats, Dual Heavy-Duty Batteries, Exterior Parking Camera Rear, Fixed...   Read More
Exterior: 
Black
Interior: 
Ebony 
Mileage:
106,628
Engine:
5.3L
Model #: 
CK10543
VIN:
3GCPKSE74DG111999
Stock #:
BV1091A
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Price:  
$17,000
$277.53 / month*
Vehicle being sold ""AS-IS"". Priced below KBB Fair Purchase Price! Clean CARFAX. Black 2013 Chevrolet Silverado 1500 LT 4WD 6-Speed Automatic Electronic with Overdrive Vortec 5.3L V8 SFI VVT Flex Fuel.We want to make the buying process as easy as 1-2-3! Let us show you! 1. Pick your vehicle. 2....   Read More
Exterior: 
White
Interior: 
Pewter 
Mileage:
16,131
Engine:
3.7 L
Model #: 
R1Y
VIN:
1FTYR1YM1JKA46710
Stock #:
SV4280
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Price:  
$22,000
$359.16 / month*
BackUp Camera, ONE-OWNER, Bluetooth, 3.73 Axle Ratio, 4-Wheel Disc Brakes, ABS brakes, Air Conditioning, Cruise Control w/Message Center, Exterior Parking Camera Rear, Exterior Upgrade Package, Order Code 101A, Traction control, Wheels: 16"" Steel w/Full Silver Cover. Priced below KBB Fair Purchase...   Read More
Exterior: 
Gray
Interior: 
Taupe 
Mileage:
110,074
Engine:
3.7L
Model #: 
YD2H3CKNW
VIN:
2HNYD2H33CH512802
Stock #:
PV10884
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Price:  
$12,500
Vehicle being sold ""AS-IS"". Polished Metal Metallic 2012 Acura MDX Technology w/Technology Package AWD 6-Speed Automatic 3.7L V6 SOHC VTEC 24V.We want to make the buying process as easy as 1-2-3! Let us show you! 1. Pick your vehicle. 2. Value your trade/Apply for financing. 3. Test...   Read More
Exterior: 
Gray
Interior: 
Charcoal Leather
Mileage:
34,270
Engine:
2.5 L
Model #: 
22616
VIN:
5N1AT2MV7GC783321
Stock #:
SV4326
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Price:  
$17,500
$285.69 / month*
CARFAX One-Owner. Gun Metallic 2016 Nissan Rogue SL AWD CVT with Xtronic 2.5L I4 DOHC 16V.We want to make the buying process as easy as 1-2-3! Let us show you! 1. Pick your vehicle. 2. Value your trade/Apply for financing. 3. Test drive/Delivery.We know that you have many options when it comes to...   Read More
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Sales HOURS
Call Us Today - (877) 818-1593
9:00a - 8:00p
9:00a - 8:00p
9:00a - 8:00p
9:00a - 8:00p
9:00a - 8:00p
9:00a - 5:00p
Closed
      
Service HOURS
      
Parts HOURS