Bad Credit Used Car Loans

Bad Credit Car Dealerships Near Me

Image
If youíre trying to obtain bad credit used car loans, you might feel like youíre fighting an unwinnable battle. It can sometimes feel like dealerships are only interested in working with people who have great credit scores. When you need Ford financing at a Ford dealership in your area that works with all credit situations, thereís only one clear choice. Bob Ruth Ford is your bad credit used car loans destination! When youíre shopping for cheap used cars in your area, you donít want to worry about whether or not you can obtain financing. You should be free to concern yourself with other things, like which make, model or color you want for your next vehicle.
Image
Luckily, Bob Ruth Ford is here to make this simple! Thereís no need to go through the challenging process of finding low credit financing by yourself. Our team of friendly finance specialists has plenty of experience working with all credit types. Whether your credit is outstanding or not so great, you can find the financing you need to get the car youíve had your eye on. Some dealers unfairly judge customers by their credit scores alone and refuse to work with those who donít meet a baseline score. At Bob Ruth Ford, we know that a low score isnít always indicative of poor spending habits. Sometimes responsible people end up with poor credit scores despite their best efforts! We donít think that low credit should put you out of the running for finding affordable financing on a great car that can meet all of your needs and wants. Among bad credit used car dealerships near you, Bob Ruth Ford is the premier destination for financing your next car with a reasonable interest rate that you can afford.

Ford Finance

Ready to get started with finding Ford financing at Bob Ruth? After youíve picked out the ideal choice for your next vehicle, thereís still one last step before you can make it yours. Youíll need to obtain financing to help you pay for it. Whether youíre interested in a used F-150 or a pre-owned Ford Fusion, the process is fast and easy! You can get pre-approved for Ford Financing using our simple online form! The form takes little time to complete and just requires some basic financial and employment information. Youíll find out right away what kind of bad credit used car loans you qualify for.

If youíre shopping with poor or no credit, itís vital to know that you can qualify for the financing you need. After all, nobody wants to waste time shopping at a dealer only to find out that they canít get approved for financing! At Bob Ruth Ford, you wonít have to worry about this. Weíre pleased to offer guaranteed financing for our Pennsylvania customers. Whether youíve got a poor credit history, have filed for bankruptcy in the past or are shopping for your very first vehicle and have no credit to show - Bob Ruth Ford is ready to help you get the car financing you need. We offer fast application approval and a 100% acceptance rate!




Contact Bob Ruth Ford
700 North US Route 15
Dillsburg, PA  17019
Telephone
(877) 818-1593
Sales Hours
Monday
9:00a - 8:00p
Tuesday
9:00a - 8:00p
Wednesday
9:00a - 8:00p
Thursday
9:00a - 8:00p
Friday
9:00a - 8:00p
Saturday
9:00a - 5:00p
Sunday
Closed

Guaranteed Financing

How is it that we can offer guaranteed financing with a 100% acceptance rate, regardless of your credit history? We work with some of the most understanding lenders in the nation to provide our customers with the financing options they need to get a car that will meet their needs and wants. As you probably already know, your credit score is very important in determining what kind of loan you qualify for. Lenders use this score as the primary metric for determining risk when lending you money. The lower your score, the more risk they see in lending you the cash you need. Not to worry! Even with a low credit score, you can still obtain the financing your situation requires. To counteract your low score, you may simply need to pay a higher interest rate or cover more of the cost up front.

If youíre trading in your old vehicle, this can be a great way to help cover more of your new carís cost. If not, it may be best to use saved cash for a larger down payment or wait until your credit score improves a bit. By keeping your credit card balance to under 30% of available credit and making timely payments, youíll see your credit score improve over time! Our finance specialists will be happy to discuss your various options and recommend a course of action that will be best for your situation. Qualifying for a car loan with low credit has never been easier or more convenient than at Bob Ruth Ford! Come find out what countless PA car buyers already know, that you can obtain the financing you require regardless of your credit history when you shop with Bob Ruth Ford!
We want to approve you!

Exterior: 
Silver
Interior: 
Medium Earth Gray 
Mileage:
28,559
Engine:
3.5 L
Model #: 
W1E
VIN:
1FTEW1EG2GFC33126
Stock #:
SV4067
Get Approved in Seconds
Price:  
$31,879
$520.43 / month*
This four wheel drive used 2016 Ford F-150 XLT features a Ingot Silver Metallic exterior with a Medium Earth Gray interior and has only 19,028 miles.TECHNOLOGY FEATURES: This Ford F-150 includes Steering Wheel Audio Controls, Keyless Entry, an Anti Theft System, an Outside Temperature Gauge, an...   Read More
Exterior: 
Orange
Interior: 
Ebony 
Mileage:
7,471
Engine:
5.0 L
Model #: 
P8C
VIN:
1FA6P8CF5F5384024
Stock #:
SV3632
Get Approved in Seconds
Price:  
$45,807
$747.81 / month*
1 owner, Free CARFAX report. DESIRABLE FEATURES: GT Pkg, Backup Camera, Sync Connect, Factory Warranty, Remote Entry, and Premium Sound.This rear wheel drive used 2015 Ford Mustang GT features a Competition Orange exterior with a Ebony interior and has only 7,471 miles. Bob Ruth Ford offers 3...   Read More
Exterior: 
Black
Interior: 
Titanium Gray Leather
Mileage:
24,783
Engine:
2.0 L
Model #: 
8V758L
VIN:
WAU7FLFF9F1031113
Stock #:
SV3689
Get Approved in Seconds
Price:  
$20,943
$341.90 / month*
1 owner, Free CARFAX report. DESIRABLE FEATURES: Leather, Factory Warranty, Premium Sound, and Remote Entry.This all wheel drive used 2015 Audi A3 2.0T Premium features a Black exterior with a Titanium Gray interior and has only 24,783 miles. Bob Ruth Ford offers 3 months of free Sirius/XM...   Read More
Exterior: 
Gray
Interior: 
Charcoal Black 
Mileage:
109,322
Engine:
5.4L
Model #: 
J3J
VIN:
5LMJJ3J5XCEL02330
Stock #:
PV10556
Get Approved in Seconds
Price:  
$15,952
$260.42 / month*
1 owner, Free CARFAX report. DESIRABLE FEATURES: 3rd row seat, Navigation, Cooled Seats, Premium Sound, and Remote Entry.This four wheel drive 2012 Lincoln Navigator L L features a Sterling Gray Metallic exterior with a Charcoal Black interior and has only 109,322 miles. Bob Ruth Ford offers 3...   Read More
Exterior: 
Silver
Interior: 
Jet Black 
Mileage:
9,915
Engine:
3.6L
Model #: 
1GY69
VIN:
2G1105S39J9136264
Stock #:
SV3710
Get Approved in Seconds
Price:  
$19,540
$319.00 / month*
DESIRABLE FEATURES: Backup Camera, Alloy Wheels, SiriusXM, Premium Sound, and Remote Entry.This front wheel drive used 2018 Chevrolet Impala LT features a Silver Ice Metallic exterior with a Jet Black interior and has only 9,915 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite...   Read More
Exterior: 
White
Interior: 
Charcoal 
Mileage:
23,261
Engine:
3.7 L
Model #: 
K1Z
VIN:
1FMZK1ZMXHKB01040
Stock #:
SV3744
Get Approved in Seconds
Price:  
$24,476
$399.58 / month*
1 owner, Free CARFAX report. DESIRABLE FEATURES: Backup Camera, Factory Warranty, and Remote Entry.This rear wheel drive 2017 Ford Transit Wagon XLT features a Oxford White exterior with a Charcoal interior and has only 23,261 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite...   Read More
Exterior: 
Black
Interior: 
Ebony Leather
Mileage:
109,586
Engine:
5.3L
Model #: 
CK10936
VIN:
3GNTKFE34BG249095
Stock #:
PV10609
Get Approved in Seconds
Price:  
$16,339
$266.74 / month*
DESIRABLE FEATURES: Leather, Remote Start, Remote Entry, and Premium Sound.This four wheel drive 2011 Chevrolet Avalanche LT features a Black exterior with a Ebony interior and has only 109,586 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped...   Read More
Exterior: 
White
Interior: 
Medium Earth Gray 
Mileage:
15,680
Engine:
5.0 L
Model #: 
W1E
VIN:
1FTEW1EFXHFB55087
Stock #:
SV3806
Get Approved in Seconds
Price:  
$29,462
$480.98 / month*
DESIRABLE FEATURES: Sync Connect, Factory Warranty, Tow Pkg, Premium Sound, and Remote Entry.This four wheel drive used 2017 Ford F-150 XLT features a Oxford White exterior with a Medium Earth Gray interior and has only 15,680 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio...   Read More
Exterior: 
Green
Interior: 
Sand Beige 
Mileage:
110,331
Engine:
3.5L
Model #: 
6952
VIN:
JTEES43A882020701
Stock #:
PV10637
Get Approved in Seconds
Price:  
$11,586
This four wheel drive used 2008 Toyota Highlander Sport features a Green exterior with a Sand Beige interior and has only 110,331 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Toyota Highlander...   Read More
Exterior: 
Silver
Interior: 
Jet Black Leather
Mileage:
10,313
Engine:
3.0L
Model #: 
6KJ69
VIN:
1G6KE5R60HU182322
Stock #:
SV3854
Get Approved in Seconds
Price:  
$42,948
$701.14 / month*
DESIRABLE FEATURES: Leather, Factory Warranty, Navigation, Alloy Wheels, Remote Entry, and Premium Sound.This all wheel drive used 2017 Cadillac Ct6 Luxury AWD features a Moonstone Metallic exterior with a Jet Black interior and has only 10,313 miles. Bob Ruth Ford offers 3 months of free...   Read More
footer background
      
Sales HOURS
Call Us Today - (877) 818-1593
9:00a - 8:00p
9:00a - 8:00p
9:00a - 8:00p
9:00a - 8:00p
9:00a - 8:00p
9:00a - 5:00p
Closed
      
Service HOURS
      
Parts HOURS