Car Loans Bad Credit

Bad Credit Car Loans in PA

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Bad Credit Car Dealerships

If your credit situation isn’t ideal, you may be understandably nervous about the idea of financing a car purchase. You may be unsure if you can even qualify, and worry that you’ll have to pay ridiculously high-interest rates if you do. At Bob Ruth Ford, we understand how you feel, and we want to put your fears to rest.

When you shop with us, you’ll be able to qualify for car loans with bad credit! We understand that poor credit isn’t always a result of irresponsible spending. Sometimes, despite their best efforts, responsible people end up with bad credit scores as a result of factors beyond their control.

We feel that you shouldn’t be denied the opportunity to obtain a car loan based on your credit score alone, and we’ve committed to making the financing process easy and straightforward for our customers with bad credit. Qualifying for bad credit car loans in PA may sound confusing and daunting, but at Bob Ruth Ford we make the process as easy as can be. Whether you’ve declared bankruptcy in the past or have a low credit score, our fast and friendly credit process makes it easy to get approved.

Finding car dealerships that work with bad credit near you isn’t always easy - some dealers just aren’t willing to go through the trouble of securing financing for those with bad credit. That’s not how we do business at Bob Ruth Ford. We’ve built strong relationships with some of the most understanding lenders in the country, so we’ll be able to find you a car loan with a reasonable interest rate that works with your budget.

Don’t let poor credit history get in the way of finding your dream car - let the trained bad credit specialists at Bob Ruth Ford help get you into the car you want at a price you can afford.

Guaranteed Auto Loan

You may think that a guaranteed auto loan sounds too good to be true, but that’s not the case! We’re able to offer our customers a 100% acceptance rate when applying for an auto loan. How is this possible? It all comes down to the way that lenders assess risk. If you have an outstanding credit history, then you’ll obviously be deemed to be a low risk to lenders, and they’ll be happy to provide you with the loan you need.

If you’re like many of our customers and your credit score isn’t so hot - you’re still not out of the running for a car loan! In this case, lenders will see you as a higher risk, so you’ll simply need to pay more up front, take on a higher interest rate or perhaps both. Not to worry, there are ways to make this easily achievable. One popular method for affording a car loan with bad credit is to trade in your current vehicle to help cover the higher upfront costs. If this isn’t an option, it may be wise to save up to cover more of your down payment.
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We typically suggest paying at least 20% up front, but it’s smart to put as much down up front as possible if you have bad credit. Working with bad credit car dealerships like Bob Ruth Ford is a great way to help lessen the financial burden of taking on a car loan with bad credit. If you’d like to learn more about how you can qualify for a car loan with poor credit or after declaring bankruptcy, we have plenty of information available.
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Ford Financial Services

Getting pre-approved for Ford Motor Credit has never been faster or easier than at Bob Ruth Ford! All you need to do is provide some basic information on our secure online form, and you’ll find out in minutes what kind of loan you’re eligible for. It’s always a smart idea to get approved for financing before you begin shopping, that way there are no unpleasant surprises if you get your mind set on a car only to find out that you don’t qualify.

Once you’re approved, you can shop with the confidence that comes with knowing exactly what kind of cars you can afford. Working with Ford Financial Services is an excellent way to afford your next car with a low monthly payment. At Bob Ruth Ford, our finance specialists are highly trained to help you secure the funding you need for the car you’ve had your eye on.
If you’re the kind of person who prefers to have a new car to drive every 2-3 years, you’ll want to consider one of the many leasing options we have available. If you decide you want t keep your vehicle at the end of your lease, our team will be happy to work with you to come to a buyout agreement. Leasing is a great way to get your hands on the latest cars without committing to a purchase. Learn all about leasing, financing with Ford Motor Credit and more at our Ford Credit Center.
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Exterior: 
Green
Interior: 
Gray 
Mileage:
75,776
Engine:
2.2L
Model #: 
ZLM26
VIN:
5GZCZ33D47S832361
Stock #:
SV4186A
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Price:  
$6,982
$113.98 / month*
This front wheel drive 2007 Saturn Vue I4 features a Cypress Green exterior with a Gray interior and has only 75,776 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used Saturn Vue includes...   Read More
Exterior: 
Gray
Interior: 
Black Leather
Mileage:
110,872
Engine:
2.3L
Model #: 
MZ6IVEA
VIN:
1YVHP80C285M44058
Stock #:
SV4037A
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Price:  
$7,072
DESIRABLE FEATURES: Leather, Premium Sound, and Remote Entry.This front wheel drive used 2008 Mazda6 i Sport VE features a Gray exterior with a Black interior and has only 110,872 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the...   Read More
Exterior: 
Silver
Interior: 
Charcoal Black 
Mileage:
119,499
Engine:
2.5L
Model #: 
P0H
VIN:
3FAHP0HA7BR229697
Stock #:
SV4078A
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Price:  
$7,331
This front wheel drive used 2011 Ford Fusion SE features a Ingot Silver Metallic exterior with a Charcoal Black interior and has only 119,499 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Ford...   Read More
Exterior: 
Silver
Mileage:
140,910
Engine:
2.4L
Model #: 
RE4857JW
VIN:
JHLRE48557C043387
Stock #:
SV3732A
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Price:  
$7,997
Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used Honda Cr-v includes Keyless Entry, Steering Wheel Audio Controls, an Anti Theft System, an Outside Temperature Gauge, an AM/FM Stereo, and a...   Read More
Exterior: 
Silver
Interior: 
Dark Charcoal 
Mileage:
147,050
Engine:
4.0L
Model #: 
T80
VIN:
1ZVFT80N375297738
Stock #:
SV3881B
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Price:  
$7,997
This rear wheel drive used 2007 Ford Mustang V6 Deluxe features a Satin Silver Clearcoat Metallic exterior with a Dark Charcoal interior and has only 147,050 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY...   Read More
Exterior: 
Black
Interior: 
Titan Black 
Mileage:
60,867
Engine:
2.0L
Model #: 
1622J1
VIN:
3VW1K7AJ8CM427214
Stock #:
T12219B
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Price:  
$8,230
$134.36 / month*
This front wheel drive used 2012 Volkswagen Jetta Sedan S features a Black exterior with a Titan Black interior and has only 60,867 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.STOCK# T12219B PRICED BELOW MARKET RETAIL...   Read More
Exterior: 
Black
Interior: 
Charcoal Black Leather
Mileage:
156,266
Engine:
3.5L
Model #: 
J8J
VIN:
2LMDJ8JC2ABJ16032
Stock #:
SV4095A
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Price:  
$8,549
DESIRABLE FEATURES: Panoramic Roof, Leather, Cooled Seats, Premium Sound, and Remote Entry.This all wheel drive used 2010 Lincoln Mkx Base features a Tuxedo Black Metallic exterior with a Charcoal Black interior and has only 156,266 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite...   Read More
Exterior: 
White
Interior: 
Charcoal Black/cashmere 
Mileage:
77,261
Engine:
1.6L
Model #: 
P4F
VIN:
3FADP4FJ2BM125642
Stock #:
BV1082A
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Price:  
$8,596
$140.33 / month*
DESIRABLE FEATURES: Alloy Wheels, Premium Sound, and Remote Entry.This front wheel drive used 2011 Ford Fiesta SES features a Oxford White exterior with a Charcoal Black/cashmere interior and has only 77,261 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used...   Read More
Exterior: 
Other
Interior: 
Light Gray Leather
Mileage:
133,535
Engine:
4.2L
Model #: 
TT15506
VIN:
1GKDT13S662223611
Stock #:
SV4017A
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Price:  
$8,883
DESIRABLE FEATURES: DVD, Leather, Tow Pkg, Alloy Wheels, Remote Entry, and Premium Sound.This four wheel drive 2006 Gmc Envoy SLT features a Cranberry Red Metallic exterior with a Light Gray interior and has only 133,535 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on...   Read More
Exterior: 
Blue
Interior: 
Gray Leather
Mileage:
120,040
Engine:
3.5L
VIN:
5FNRL38789B409766
Stock #:
PV10673A
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Price:  
$9,469
DESIRABLE FEATURES: DVD, Leather, 3rd row seat, Power Liftgate, Alloy Wheels, and Remote Entry.This front wheel drive used 2009 Honda Odyssey EX-L features a Blue exterior with a Gray interior and has only 120,040 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used...   Read More
Page  1  2  3  4  5  6  7  8  9  10  11  »
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