Car Loans Bad Credit

Bad Credit Car Loans in PA

We want to approve you!

Bad Credit Car Dealerships

If your credit situation isn’t ideal, you may be understandably nervous about the idea of financing a car purchase. You may be unsure if you can even qualify, and worry that you’ll have to pay ridiculously high-interest rates if you do. At Bob Ruth Ford, we understand how you feel, and we want to put your fears to rest.

When you shop with us, you’ll be able to qualify for car loans with bad credit! We understand that poor credit isn’t always a result of irresponsible spending. Sometimes, despite their best efforts, responsible people end up with bad credit scores as a result of factors beyond their control.

We feel that you shouldn’t be denied the opportunity to obtain a car loan based on your credit score alone, and we’ve committed to making the financing process easy and straightforward for our customers with bad credit. Qualifying for bad credit car loans in PA may sound confusing and daunting, but at Bob Ruth Ford we make the process as easy as can be. Whether you’ve declared bankruptcy in the past or have a low credit score, our fast and friendly credit process makes it easy to get approved.

Finding car dealerships that work with bad credit near you isn’t always easy - some dealers just aren’t willing to go through the trouble of securing financing for those with bad credit. That’s not how we do business at Bob Ruth Ford. We’ve built strong relationships with some of the most understanding lenders in the country, so we’ll be able to find you a car loan with a reasonable interest rate that works with your budget.

Don’t let poor credit history get in the way of finding your dream car - let the trained bad credit specialists at Bob Ruth Ford help get you into the car you want at a price you can afford.

Guaranteed Auto Loan

You may think that a guaranteed auto loan sounds too good to be true, but that’s not the case! We’re able to offer our customers a 100% acceptance rate when applying for an auto loan. How is this possible? It all comes down to the way that lenders assess risk. If you have an outstanding credit history, then you’ll obviously be deemed to be a low risk to lenders, and they’ll be happy to provide you with the loan you need.

If you’re like many of our customers and your credit score isn’t so hot - you’re still not out of the running for a car loan! In this case, lenders will see you as a higher risk, so you’ll simply need to pay more up front, take on a higher interest rate or perhaps both. Not to worry, there are ways to make this easily achievable. One popular method for affording a car loan with bad credit is to trade in your current vehicle to help cover the higher upfront costs. If this isn’t an option, it may be wise to save up to cover more of your down payment.
Yes I'm Interested
I'd Like
First name *
Last Name *
E-mail Address *
Cell Phone *
Contact Me Via *
Comments / Questions
Enter the code to authenticate this form.
Verification Image 1Verification Image 2Verification Image 3Verification Image 4Verification Image 5Verification Image 6
We typically suggest paying at least 20% up front, but it’s smart to put as much down up front as possible if you have bad credit. Working with bad credit car dealerships like Bob Ruth Ford is a great way to help lessen the financial burden of taking on a car loan with bad credit. If you’d like to learn more about how you can qualify for a car loan with poor credit or after declaring bankruptcy, we have plenty of information available.
Image

Ford Financial Services

Getting pre-approved for Ford Motor Credit has never been faster or easier than at Bob Ruth Ford! All you need to do is provide some basic information on our secure online form, and you’ll find out in minutes what kind of loan you’re eligible for. It’s always a smart idea to get approved for financing before you begin shopping, that way there are no unpleasant surprises if you get your mind set on a car only to find out that you don’t qualify.

Once you’re approved, you can shop with the confidence that comes with knowing exactly what kind of cars you can afford. Working with Ford Financial Services is an excellent way to afford your next car with a low monthly payment. At Bob Ruth Ford, our finance specialists are highly trained to help you secure the funding you need for the car you’ve had your eye on.
If you’re the kind of person who prefers to have a new car to drive every 2-3 years, you’ll want to consider one of the many leasing options we have available. If you decide you want t keep your vehicle at the end of your lease, our team will be happy to work with you to come to a buyout agreement. Leasing is a great way to get your hands on the latest cars without committing to a purchase. Learn all about leasing, financing with Ford Motor Credit and more at our Ford Credit Center.
Page  1  2  3  4  5  6  7  8  9  10  11  »

Exterior: 
White
Interior: 
Light Graphite 
Mileage:
133,870
Engine:
4.6L
Model #: 
M81
VIN:
1LNHM81W21Y609338
Stock #:
PV10487B
Get Approved in Seconds
Price:  
$3,555
This rear wheel drive 2001 Lincoln Town Car Executive features a White exterior with a Light Graphite interior and has only 133,870 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used Lincoln...   Read More
Exterior: 
Gray
Interior: 
Gray 
Mileage:
131,786
Engine:
3.5L
Model #: 
4U12216
VIN:
5GADV33L15D240587
Stock #:
PV10588A
Get Approved in Seconds
Price:  
$3,998
DESIRABLE FEATURES: DVD, 3rd row seat, Remote Entry, and Premium Sound.This front wheel drive used 2005 Buick Terraza CXL features a Platinum Metallic exterior with a Gray interior and has only 131,786 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles...   Read More
Exterior: 
Silver
Interior: 
Gray 
Mileage:
130,879
Engine:
3.8L
Model #: 
64242
VIN:
KNDMB233796286453
Stock #:
SV3658A
Get Approved in Seconds
Price:  
$4,296
DESIRABLE FEATURES: 3rd row seat, Alloy Wheels, and Remote Entry.This front wheel drive used 2009 Kia Sedona EX features a Silver exterior with a Gray interior and has only 130,879 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the...   Read More
Exterior: 
Other
Interior: 
Ebony 
Mileage:
157,158
Engine:
2.4L
Model #: 
1AS46
VIN:
3GNCA53V39S529583
Stock #:
PV10654B
Get Approved in Seconds
Price:  
$4,336
This front wheel drive used 2009 Chevrolet Hhr LT w/2LT features a Cardinal Red Metallic exterior with a Ebony interior and has only 157,158 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This...   Read More
Exterior: 
Other
Interior: 
Gray 
Mileage:
127,497
Engine:
3.5L
Model #: 
ZLN26
VIN:
5GZCZ63457S839045
Stock #:
SV3973A
Get Approved in Seconds
Price:  
$4,917
DESIRABLE FEATURES: Alloy Wheels, Remote Entry, and Premium Sound.This all wheel drive used 2007 Saturn Vue V6 features a Chili Pepper Red exterior with a Gray interior and has only 127,497 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with...   Read More
Exterior: 
Silver
Interior: 
Aero Gray 
Mileage:
148,603
Engine:
3.8L
Model #: 
7B13B3
VIN:
2V8HW34169R554477
Stock #:
SV3786A
Get Approved in Seconds
Price:  
$5,142
DESIRABLE FEATURES: 3rd row seat, Premium Sound, and Remote Entry.This front wheel drive 2009 Volkswagen Routan SE features a Silver exterior with a Aero Gray interior and has only 148,603 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with...   Read More
Exterior: 
Gold
Interior: 
Ebony 
Mileage:
143,971
Engine:
3.6L
Model #: 
CV14526
VIN:
1GNKVGED5BJ204683
Stock #:
T25418A
Get Approved in Seconds
Price:  
$7,388
DESIRABLE FEATURES: 3rd row seat, Remote Entry, and Premium Sound.This all wheel drive used 2011 Chevrolet Traverse LT w/1LT features a Gold Mist Metallic exterior with a Ebony interior and has only 143,971 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used...   Read More
Exterior: 
Black
Interior: 
Macadamia 
Mileage:
170,118
Engine:
3.5L
Model #: 
ML350
VIN:
4JGBB86E48A336420
Stock #:
C07718A
Get Approved in Seconds
Price:  
$7,560
This four wheel drive 2008 Mercedes-benz M-class 3.5L features a Black exterior with a Macadamia interior and has only 170,118 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used Mercedes-benz...   Read More
Exterior: 
Black
Interior: 
Bisque Leather
Mileage:
137,270
Engine:
3.5L
Model #: 
2554
VIN:
4T1BK46KX9U074269
Stock #:
SV3978A
Get Approved in Seconds
Price:  
$7,938
DESIRABLE FEATURES: Leather, Alloy Wheels, Premium Sound, and Remote Entry.This front wheel drive used 2009 Toyota Camry XLE features a Black exterior with a Bisque interior and has only 137,270 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped...   Read More
Exterior: 
Red
Interior: 
Pastel Pebble Beige 
Mileage:
118,399
Engine:
3.7L
Model #: 
KKJP74
VIN:
1J8GN58KX8W119193
Stock #:
PV10686A
Get Approved in Seconds
Price:  
$8,365
This four wheel drive used 2008 Jeep Liberty Limited features a Red Rock Crystal Pearl exterior with a Pastel Pebble Beige interior and has only 118,399 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES:...   Read More
Page  1  2  3  4  5  6  7  8  9  10  11  »
footer background
      
Sales HOURS
Call Us Today - (877) 818-1593
9:00a - 8:00p
9:00a - 8:00p
9:00a - 8:00p
9:00a - 8:00p
9:00a - 8:00p
9:00a - 5:00p
Closed
      
Service HOURS
      
Parts HOURS