Ford Bad Credit Auto Loans

Ford Dealership Nearest Me

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If you’re trying to find Ford bad credit auto loans, you may feel like you’re fighting an uphill battle. At Bob Ruth Ford, we understand that poor credit history isn’t always an indicator of irresponsible spending. Life can be unpredictable, and unexpected expenses can take a toll on your credit score despite your best efforts. When you’re on the hunt for car loans with bad credit, trust the experienced finance pros at Bob Ruth Ford.

Whether your credit score is in good shape, subpar or nonexistent - we can help you secure an affordable car loan that fits your unique situation. We work a range of understanding national lenders to give you a great chance to obtain the car financing that you need. Other car dealerships for bad credit near you may give you the runaround when it comes to finding you an affordable car loan - but not Bob Ruth Ford! We specialize in assisting credit challenged shoppers. Getting the car that you and your family need is more achievable than you might think! We have a variety of offers and programs that you can make use of to obtain car loans with bad credit.


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Guaranteed Approval

As you probably know, your credit score is an important measure of risk that lenders use to decide whether or not to provide you with a loan. As a result, if your credit score is on the lower end - you may think that finding a reasonable car loan will be next to impossible. We’re here to tell you that this is not the case at all! Here at Bob Ruth Ford, we’re pleased to offer Guaranteed Approval Car Finance to our PA customers.
How can we guarantee car financing, regardless of your credit history? It’s really quite simple! In order to offset a low credit score, some lenders may require you to take on a loan that has a higher APR (Annual Percentage Rate). You may also need to make a larger down payment to cover more of the cost up front. The good news is, you’ll be able to secure a reasonable car loan no matter your credit score. We offer a 100% approval rate, so even if you’ve declared bankruptcy in the past - you will qualify!

Improving Your Credit

If you’re shopping for a car with a credit score that is on the lower end, you may be wondering what steps you can take to raise your score. You might think that you’ll need to wait months for your credit score to improve before you can get the car loan you need to take home the car of your dreams. This is simply untrue. Here at Bob Ruth Ford, you can qualify right away! With our fast and safe application process, it should only take a couple of minutes to get approved for Ford bad credit auto loans.

Once you’re approved, all that’s left is to head down to our showroom and pick out the ideal car for you and your family! If you’re worried about taking on a loan with a higher APR - you should know that refinancing your loan is an option. Once your credit score has improved sufficiently, you may be eligible to refinance your car loan at a lower APR. To learn more, call and speak with one of our friendly finance specialists. They’ll be happy to explain how the whole process works and recommend the best course of action for you.

How can you improve your credit score? There are several things you can do to help. Keeping your credit usage below 30% of your available credit and making timely payments of your bills can go a long way towards raising your score. Of course, you should also avoid taking out any more credit cards for the time being - as this can negatively impact your score.
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Car Dealerships For Bad Credit Near Me

Looking for car dealerships for bad credit near you? You should know that not all dealers in your area can offer the same smooth and convenient financing process! If you want to save time and secure a car loan that fits your particular financial situation, head to Bob Ruth Ford - the Ford dealership nearest you! We have years of experienced helping shoppers who are credit challenged get the loans they’re looking for.

Take the hassle out of finding the right Ford bad credit auto loans for you! Our staff is highly trained on all kinds of credit procedures, so they’ll be able to help you through the entire process from start to finish. Your satisfaction is our number one concern. We’ll work hard to help you get into a vehicle that will serve your needs well for many years to come - at a price that works for you! Check out our entire inventory of used cars for sale near you! Whether you need a spacious family vehicle or a stylish sedan, we can help you get the loan you’ll need to make it a reality. Bad credit car loans are right around the corner at Bob Ruth Ford.
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Exterior: 
Black
Interior: 
Medium Dark Flint 
Mileage:
121,768
Engine:
3.0L
Model #: 
R10
VIN:
1FTYR10U05PB09221
Stock #:
PV10747A1
Get Approved in Seconds
Price:  
$6,374
This rear wheel drive used 2005 Ford Ranger Edge features a Black Clearcoat exterior with a Medium Dark Flint interior and has only 121,768 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Ford...   Read More
Exterior: 
Red
Interior: 
Dark Charcoal 
Mileage:
147,094
Engine:
4.0L
Model #: 
T80
VIN:
1ZVFT80N955238416
Stock #:
SV3905A
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Price:  
$6,577
DESIRABLE FEATURES: Alloy Wheels, Remote Entry, and Premium Sound.This rear wheel drive used 2005 Ford Mustang V6 Premium features a Red exterior with a Dark Charcoal interior and has only 147,094 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped...   Read More
Exterior: 
Silver
Interior: 
Dark Charcoal 
Mileage:
147,042
Engine:
4.0L
Model #: 
T80
VIN:
1ZVFT80N375297738
Stock #:
SV3881B
Get Approved in Seconds
Price:  
$6,979
This rear wheel drive 2007 Ford Mustang V6 Deluxe features a Satin Silver Clearcoat Metallic exterior with a Dark Charcoal interior and has only 147,042 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES:...   Read More
Exterior: 
White
Interior: 
Stone 
Mileage:
78,708
Engine:
3.0L
Model #: 
U0D
VIN:
1FMCU0DG4CKB20123
Stock #:
SV3941A1
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Price:  
$9,108
$148.69 / month*
This front wheel drive used 2012 Ford Escape XLT features a Oxford White exterior with a Stone interior and has only 78,708 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Ford Escape includes...   Read More
Exterior: 
Silver
Interior: 
Charcoal Black 
Mileage:
85,181
Engine:
2.0L
Model #: 
P3N
VIN:
1FADP3N22DL141784
Stock #:
T49618A
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Price:  
$10,554
$172.30 / month*
This front wheel drive used 2013 Ford Focus Titanium features a Ingot Silver Metallic exterior with a Charcoal Black interior and has only 85,181 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This...   Read More
Exterior: 
Red
Interior: 
Stone Leather
Mileage:
136,592
Engine:
4.6L
Model #: 
P8F
VIN:
1ZVBP8FH1A5157862
Stock #:
SV3808A2
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Price:  
$10,616
DESIRABLE FEATURES: Leather, Navigation, Remote Entry, and Premium Sound.This rear wheel drive 2010 Ford Mustang GT features a Torch Red exterior with a Stone interior and has only 136,592 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with...   Read More
Exterior: 
Black
Interior: 
Medium Light Stone Leather
Mileage:
104,492
Engine:
3.5L
Model #: 
K5C
VIN:
2FMGK5CC9ABB21858
Stock #:
PV10773
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Price:  
$10,878
$177.59 / month*
DESIRABLE FEATURES: Leather, 3rd row seat, Alloy Wheels, Power Liftgate, Premium Sound, and Remote Entry.This front wheel drive used 2010 Ford Flex SEL features a Tuxedo Black Metallic exterior with a Medium Light Stone interior and has only 104,492 miles. Bob Ruth Ford offers 3 months of free...   Read More
Exterior: 
Gray
Interior: 
Charcoal Black 
Mileage:
21,187
Engine:
1.0 L
Model #: 
P3F
VIN:
1FADP3FE2HL264158
Stock #:
SV3947
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Price:  
$11,995
$195.82 / month*
DESIRABLE FEATURES: Backup Camera, Factory Warranty, Sync Connect, Premium Sound, and Remote Entry.This front wheel drive used 2017 Ford Focus SE features a Magnetic exterior with a Charcoal Black interior and has only 21,187 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio...   Read More
Exterior: 
Gray
Interior: 
Charcoal Black Leather
Mileage:
125,623
Engine:
3.5L
Model #: 
K4J
VIN:
2FMDK4JC6DBB85392
Stock #:
BV1093
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Price:  
$12,980
DESIRABLE FEATURES: Leather, Navigation, and Remote Entry.This all wheel drive used 2013 Ford Edge SEL features a Mineral Gray Metallic exterior with a Charcoal Black interior and has only 125,623 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped...   Read More
Exterior: 
Silver
Interior: 
Charcoal Black Leather
Mileage:
147,758
Engine:
3.5L
Model #: 
K8D
VIN:
1FM5K8D80DGC52922
Stock #:
SV3799A
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Price:  
$12,986
DESIRABLE FEATURES: Leather, 3rd row seat, Voice Command, Navigation, Alloy Wheels, Remote Entry, and Premium Sound.This four wheel drive used 2013 Ford Explorer XLT features a Ingot Silver Metallic exterior with a Charcoal Black interior and has only 147,758 miles. Bob Ruth Ford offers 3 months...   Read More
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