Ford Bad Credit Auto Loans

Ford Dealership Nearest Me

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If you’re trying to find Ford bad credit auto loans, you may feel like you’re fighting an uphill battle. At Bob Ruth Ford, we understand that poor credit history isn’t always an indicator of irresponsible spending. Life can be unpredictable, and unexpected expenses can take a toll on your credit score despite your best efforts. When you’re on the hunt for car loans with bad credit, trust the experienced finance pros at Bob Ruth Ford.

Whether your credit score is in good shape, subpar or nonexistent - we can help you secure an affordable car loan that fits your unique situation. We work a range of understanding national lenders to give you a great chance to obtain the car financing that you need. Other car dealerships for bad credit near you may give you the runaround when it comes to finding you an affordable car loan - but not Bob Ruth Ford! We specialize in assisting credit challenged shoppers. Getting the car that you and your family need is more achievable than you might think! We have a variety of offers and programs that you can make use of to obtain car loans with bad credit.


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Guaranteed Approval

As you probably know, your credit score is an important measure of risk that lenders use to decide whether or not to provide you with a loan. As a result, if your credit score is on the lower end - you may think that finding a reasonable car loan will be next to impossible. We’re here to tell you that this is not the case at all! Here at Bob Ruth Ford, we’re pleased to offer Guaranteed Approval Car Finance to our PA customers.
How can we guarantee car financing, regardless of your credit history? It’s really quite simple! In order to offset a low credit score, some lenders may require you to take on a loan that has a higher APR (Annual Percentage Rate). You may also need to make a larger down payment to cover more of the cost up front. The good news is, you’ll be able to secure a reasonable car loan no matter your credit score. We offer a 100% approval rate, so even if you’ve declared bankruptcy in the past - you will qualify!

Improving Your Credit

If you’re shopping for a car with a credit score that is on the lower end, you may be wondering what steps you can take to raise your score. You might think that you’ll need to wait months for your credit score to improve before you can get the car loan you need to take home the car of your dreams. This is simply untrue. Here at Bob Ruth Ford, you can qualify right away! With our fast and safe application process, it should only take a couple of minutes to get approved for Ford bad credit auto loans.

Once you’re approved, all that’s left is to head down to our showroom and pick out the ideal car for you and your family! If you’re worried about taking on a loan with a higher APR - you should know that refinancing your loan is an option. Once your credit score has improved sufficiently, you may be eligible to refinance your car loan at a lower APR. To learn more, call and speak with one of our friendly finance specialists. They’ll be happy to explain how the whole process works and recommend the best course of action for you.

How can you improve your credit score? There are several things you can do to help. Keeping your credit usage below 30% of your available credit and making timely payments of your bills can go a long way towards raising your score. Of course, you should also avoid taking out any more credit cards for the time being - as this can negatively impact your score.
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Car Dealerships For Bad Credit Near Me

Looking for car dealerships for bad credit near you? You should know that not all dealers in your area can offer the same smooth and convenient financing process! If you want to save time and secure a car loan that fits your particular financial situation, head to Bob Ruth Ford - the Ford dealership nearest you! We have years of experienced helping shoppers who are credit challenged get the loans they’re looking for.

Take the hassle out of finding the right Ford bad credit auto loans for you! Our staff is highly trained on all kinds of credit procedures, so they’ll be able to help you through the entire process from start to finish. Your satisfaction is our number one concern. We’ll work hard to help you get into a vehicle that will serve your needs well for many years to come - at a price that works for you! Check out our entire inventory of used cars for sale near you! Whether you need a spacious family vehicle or a stylish sedan, we can help you get the loan you’ll need to make it a reality. Bad credit car loans are right around the corner at Bob Ruth Ford.
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Exterior: 
White
Interior: 
Charcoal Black/cashmere 
Mileage:
77,296
Engine:
1.6L
Model #: 
P4F
VIN:
3FADP4FJ2BM125642
Stock #:
BV1082A
Get Approved in Seconds
Price:  
$6,000
DESIRABLE FEATURES: Alloy Wheels, Remote Entry, and Premium Sound.This front wheel drive 2011 Ford Fiesta SES features a Oxford White exterior with a Charcoal Black/cashmere interior and has only 77,296 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles...   Read More
Exterior: 
Other
Interior: 
Camel 
Mileage:
163,861
Engine:
2.5L
Model #: 
U9D
VIN:
1FMCU9D7XBKA76163
Stock #:
SV4136A
Get Approved in Seconds
Price:  
$6,000
DESIRABLE FEATURES: Alloy Wheels, Premium Sound, and Remote Entry.This four wheel drive 2011 Ford Escape XLT features a Sangria Red Metallic exterior with a Camel interior and has only 163,861 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped...   Read More
Exterior: 
Blue
Interior: 
Charcoal Black 
Mileage:
116,792
Engine:
2.5L
Model #: 
P0H
VIN:
3FAHP0HA8AR263064
Stock #:
PV10806A
Get Approved in Seconds
Price:  
$7,000
DESIRABLE FEATURES: Sync Connect, Premium Sound, and Remote Entry.This front wheel drive 2010 Ford Fusion SE features a Sport Blue Metallic exterior with a Charcoal Black interior and has only 116,792 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles...   Read More
Exterior: 
White
Interior: 
Dark Charcoal/red Accent 
Mileage:
67,859
Engine:
4.0L
Model #: 
T84
VIN:
1ZVHT84N455208355
Stock #:
T46618B
Get Approved in Seconds
Price:  
$7,000
$114.28 / month*
This rear wheel drive used 2005 Ford Mustang V6 features a Performance White Clearcoat exterior with a Dark Charcoal/red Accent interior and has only 67,859 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY...   Read More
Exterior: 
Silver
Interior: 
Medium Light Stone 
Mileage:
159,706
Engine:
1.6 L
Model #: 
U9G
VIN:
1FMCU9GX9EUB85752
Stock #:
SV4127A
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Price:  
$8,000
DESIRABLE FEATURES: Backup Camera, Sync Connect, Premium Sound, and Remote Entry.This four wheel drive used 2014 Ford Escape SE features a Ingot Silver Metallic exterior with a Medium Light Stone interior and has only 159,706 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio...   Read More
Exterior: 
White
Interior: 
Charcoal Black 
Mileage:
69,382
Engine:
1.6 L
Model #: 
P4E
VIN:
3FADP4EJ8EM204304
Stock #:
PV10790A
Get Approved in Seconds
Price:  
$8,000
$130.60 / month*
DESIRABLE FEATURES: Alloy Wheels, Premium Sound, and Remote Entry.This front wheel drive used 2014 Ford Fiesta SE features a Oxford White exterior with a Charcoal Black interior and has only 69,382 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles...   Read More
Exterior: 
Black
Interior: 
Charcoal Black 
Mileage:
131,508
Engine:
3.0L
Model #: 
U9E
VIN:
1FMCU9EG0BKA36074
Stock #:
T13819A
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Price:  
$8,500
This four wheel drive used 2011 Ford Escape Limited features a Tuxedo Black Metallic exterior with a Charcoal Black interior and has only 131,508 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This...   Read More
Exterior: 
Silver
Interior: 
Medium Light Stone 
Mileage:
59,304
Engine:
2.0 L
Model #: 
P3K
VIN:
1FADP3K21EL307573
Stock #:
SV4191A
Get Approved in Seconds
Price:  
$9,000
$146.93 / month*
DESIRABLE FEATURES: Sync Connect, Alloy Wheels, Premium Sound, and Remote Entry.This front wheel drive used 2014 Ford Focus SE features a Ingot Silver exterior with a Medium Light Stone interior and has only 59,304 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used...   Read More
Exterior: 
Gray
Interior: 
Medium Light Stone Leather
Mileage:
132,912
Engine:
3.5L
Model #: 
K4K
VIN:
2FMDK4KC0DBB35473
Stock #:
BV1095A
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Price:  
$10,000
DESIRABLE FEATURES: Leather, Navigation, Premium Sound, and Remote Entry.This all wheel drive used 2013 Ford Edge Limited features a Mineral Gray Metallic exterior with a Medium Light Stone interior and has only 132,912 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all...   Read More
Exterior: 
Gray
Interior: 
Charcoal Black Leather
Mileage:
125,626
Engine:
3.5L
Model #: 
K4J
VIN:
2FMDK4JC6DBB85392
Stock #:
BV1093
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Price:  
$10,500
DESIRABLE FEATURES: Leather, Navigation, and Remote Entry.This all wheel drive 2013 Ford Edge SEL features a Mineral Gray Metallic exterior with a Charcoal Black interior and has only 125,626 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with...   Read More
Exterior: 
White
Interior: 
Charcoal Black 
Mileage:
34,160
Engine:
2.0 L
Model #: 
P3E
VIN:
1FADP3E26GL248504
Stock #:
SV4228
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Price:  
$10,500
$171.42 / month*
DESIRABLE FEATURES: Backup Camera, Factory Warranty, Sync Connect, Premium Sound, and Remote Entry.This front wheel drive used 2016 Ford Focus S features a Oxford White exterior with a Charcoal Black interior and has only 34,160 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite...   Read More
Exterior: 
Silver
Interior: 
Charcoal Black 
Mileage:
103,902
Engine:
1.6L
Model #: 
U9H
VIN:
1FMCU9HX0DUC16920
Stock #:
T03019A
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Price:  
$11,000
$179.58 / month*
DESIRABLE FEATURES: Remote Start, Remote Entry, and Premium Sound.This four wheel drive 2013 Ford Escape SEL features a Ingot Silver Metallic exterior with a Charcoal Black interior and has only 103,902 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles...   Read More
Exterior: 
White
Interior: 
Charcoal Black 
Mileage:
103,600
Engine:
1.6 L
Model #: 
U9G
VIN:
1FMCU9GX9FUA21743
Stock #:
T26418A
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Price:  
$12,000
$195.90 / month*
DESIRABLE FEATURES: Backup Camera, Sync Connect, Alloy Wheels, Premium Sound, and Remote Entry.This four wheel drive used 2015 Ford Escape SE features a White Platinum Metallic Tri-coat exterior with a Charcoal Black interior and has only 103,600 miles. Bob Ruth Ford offers 3 months of free...   Read More
Exterior: 
White
Interior: 
Medium Light Stone 
Mileage:
119,699
Engine:
3.5L
Model #: 
K8D
VIN:
1FMHK8D84BGA53012
Stock #:
BV1110
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Price:  
$13,000
DESIRABLE FEATURES: 3rd row seat, Premium Sound, and Remote Entry.This four wheel drive used 2011 Ford Explorer XLT features a White Suede exterior with a Medium Light Stone interior and has only 119,699 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles...   Read More
Exterior: 
Black
Interior: 
Charcoal Black 
Mileage:
15,970
Engine:
2.0 L
Model #: 
P3K
VIN:
1FADP3K28GL228078
Stock #:
SV4256
Get Approved in Seconds
Price:  
$13,000
$212.23 / month*
DESIRABLE FEATURES: Backup Camera, Sync Connect, Alloy Wheels, Remote Entry, and Premium Sound.This front wheel drive used 2016 Ford Focus SE features a Shadow Black exterior with a Charcoal Black interior and has only 15,970 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio...   Read More
Exterior: 
White
Interior: 
Black 
Mileage:
132,143
Engine:
5.4L
Model #: 
W12
VIN:
1FTPW12V48KB81700
Stock #:
T41918B
Get Approved in Seconds
Price:  
$13,000
This rear wheel drive 2008 Ford F-150 FX2 features a Oxford White Clearcoat exterior with a Black interior and has only 132,143 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used Ford F-150...   Read More
Exterior: 
Gold
Interior: 
Ebony 
Mileage:
25,067
Engine:
2.5 L
Model #: 
P0H
VIN:
3FA6P0H77HR208367
Stock #:
SV4009
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Price:  
$14,000
$228.55 / month*
DESIRABLE FEATURES: Backup Camera, Factory Warranty, Remote Entry, and Premium Sound.This front wheel drive used 2017 Ford Fusion SE features a White Gold exterior with a Ebony interior and has only 25,067 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles...   Read More
Exterior: 
Gray
Interior: 
Charcoal Black 
Mileage:
30,348
Engine:
2.5 L
Model #: 
P0H
VIN:
1FA6P0H71G5129648
Stock #:
SV4238
Get Approved in Seconds
Price:  
$14,000
$228.55 / month*
DESIRABLE FEATURES: Backup Camera, Sync Connect, Factory Warranty, Premium Sound, and Remote Entry.This front wheel drive used 2016 Ford Fusion SE features a Magnetic exterior with a Charcoal Black interior and has only 30,348 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio...   Read More
Exterior: 
Black
Interior: 
Ebony 
Mileage:
21,473
Engine:
2.5 L
Model #: 
P0H
VIN:
3FA6P0H78HR143173
Stock #:
SV3919
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Price:  
$14,000
$228.55 / month*
DESIRABLE FEATURES: Backup Camera, Sync Connect, Factory Warranty, Premium Sound, and Remote Entry.This front wheel drive used 2017 Ford Fusion SE features a Black exterior with a Ebony interior and has only 21,473 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used...   Read More
Exterior: 
Black
Interior: 
Ebony 
Mileage:
20,450
Engine:
2.5 L
Model #: 
P0H
VIN:
3FA6P0H76HR380616
Stock #:
SV3936
Get Approved in Seconds
Price:  
$14,000
$228.55 / month*
DESIRABLE FEATURES: Backup Camera, Sync Connect, Factory Warranty, Remote Entry, and Premium Sound.This front wheel drive used 2017 Ford Fusion SE features a Shadow Black exterior with a Ebony interior and has only 20,450 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on...   Read More
Exterior: 
Silver
Interior: 
Ebony 
Mileage:
25,400
Engine:
2.5 L
Model #: 
P0H
VIN:
3FA6P0H73GR288359
Stock #:
SV4235
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Price:  
$14,500
$236.72 / month*
DESIRABLE FEATURES: Backup Camera, Sync Connect, Alloy Wheels, Premium Sound, and Remote Entry.This front wheel drive used 2016 Ford Fusion SE features a Ingot Silver exterior with a Ebony interior and has only 25,400 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all...   Read More
Exterior: 
Black
Mileage:
21,988
Engine:
2.0 L
Model #: 
P3N
VIN:
1FADP3N27JL326098
Stock #:
SV4250
Get Approved in Seconds
Price:  
$15,000
$244.88 / month*
DESIRABLE FEATURES: Backup Camera, Premium Sound, and Remote Entry.Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used Ford Focus includes Keyless Entry, Satellite Radio, Steering Wheel Audio...   Read More
Exterior: 
White
Mileage:
118,729
Engine:
3.5L
Model #: 
K8D
VIN:
1FM5K8D84DGC95126
Stock #:
SV4213A
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Price:  
$15,000
DESIRABLE FEATURES: 3rd row seat, Alloy Wheels, Remote Entry, and Premium Sound.Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Ford Explorer includes Satellite Radio, Steering Wheel Audio Controls,...   Read More
Exterior: 
Black
Interior: 
Ebony 
Mileage:
15,934
Engine:
2.5 L
Model #: 
P0H
VIN:
3FA6P0H75GR349291
Stock #:
SV4237
Get Approved in Seconds
Price:  
$15,000
$244.88 / month*
DESIRABLE FEATURES: Backup Camera, Sync Connect, Alloy Wheels, Remote Entry, and Premium Sound.This front wheel drive used 2016 Ford Fusion SE features a Shadow Black exterior with a Ebony interior and has only 15,934 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all...   Read More
Exterior: 
Silver
Interior: 
Charcoal Black 
Mileage:
20,676
Engine:
1.5 L
Model #: 
P0H
VIN:
3FA6P0HD7GR321966
Stock #:
SV4227
Get Approved in Seconds
Price:  
$15,000
$244.88 / month*
DESIRABLE FEATURES: Backup Camera, Factory Warranty, Sync Connect, Premium Sound, and Remote Entry.This front wheel drive 2016 Ford Fusion SE features a Ingot Silver exterior with a Charcoal Black interior and has only 20,676 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio...   Read More
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