Used Cars Under $20,000

Used Cars For Sale For Under $20,000 at Bad Credit Dealers in PA

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Exterior: 
White
Interior: 
Medium Gray 
Mileage:
107,844
Engine:
3.8L
Model #: 
4WB69
VIN:
2G4WB52KX41352962
Stock #:
T14619D
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Price:  
$4,000
This front wheel drive 2004 Buick Regal LS features a White exterior with a Medium Gray interior and has only 107,844 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used Buick Regal includes...   Read More
Exterior: 
Other
Interior: 
Neutral 
Mileage:
155,405
Engine:
3.5L
Model #: 
1WT19
VIN:
2G1WT58K779323507
Stock #:
PV10853A
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Price:  
$5,000
This front wheel drive used 2007 Chevrolet Impala 3.5L LT features a Bordeaux Red exterior with a Neutral interior and has only 155,405 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Chevrolet...   Read More
Exterior: 
Silver
Interior: 
Gray 
Mileage:
106,894
Engine:
3.6L
Model #: 
1WG19
VIN:
2G1WG5E30C1280560
Stock #:
SV3844A
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Price:  
$6,000
This front wheel drive 2012 Chevrolet Impala LT Fleet features a Silver Ice Metallic exterior with a Gray interior and has only 106,894 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used...   Read More
Exterior: 
Other
Interior: 
Camel 
Mileage:
163,861
Engine:
2.5L
Model #: 
U9D
VIN:
1FMCU9D7XBKA76163
Stock #:
SV4136A
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Price:  
$6,000
DESIRABLE FEATURES: Alloy Wheels, Remote Entry, and Premium Sound.This four wheel drive 2011 Ford Escape XLT features a Sangria Red Metallic exterior with a Camel interior and has only 163,861 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped...   Read More
Exterior: 
Orange
Interior: 
Charcoal 
Mileage:
80,027
Engine:
1.6L
Model #: 
1TD48
VIN:
KL1TD6DE3BB245030
Stock #:
SV4020A
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Price:  
$6,500
$106.11 / month*
This front wheel drive 2011 Chevrolet Aveo LT w/1LT features a Copper exterior with a Charcoal interior and has only 80,027 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used Chevrolet Aveo...   Read More
Exterior: 
White
Mileage:
142,993
Engine:
3.3L
VIN:
5TDZA23C76S389828
Stock #:
T35718D
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Price:  
$6,500
DESIRABLE FEATURES: 3rd row seat, Alloy Wheels, and Remote Entry.Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Toyota Sienna includes Steering Wheel Audio Controls, Keyless Entry, an MP3 Compatible...   Read More
Exterior: 
White
Interior: 
Charcoal Black/cashmere 
Mileage:
77,296
Engine:
1.6L
Model #: 
P4F
VIN:
3FADP4FJ2BM125642
Stock #:
BV1082A
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Price:  
$7,000
$114.28 / month*
DESIRABLE FEATURES: Alloy Wheels, Remote Entry, and Premium Sound.This front wheel drive used 2011 Ford Fiesta SES features a Oxford White exterior with a Charcoal Black/cashmere interior and has only 77,296 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used...   Read More
Exterior: 
Black
Interior: 
Ebony 
Mileage:
99,645
Engine:
3.8L
Model #: 
1WZ27
VIN:
2G1WZ151659268600
Stock #:
SV4040A
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Price:  
$7,000
$114.28 / month*
DESIRABLE FEATURES: Alloy Wheels, Remote Entry, and Premium Sound.This front wheel drive used 2005 Chevrolet Monte Carlo Supercharged SS features a Black exterior with a Ebony interior and has only 99,645 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles...   Read More
Exterior: 
Red
Mileage:
113,204
Engine:
2.4L
Model #: 
LN41E
VIN:
JA32V2FW6CU022100
Stock #:
C04018B
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Price:  
$7,000
DESIRABLE FEATURES: Alloy Wheels, Remote Entry, and Premium Sound.Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Mitsubishi Lancer includes Steering Wheel Audio Controls, Keyless Entry, an Anti...   Read More
Exterior: 
Blue
Interior: 
Charcoal Black 
Mileage:
116,792
Engine:
2.5L
Model #: 
P0H
VIN:
3FAHP0HA8AR263064
Stock #:
PV10806A
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Price:  
$7,000
DESIRABLE FEATURES: Sync Connect, Premium Sound, and Remote Entry.This front wheel drive used 2010 Ford Fusion SE features a Sport Blue Metallic exterior with a Charcoal Black interior and has only 116,792 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles...   Read More
Exterior: 
Silver
Interior: 
Ivory 
Mileage:
116,982
Engine:
1.3L
VIN:
JHMFA362X7S020514
Stock #:
T14119A
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Price:  
$7,000
This front wheel drive 2007 Honda Civic Hybrid Hybrid features a Alabaster Silver Metallic exterior with a Ivory interior and has only 116,982 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used...   Read More
Exterior: 
Beige
Mileage:
158,067
Engine:
5.4L
Model #: 
X14
VIN:
1FTPX14574NC42122
Stock #:
SV4184B
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Price:  
$7,000
Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Ford F-150 includes Keyless Entry, an AM/FM Stereo, an Outside Temperature Gauge, and a Single-Disc CD PlayerSTOCK# SV4184B PRICED BELOW MARKET RETAIL...   Read More
Exterior: 
Gray
Mileage:
178,463
Engine:
5.7L
VIN:
1D7HU18D03S285429
Stock #:
T05719C
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Price:  
$7,000
Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Dodge Ram 1500 includes an AM/FM Stereo, an Outside Temperature Gauge, and a Single-Disc CD PlayerSTOCK# T05719C PRICED BELOW MARKET RETAIL VALUE! Bob...   Read More
Exterior: 
Black
Mileage:
80,091
Engine:
2.5L
VIN:
1N4AL21E78N553413
Stock #:
SV4225A
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Price:  
$7,352
$120.02 / month*
Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This Nissan Altima includes Keyless Entry, an Anti Theft System, an AM/FM Stereo, an Outside Temperature Gauge, and a Single-Disc CD PlayerSTOCK# SV4225A...   Read More
Exterior: 
Silver
Interior: 
Charcoal 
Mileage:
99,341
Engine:
2.5L
Model #: 
13110
VIN:
1N4AL2AP6AN565642
Stock #:
PV10760A
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Price:  
$8,000
$130.60 / month*
This front wheel drive 2010 Nissan Altima 2.5 SL features a Radiant Silver Metallic exterior with a Charcoal interior and has only 99,341 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This used...   Read More
Exterior: 
Gray
Interior: 
Khaki 
Mileage:
151,271
Engine:
5.7L
VIN:
1D7HA18287J625767
Stock #:
SV4062A
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Price:  
$8,000
This rear wheel drive used 2007 Dodge Ram 1500 SLT features a Mineral Gray Metallic Clearcoat exterior with a Khaki interior and has only 151,271 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This...   Read More
Exterior: 
Black
Interior: 
Charcoal Black Leather
Mileage:
156,266
Engine:
3.5L
Model #: 
J8J
VIN:
2LMDJ8JC2ABJ16032
Stock #:
SV4095A
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Price:  
$8,000
DESIRABLE FEATURES: Leather, Panoramic Roof, Cooled Seats, Premium Sound, and Remote Entry.This all wheel drive used 2010 Lincoln Mkx Base features a Tuxedo Black Metallic exterior with a Charcoal Black interior and has only 156,266 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite...   Read More
Exterior: 
White
Interior: 
Dark Charcoal/red Accent 
Mileage:
67,859
Engine:
4.0L
Model #: 
T84
VIN:
1ZVHT84N455208355
Stock #:
T46618B
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Price:  
$8,000
$130.60 / month*
This rear wheel drive used 2005 Ford Mustang V6 features a Performance White Clearcoat exterior with a Dark Charcoal/red Accent interior and has only 67,859 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY...   Read More
Exterior: 
White
Interior: 
Medium Pewter 
Mileage:
158,531
Engine:
4.3L
Model #: 
CG13405
VIN:
1GCFG15X591119400
Stock #:
PV10797A
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Price:  
$8,000
This rear wheel drive used 2009 Chevrolet Express Cargo Van Work Van features a Summit White exterior with a Medium Pewter interior and has only 158,531 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.STOCK# PV10797A...   Read More
Exterior: 
Red
Interior: 
Medium Slate Gray/light Shale 
Mileage:
113,563
Engine:
3.8L
Model #: 
RTYP53
VIN:
2A8HR54199R640714
Stock #:
T23318B
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Price:  
$8,000
DESIRABLE FEATURES: 3rd row seat, Backup Camera, Alloy Wheels, Premium Sound, and Remote Entry.This front wheel drive used 2009 Chrysler Town & Country Touring features a Crimson exterior with a Medium Slate Gray/light Shale interior and has only 113,563 miles. Bob Ruth Ford offers 3 months of...   Read More
Exterior: 
White
Interior: 
Charcoal Black 
Mileage:
69,378
Engine:
1.6 L
Model #: 
P4E
VIN:
3FADP4EJ8EM204304
Stock #:
PV10790A
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Price:  
$8,000
$130.60 / month*
DESIRABLE FEATURES: Alloy Wheels, Premium Sound, and Remote Entry.This front wheel drive 2014 Ford Fiesta SE features a Oxford White exterior with a Charcoal Black interior and has only 69,378 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped...   Read More
Exterior: 
Black
Interior: 
Charcoal Black 
Mileage:
131,508
Engine:
3.0L
Model #: 
U9E
VIN:
1FMCU9EG0BKA36074
Stock #:
T13819A
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Price:  
$8,500
This four wheel drive used 2011 Ford Escape Limited features a Tuxedo Black Metallic exterior with a Charcoal Black interior and has only 131,508 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with the Sirius/XM radio.TECHNOLOGY FEATURES: This...   Read More
Exterior: 
Silver
Interior: 
Medium Light Stone 
Mileage:
58,999
Engine:
2.0 L
Model #: 
P3K
VIN:
1FADP3K21EL307573
Stock #:
SV4191A
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Price:  
$9,000
$146.93 / month*
DESIRABLE FEATURES: Sync Connect, Alloy Wheels, Remote Entry, and Premium Sound.This front wheel drive used 2014 Ford Focus SE features a Ingot Silver exterior with a Medium Light Stone interior and has only 58,999 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used...   Read More
Exterior: 
Silver
Interior: 
Medium Light Stone 
Mileage:
159,706
Engine:
1.6 L
Model #: 
U9G
VIN:
1FMCU9GX9EUB85752
Stock #:
SV4127A
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Price:  
$9,170
DESIRABLE FEATURES: Backup Camera, Sync Connect, Premium Sound, and Remote Entry.This four wheel drive used 2014 Ford Escape SE features a Ingot Silver Metallic exterior with a Medium Light Stone interior and has only 159,706 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio...   Read More
Exterior: 
Red
Interior: 
Black 
Mileage:
92,993
Engine:
3.5L
Model #: 
07819
VIN:
JN8AZ18W59W211542
Stock #:
SV4043A
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Price:  
$10,000
$163.25 / month*
DESIRABLE FEATURES: Backup Camera, Alloy Wheels, and Remote Entry.This all wheel drive used 2009 Nissan Murano SL features a Merlot Metallic exterior with a Black interior and has only 92,993 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used vehicles equipped with...   Read More
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Are you shopping around for an excellent used car in Harrisburg, PA? You’ve come to right place; not only do we have a stunning collection of new and used Fords, but we also have a designated section of used cars for sale under $20,000. These aren’t old, rusty vehicles either--we have modern models with exciting accessories, beautiful paint, and completely reliable engines. Don’t take our word for it, though--take one for a test drive!

Whether you need a sedan, van, SUV, or pickup truck, pay attention to our listings for used cars under $20,000. As you can imagine, they sell out quickly! If you see something you like, don’t hesitate to give us a call.

Used Cars for Sale in York, PA

We aren’t only focused on car shoppers in Harrisburg; we serve the surrounding areas as well. Are you a York, PA resident looking for a great deal on a used car? If so, we’d love to show you around our use cars dealership. We’re easily accessible from your location--just catch Old York road and follow it until you get to Highway 15. We conveniently located on the side of the highway.

If you live in nearby Carlisle, you’ll probably want to reach us via highway 74. It’s just a few minutes, and you’ll need the drive home to get acclimated to you fantastic used car! We’re also easily accessible from Mechanicsburg, Wellsville, and many other surrounding town. We’re easy to find on the map.

Secure Financing at our Used Car Dealership in Harrisburg, PA
Even though our used cars for $20,000 are already incredibly affordable, you can still apply for and receive competitive financing offers. After you’ve made a down payment, you should feel any pressure from your low monthly payments.

The fist step is to apply for financing through our easy to use online tool. Just enter your name, address, income, and employment information (as well as your drivers license number), and you’ll receive an assessment for how much credit you can receive.

If you credit is good enough, you may even qualify for some of our featured cash-back or or low APR offers.

Get a Bad Credit Car Loan, Guaranteed

Did you know that you can secure a bad credit car loan in almost every scenario? It’s true--we don’t believe that you should be denied access to a reliable car just because of financial issues in your past.

We also realize that damaged credit comes from many types of issues. You may simply be the victim of your circumstances, and you can’t do anything about that. For that reason, we always offer guaranteed bad credit car loans alongside our more traditional financing offers.

You can work with one of our finance specialists to arrive at a lender and payment plan that works for you, and in the process, you can start fixing your bad credit.

If you find yourself emerging from Chapter 7 bankruptcy, please realize that it can take 4-6 months for all of your debts to clear and your court cases to be settled. You probably won’t be able to secure a bad credit car loan until after you’ve finished the bankruptcy process. If you’ve declared Chapter 13 bankruptcy, in which you agree to pay back all of your outstanding debts and avoid having your assets liquidated, you’ll have to have your designated trustee agree that the loan is a good idea.

If you have poor credit, another way to get a loan approved is to have a close relative (who is financially stable and trustworthy) co-sign the loan. This is uncomfortable for many people, since the co-signer can be on the hook for defaulted payments. But if you have proven that you are earning a stable income and can make payments on time, it might be a viable option for you.

Save Up for a Full 20% Down Payment

The “catch” when it comes to bad credit car loans is that your interest rates will be rather high. APR for these financing deals can be up to 10% and beyond. That being said, it’s important that you avoid as much debt as possible, and you can do that by saving up for a 20% down payment.

The best way to come up for a down payment on a used car for under $20,000 is by trading in your current vehicle. You can plug your car’s information (mileage, make, model, year, list of repairs) into our Kelley Blue Book powered Value Your Trade tool, and if you are in agreement with the offer it makes, you can simply drive your used car to our dealership and we’ll buy it from you. You can immediately apply that cash towards the down payment of your new purchase, and if your former used car was in good enough shape, you may not have to spend any additional cash at all before you drive your new car home.

What Used Cars Are Available at Bob Ruth Ford

First off, Bob Ruth Ford has all of the Ford “greatest hits” on the used car lot. Keep your eyes open for a beautiful used Ford Mustang for under $20,000--they don’t last long! If you’d like a classy sedan, look out for a Ford Fusion, and if you enjoy fun compact cars, take a Ford Fusion or Ford Focus for a test drive.

We have plenty of other options as well; you’ll find used pickup trucks from Ford, Dodge, Toyota, and Chevrolet, and you can run into a Malibu, Charger, or Dodge Caravan as well. We like to keep our used car lot stocked with eclectic options that we think you’ll love, and we’ve inspected all of them to make sure you’re getting a high quality vehicle.

Do you have any questions about our used cars for sale unde $20,000? We’d love to hear from you or set up a test drive.
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