Used Cars Under $20,000

Used Cars For Sale For Under $20,000 at Bad Credit Dealers in PA

Page  1  2  3  4  5  6  7  8  9  10  11  »
Exterior: 
Black
Interior: 
Charcoal 
Mileage:
146,359
Engine:
1.8L
Model #: 
ZAT08
VIN:
W08AT271485054334
Stock #:
SV4659A
Get Approved in Seconds
Price:  
$3,500
Black 2008 Saturn Astra XR FWD 4-Speed Automatic 1.8L 4-Cylinder DOHC VVTWe want to make the buying process as easy as 1-2-3! Let us show you! 1. Pick your vehicle. 2. Value your trade/Apply for financing. 3. Test drive/Delivery.The Country Dealer Who Beats Big City Prices! This front wheel drive...   Read More
Exterior: 
Other
Interior: 
Beige 
Mileage:
112,878
Engine:
2.4L
Model #: 
26402
VIN:
5NPET46C78H336281
Stock #:
PV10883A
Get Approved in Seconds
Price:  
$4,000
Natural Khaki 2008 Hyundai Sonata GLS FWD 4-Speed Automatic with Shiftronic 2.4L I4 DOHC 16V Odometer is 748 miles below market average!We want to make the buying process as easy as 1-2-3! Let us show you! 1. Pick your vehicle. 2. Value your trade/Apply for financing. 3. Test drive/Delivery.The...   Read More
Exterior: 
White
Interior: 
Gray 
Mileage:
73,420
Engine:
2.7L
Model #: 
94242
VIN:
KNAFG526977047160
Stock #:
SV4810A
Get Approved in Seconds
Price:  
$5,000
White 2007 Kia Rondo EX V6 FWD 5-Speed Automatic 2.7L V6 DOHC 24V Odometer is 53470 miles below market average!We want to make the buying process as easy as 1-2-3! Let us show you! 1. Pick your vehicle. 2. Value your trade/Apply for financing. 3. Test drive/Delivery.The Country Dealer Who Beats Big...   Read More
Exterior: 
White
Interior: 
Medium Light Stone 
Mileage:
140,339
Engine:
2.5L
Model #: 
P0H
VIN:
3FAHP0HA6CR424661
Stock #:
SV4050B
Get Approved in Seconds
Price:  
$5,000
BackUp Camera, Bluetooth, 17"" Alloy Wheels, 4-Wheel Disc Brakes, ABS brakes, Air Conditioning, Compass, Electrochromic Rear-View Mirror, Electronic Stability Control, Ford SYNC, Moonroof, Order Code 202A, Radio: AM/FM Stereo w/Single-CD/MP3 Capable, Security system, SIRIUS Satellite Radio, Sun &...   Read More
Exterior: 
Black
Interior: 
Charcoal Black 
Mileage:
143,257
Engine:
2.0 L
Model #: 
P3F
VIN:
1FADP3F22EL102600
Stock #:
T48719A
Get Approved in Seconds
Price:  
$5,500
WHOLESALE DESIRABLE FEATURES: Alloy Wheels, Remote Entry, Premium Sound.This front wheel drive used 2014 Ford Focus SE features a Tuxedo Black exterior with a Charcoal Black interior and has only 143,257 miles. Bob Ruth Ford offers 3 months of free Sirius/XM Satellite Radio on all used...   Read More
Exterior: 
Gold
Interior: 
Medium Prairie Tan 
Mileage:
119,416
Engine:
4.0L
Model #: 
R15
VIN:
1FTZR15X3YTB06980
Stock #:
T51019A
Get Approved in Seconds
Price:  
$5,750
Beige / Tan 2000 Ford Ranger XLT 4WD 5-Speed Automatic with Overdrive 4.0L V6 EFIWe want to make the buying process as easy as 1-2-3! Let us show you! 1. Pick your vehicle. 2. Value your trade/Apply for financing. 3. Test drive/Delivery.The Country Dealer Who Beats Big City Prices! This four...   Read More
Exterior: 
Gray
Interior: 
Charcoal Black 
Mileage:
143,399
Engine:
3.5L
Model #: 
K48
VIN:
2FMDK48C89BA53747
Stock #:
SV4632A
Get Approved in Seconds
Price:  
$6,000
gray 2009 Ford Edge SEL AWD 6-Speed Automatic Duratec 3.5L V6.We want to make the buying process as easy as 1-2-3! Let us show you! 1. Pick your vehicle. 2. Value your trade/Apply for financing. 3. Test drive/Delivery.The Country Dealer Who Beats Big City Prices!Awards: * 2009 KBB.com Brand Image...   Read More
Exterior: 
Silver
Interior: 
Charcoal Black 
Mileage:
112,851
Engine:
3.0L
Model #: 
P08
VIN:
3FAHP08119R154893
Stock #:
T14419A
Get Approved in Seconds
Price:  
$6,000
Vapor Silver Clearcoat Metallic 2009 Ford Fusion SEL FWD 6-Speed Automatic with Overdrive Duratec 3.0L V6.We want to make the buying process as easy as 1-2-3! Let us show you! 1. Pick your vehicle. 2. Value your trade/Apply for financing. 3. Test drive/Delivery.The Country Dealer Who Beats Big City...   Read More
Exterior: 
Beige
Interior: 
Bisque 
Mileage:
139,716
Engine:
2.4L
VIN:
4T1BE46K67U542048
Stock #:
SV4789A
Get Approved in Seconds
Price:  
$6,000
TAN 2007 Toyota Camry FWD 5-Speed 2.4L I4 SMPI DOHC.We want to make the buying process as easy as 1-2-3! Let us show you! 1. Pick your vehicle. 2. Value your trade/Apply for financing. 3. Test drive/Delivery.We know that you have many options when it comes to Harrisburg area dealerships to purchase...   Read More
Exterior: 
Blue
Interior: 
Medium Stone 
Mileage:
86,114
Engine:
2.0L
Model #: 
P3F
VIN:
1FAHP3FN4AW135148
Stock #:
T52419A
Get Approved in Seconds
Price:  
$6,000
Blue Flame Metallic 2010 Ford Focus SE FWD 4-Speed Automatic Duratec 2.0L I4 DOHC Odometer is 11645 miles below market average!We want to make the buying process as easy as 1-2-3! Let us show you! 1. Pick your vehicle. 2. Value your trade/Apply for financing. 3. Test drive/Delivery.The Country...   Read More
Page  1  2  3  4  5  6  7  8  9  10  11  »
Are you shopping around for an excellent used car in Harrisburg, PA? You’ve come to right place; not only do we have a stunning collection of new and used Fords, but we also have a designated section of used cars for sale under $20,000. These aren’t old, rusty vehicles either--we have modern models with exciting accessories, beautiful paint, and completely reliable engines. Don’t take our word for it, though--take one for a test drive!

Whether you need a sedan, van, SUV, or pickup truck, pay attention to our listings for used cars under $20,000. As you can imagine, they sell out quickly! If you see something you like, don’t hesitate to give us a call.

Used Cars for Sale in York, PA

We aren’t only focused on car shoppers in Harrisburg; we serve the surrounding areas as well. Are you a York, PA resident looking for a great deal on a used car? If so, we’d love to show you around our use cars dealership. We’re easily accessible from your location--just catch Old York road and follow it until you get to Highway 15. We conveniently located on the side of the highway.

If you live in nearby Carlisle, you’ll probably want to reach us via highway 74. It’s just a few minutes, and you’ll need the drive home to get acclimated to you fantastic used car! We’re also easily accessible from Mechanicsburg, Wellsville, and many other surrounding town. We’re easy to find on the map.

Secure Financing at our Used Car Dealership in Harrisburg, PA
Even though our used cars for $20,000 are already incredibly affordable, you can still apply for and receive competitive financing offers. After you’ve made a down payment, you should feel any pressure from your low monthly payments.

The fist step is to apply for financing through our easy to use online tool. Just enter your name, address, income, and employment information (as well as your drivers license number), and you’ll receive an assessment for how much credit you can receive.

If you credit is good enough, you may even qualify for some of our featured cash-back or or low APR offers.

Get a Bad Credit Car Loan, Guaranteed

Did you know that you can secure a bad credit car loan in almost every scenario? It’s true--we don’t believe that you should be denied access to a reliable car just because of financial issues in your past.

We also realize that damaged credit comes from many types of issues. You may simply be the victim of your circumstances, and you can’t do anything about that. For that reason, we always offer guaranteed bad credit car loans alongside our more traditional financing offers.

You can work with one of our finance specialists to arrive at a lender and payment plan that works for you, and in the process, you can start fixing your bad credit.

If you find yourself emerging from Chapter 7 bankruptcy, please realize that it can take 4-6 months for all of your debts to clear and your court cases to be settled. You probably won’t be able to secure a bad credit car loan until after you’ve finished the bankruptcy process. If you’ve declared Chapter 13 bankruptcy, in which you agree to pay back all of your outstanding debts and avoid having your assets liquidated, you’ll have to have your designated trustee agree that the loan is a good idea.

If you have poor credit, another way to get a loan approved is to have a close relative (who is financially stable and trustworthy) co-sign the loan. This is uncomfortable for many people, since the co-signer can be on the hook for defaulted payments. But if you have proven that you are earning a stable income and can make payments on time, it might be a viable option for you.

Save Up for a Full 20% Down Payment

The “catch” when it comes to bad credit car loans is that your interest rates will be rather high. APR for these financing deals can be up to 10% and beyond. That being said, it’s important that you avoid as much debt as possible, and you can do that by saving up for a 20% down payment.

The best way to come up for a down payment on a used car for under $20,000 is by trading in your current vehicle. You can plug your car’s information (mileage, make, model, year, list of repairs) into our Kelley Blue Book powered Value Your Trade tool, and if you are in agreement with the offer it makes, you can simply drive your used car to our dealership and we’ll buy it from you. You can immediately apply that cash towards the down payment of your new purchase, and if your former used car was in good enough shape, you may not have to spend any additional cash at all before you drive your new car home.

What Used Cars Are Available at Bob Ruth Ford

First off, Bob Ruth Ford has all of the Ford “greatest hits” on the used car lot. Keep your eyes open for a beautiful used Ford Mustang for under $20,000--they don’t last long! If you’d like a classy sedan, look out for a Ford Fusion, and if you enjoy fun compact cars, take a Ford Fusion or Ford Focus for a test drive.

We have plenty of other options as well; you’ll find used pickup trucks from Ford, Dodge, Toyota, and Chevrolet, and you can run into a Malibu, Charger, or Dodge Caravan as well. We like to keep our used car lot stocked with eclectic options that we think you’ll love, and we’ve inspected all of them to make sure you’re getting a high quality vehicle.

Do you have any questions about our used cars for sale unde $20,000? We’d love to hear from you or set up a test drive.
footer background
      
Sales HOURS
Call Us Today - (877) 818-1593
9:00a - 8:00p
9:00a - 8:00p
9:00a - 8:00p
9:00a - 8:00p
9:00a - 8:00p
9:00a - 5:00p
Closed
      
Service HOURS
      
Parts HOURS